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Credit card help...
Posted on 2/2/17 at 10:47 pm
Posted on 2/2/17 at 10:47 pm
Looking for a good cash back card. What have you tried and liked?
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Posted on 2/2/17 at 11:30 pm to tider04
Debit card.
Posted on 2/3/17 at 12:23 am to tider04
I like the Synchrony Bank Mastercard (Sam's) for gas purchases. It gives 5% cash back on those. It's pretty easy to max out the benefit with 5 drivers. (Drops to 1% after $6k in fuel).
ETA - It also pays you 3% cash back on travel and 1% on all other purchases.
ETA - It also pays you 3% cash back on travel and 1% on all other purchases.
This post was edited on 2/3/17 at 2:22 am
Posted on 2/3/17 at 12:35 am to tider04
I just got $1500 in travel rewards with my Chase Sapphire Reserve card. They just cut that $1500 in half. I guess too many people taking advantage of it.
Posted on 2/3/17 at 5:43 am to tider04
Money board
Posted on 2/3/17 at 6:17 am to tider04
I've never met a wealthy person who chases credit card brownie points.
Posted on 2/3/17 at 8:30 am to tider04
I have a delta rewards card for business expenses... It's awesome.
Posted on 2/3/17 at 8:34 am to Vols&Shaft83
quote:
I've never met a wealthy person who chases credit card brownie points.
My boss opens up a new I want to say Delta but maybe another airline Credit Card every year for the initial bonus miles they give you for signing up. 50,000 miles or so. Puts on the minimum balance to get the miles and cancels the fricker. Takes a free trip on them and tells em to shove it. The American Dream.
Posted on 2/3/17 at 8:46 am to Vols&Shaft83
quote:
I've never met a wealthy person who chases credit card brownie points.
Just about every wealthy person I know uses a credit card with a points system for all of their purchases. They all use an Amex.
Posted on 2/3/17 at 9:03 am to tider04
quote:
Looking for a good cash back card. What have you tried and liked?
I have the AMEX Blue Cash preferred. There is a 75 annual fee but I get 6% back on groceries, 3% back on gas and 1% on everything else. The APR sucks a dick and they won't drop it but I have also never carried a balance on it.
Posted on 2/3/17 at 9:54 am to tider04
Pure cashback card I would go with the Citi Double Cash.
Posted on 2/3/17 at 10:10 am to The Spleen
quote:
Just about every wealthy person I know uses a credit card with a points system for all of their purchases
Me too.
Posted on 2/3/17 at 10:22 am to tider04
I have a capital one credit card. 3% cash back on all gas, 2% cash back on all groceries, and 1% cash back on all other purchases. Works well for me
Posted on 2/3/17 at 10:39 am to JustGetItRight
I didn't say wealthy people don't own credit cards with point systems, although most of the ones I know don't believe in debt of any kind, I'm saying they don't chase brownie points.
Posted on 2/3/17 at 9:54 pm to Vols&Shaft83
quote:
I didn't say wealthy people don't own credit cards with point systems, although most of the ones I know don't believe in debt of any kind, I'm saying they don't chase brownie points.
"Brownie points"? WTH are you talking about? We're talking about ways to get cash back from everyday CC purchases. As others have pointed out, most wealthy people do this--you know, because they're probably smart and it's free money.
BTW--I decided to go with the chase triple combo--freedom+freedom unlimited+sapphire. Seems like a nice set-up although pairing the citi double + amex blue was very tempting.
Posted on 2/3/17 at 10:26 pm to GameCocky88
The guy that owns the house across the street from mine and just uses it as a game day house has a Hilton credit card that's black and made out of metal. I've never seen anything like that till he paid for dinner one night.
Posted on 2/4/17 at 7:40 am to tider04
USAA 1% cash back on everything with no limits.
Read the fine print on the super high reward cards.... that 3% may cap out at a couple hundred dollars and minus the annual fee, you are really only getting like .75-1% back in the big picture.
Read the fine print on the super high reward cards.... that 3% may cap out at a couple hundred dollars and minus the annual fee, you are really only getting like .75-1% back in the big picture.
Posted on 2/4/17 at 7:45 am to Vols&Shaft83
quote:
I didn't say wealthy people don't own credit cards with point systems, although most of the ones I know don't believe in debt of any kind, I'm saying they don't chase brownie points.
If I were wealthy, I wouldn't either. No need to.
Posted on 2/4/17 at 7:56 am to kywildcatfanone
I don't have a credit card anymore, I earn interest, not pay it.
Posted on 2/4/17 at 12:04 pm to Vols&Shaft83
quote:
I've never met a wealthy person who chases credit card brownie points.
the wealthiest person i know does, and he's a billionaire. i'm not joking.
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