re: How much did some of you pay out of pocket for having a kid

Edit: Just looked back and realized I combined 2 thoughts in one sentence. Makes more sense as to why you questioned it.

1) healthcare tied to employment specifically happened many years earlier under FDR (part of a response to the wage cap in order for employers to attract talent) - however at this time, medical care didn't remotely resemble what we think of today. Additionally, the IRS made medical benefits provided through employers tax free, meaning employees had less coming out of their paycheck

2) The Nixon Kaiser connection was sort of the beginning of insurance being treated as a mechanism that could truly be a profit center. That was sort of the beginning of Insurance being "completely fricked". Not that it was great shakes prior to that, but it really was the turning point for where the industry has gone.

I think both are problematic, but difficult to get all that across with a 4 year old jumping up and down on your head.

Bout 5 fricking grand if I remember correctly. That was in 2014.

Read edit above.

I am as pro capitalism as they come but I feel the escalating costs will push insurance beyond feasibility and we will end up with government run healthcare with the for profit motive removed to lessen the cost for it.

We all have to have it and some of know our pre existing condition while others are still waiting to find theirs out.

quote:

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I am as pro capitalism as they come but I feel the escalating costs will push insurance beyond feasibility and we will end up with government run healthcare with the for profit motive removed to lessen the cost for it.

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You dont understand the government very well.

Health insurance companies strive for a 3-4% profit with the risk that they lose money.

My local county tax collector takes 2% just to hand the money from me to my local school district with no risk of loss.

Government is never more efficient. Government losses just get passed on through more taxation. That never hurts anybody, right?

$250.00. Included all prenatal visits for the nine months, too.

Not a joke.

just understate your yearly income and get someone else to pay for it all

I have really good insurance with my company. I literally only paid for my son to get his weiner circumcised, because insurance won't cover that these days. Everything else was covered. Not to mention I also had 6 months off paid paternity leave.

I have it was well. Lots of companies with high concentration of employees in California are having to do so in order to compete for human capital.

Just had our first on 03/05/2020 @ 823am at piedmont in buckhead. no complications I don't think or remember but we did use Petosin (sp?) to help speed up contractions.

I have BCBS of IL as a PPO+
initial itemized list came in at 25k and insurance already claimed 15k. this isn't a bill they say so I'll keep waiting.

my insurance allowed me to do a "quote" type thing that told me what to expect to pay at the hospital and delivery type which came out to $2.5k. I'm expecting to pay somewhere between $2.5k and maybe $4k depending.

i was super fricking paranoid about Wuhan virus and the hospital so looks like youre dodging a bullet there. good luck w/ the delivery!

last thing, I was in no way prepared for what I felt during the labor. like i hate to see my wife cry but god damn it was amazingly beautiful to see my baby girl get born (from behind wife's head).