meansonny
| Favorite team: | Georgia  |
| Location: | ATL |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 28066 |
| Registered on: | 9/21/2012 |
| Online Status: | Not Online |
Recent Posts
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re: Do you know any married couples that sleep in separate bedrooms?
Posted by meansonny on 10/24/26 at 4:26 pm to Ramblin Wreck
Spontaneous wake up sex is one of the great joys in my life.
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re: Georgia has no good wins, and a horrendously bad loss
Posted by meansonny on 10/24/26 at 3:47 pm to magildachunks
quote:
Georgia has no good wins
Welcome to the playoffs.
The only wins that matter are those in December and January.
How many more years will it take for you to learn this?
re: Interesting map for when it gets dark
Posted by meansonny on 10/24/26 at 3:37 pm to RohanGonzales
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Alabama should be in the Eastern time some.
Do you want to trade with Georgia?
If congress doesn't pass permanent daylight savings, we are using state legislature to go Central time zone. And at that point, we would be full time standard.
re: Who are we pulling for ??
Posted by meansonny on 10/24/26 at 1:11 pm to ParkRanger
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If you’re that mentally invested in hating Auburn you need to find a hobby.
This is my hobby.
Hating AU, UF, and GT.
I dont see why I or anyone else should change.
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But with that said,we don't have a health care problem in America, we have a health insurance problem.
Insurance is a pass through.
Please feel free to explain how we have a health insurance problem that doesnt involve health care.
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No I didn't because while I am lucky and have no preconditions for people that do it means more money for something like a cleft palate which they got through no fault of their own. Or Parkinsons. Or whatever.
I prefer the big pot.
You don't need anything this year? Whew good for you let's keep that going!
Your kid was born with juvenile diabetes, your wife developed breast cancer, a drunk driver hit you at a stop sign and you need surgery? Awful, we will make sure you don't lose your house.
Great point.
How much should you pay for that benefit?
I'm paying $36k before health insurance kicks in for a 70:30 copay.
And that number will continue to climb next year and the year after.
Is $40k/year enough?
$60k/yr enough?
This system is unsustainable.
It is crashing before our eyes.
I W-2d 90k last year.
And my policy is better than my wife could get working for the county or state.
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And the Pregnant woman is forced to pay for arthritis treatments and sciatica and prostrates for the over 50s. It's not a bad idea to have everyone chip in. Hope you get lucky and don't get sick (who wants to get sick?) but if you do at least you won't lose your house
So you didn't like it when you could customize your personal health insurance policy every year?
That didn't make sense to you?
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Also, $15k/year is for a family plan, not individuals.
My family plan is $30k/yr and is better than any local government group plan available.
re: Health Insurance premiums
Posted by meansonny on 10/23/26 at 4:01 pm to mwade91383
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Sauce?
Look at what it is today?
I pay $30k/yr for a $6k personal deductible and $12k family deductible.
My out of pocket maximum is $16k.
I get 1 in network physical 100% covered (for $30k).
I order to use my insurance, I'm out of pocket $6k in order to trigger a 70:30 copay until I am out $16k.
This is a fortune 100 plan. This is a very very good plan. Better than most people.
Prior to ACA, the deductible was $175. The family deductible was $400. The out of pocket maximum was $4k.
We had labor and delivery for $175 out of pocket.
And you don't think that the Americans who had health insurance before ACA aren't pissed?
It is literally called The Affordable Care Act.
What is affordable about me paying $36k a year before my health insurance kicks in for me?
re: Health Insurance premiums
Posted by meansonny on 10/23/26 at 3:52 pm to mwade91383
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Nobody is aruging it's not flawed, the point is that despite its flaws, there's still millions of people (inlcuding Rs in red states) who rely on it and are grateful it's there. Again, the on the ground results are quite clear.
So there are 30M who are grateful and 250M who hate everything about it.
I get it. That is literally what it solved.
The part that pisses people off are the lies about it in order to get enough support to pass through congress.
It literally is a system designed to fail.
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Anyone who has dealt with the USPS, FedEx, and UPS enough to have statistically valid data knows USPS functions just as well as the two private companies.
You don't have any family or friends who send you birthday or Christmas cards. Do you?
re: Police finds man dead during welfare check, steals his home
Posted by meansonny on 10/23/26 at 2:14 pm to TigerintheNO
It sounds like he was trying to do adverse possession and get a quiet title action.
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It’s not about the price of medical procedures going up it’s about insurance companies making more money.
Explain
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And it doesn’t need to be.
How are you going to lessen the cost of healthcare?
Or are you advocating that Obamacare bastardized the system and the old way (customized coverage. Lower cost for healthier people) was better?
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Not with vision and dental
Agreed.
I was referencing that post ACA, health insurance is not only for uncertain events.
ACA stripped away the ability to customize your policy so you only pay for what you need.
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They don't even ask what conditions you have in the underwriting for a policy. But yeah, a healthy 50-year-old that hasn't been to the doctor in 10 years making $50,000 a year is going to pay the exact same premium as a 700-pound 50-year-old making $50,000 that sees 8 specialists a year on 15 meds that maxes out plan in February. (Assuming they are in the exact same plan)
It is ironic that they call it insurance because there is zero underwriting allowed anymore. They don't even charge differences based on sex or tobacco.
It is age based only.
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It primarily exists as is because of the way the tax code is written
Wrong
It primarily exists because FDR hated capitalism.
He put restrictions on employer/employee hours and pay.
So employers got creative in order to attact and retain the best employees. Employer paid health insurance plans was one of the results.
You can thank a socialist for employer paid health insurance.
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Vision and dental are more like prepaid or levelized financing of checkups and cleanings.
Just to emphasize this, vision and dental are not actually insurance. Insurance pays for an uncertain future event. Vision and dental are certain. That's why they are treated differently.
You are thinking of the old way insurance was handled.
ACA beefed up and mandated preventative coverages.
Old insurance, you could pick and choose the type of plan that you had.
Now (from my employer's perspective), I can choose a high deductible or low deductible plan. But both plans are forced to carry "certain" provisions on the health insurance.
It is one of the many reasons why insurance spiked after ACA.
re: Is it time to separate health insurance from the employer's responsibility?
Posted by meansonny on 10/23/26 at 11:57 am to I-59 Tiger
quote:
Blue Cross of Alabama,Blue Cross of South Carolina and Anthem are under Blue Cross and Blue Shield's umbrella in some form or fashion. It blows my mind how under Anthem it is so expensive now. Yum Foods owns KFC, Taco Bell and until last year Pizza Hut. Two years ago when they still owned Pizza Hut I doubt a Pepsi would cost $40 at one place and $4.99 at the other two.
I don't get it.
Generics should hopefully be available in 2029 for you.
The discrepancy in pricing is negotiated.
Think of prices like a balloon. Squeeze one end and the other gets larger.
Anthem is on the larger end for Jardiance. Some other drug got priority pricing and someone has to pay the piper.
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What in the socialist utopia kind of employer do you work for?
My employer is financial services and we do the same.
When you work for fortune 100s, I expect all of them to do this. Fortune 500s too.
It isnt a bad system. My employer pays $24k for my family plan. I pay $4k. Even though others get a bigger supplement than I do, I am not complaining (other than about the abomination that was the affordable care act).
re: Will Kirby go the way of Dabo?
Posted by meansonny on 10/23/26 at 11:45 am to bamabaseballsec
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Ok what did you say?
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Good job standing on business and defending your comment. /s
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