Govt Tide

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Believe it or not Bama fans still think Saban inherited a more depleted roster at Bama than what Freeze inherited.

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The roster Saban inherited wasn't in much better shape than the one both Harsin and Freeze inherited. Alabama laid a goose egg in the 2008 draft with exactly 0 players drafted and only 5 players were drafted in the 2009 draft.

A total of 5 Alabama players were drafted from the Jr and Sr classes Saban inherited...Freeze had a total of 8 players drafted after his first two seasons and Harsin had a total of 6 players drafted after his first two seasons.

1st round draft picks (2010 draft thru 2025 draft)


Alabama - 44
Georgia - 26

It does sound odd but I figured it made sense to go with the lowest pick the first Alabama player has come off the board in any draft dating back to 2009

Jihaad Campbell is predicted to go in the 16 to 22 range so that streak could end this draft. #theDECLINE

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Lucky enough to be in school for our run between '06-'08. Hard to imagine a better experience as a student. Especially a 3rd generation Gator.

In a span of 366 days picked up 2 basketball titles and 1 football. Was a dream. Then tack on the Tebow Heisman and '08 football title after.

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Easily the greatest 3 year sports run a school has ever had :bow:

Fours years of college, what is your school's best freshmen to senior year run of overall sports success?


Alabama

2009/2010 thru 2012/2013

Football national championships:

2009
2011
2012

Softball:

2012 national championship

Women's gymnastics:

2012 national championship
2011 national championship

Men's golf:

2013 national championship
2012 national runner up

Women's golf:

2012 national championship

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Alabama has several extremely highly ranked freshman coming in. My prediction for them will be based on how they look non-con. If the young guys are mature like Tahaad - bama can be really good. If not, it will be Nate’s worst year on campus. (Unless they get a portal stud)

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There will certainly be a drop off but "worst year on campus"?

Nate's worst two seasons were:

2019/2020 - 16-15
2021/2022 - 19-14

There will be a drop off offensively but Nate's best teams have come when we were at least marginally competent on defense.

If we can just manage to rank in the Top 200 in scoring defense next season it could negate much of the drop off.

Case in point...here's where Alabama has ranked nationally in scoring defense the 6 seasons Nate has been at Alabama:

2024/2025 - #347

2023/2024 - #349

2022/2023 - #121 (SEC regular season championship)

2021/2022 - #325

2020/2021 - #175 (SEC regular season championship)

2019/2020 - #334

The problem with industries as massive and as important as the insurance industry is that it's ripe for government and corporate collusion where everyone that profits off of it from trial lawyers, the lawyers defending insurance companies, federal and state government officials, as well as the insurance companies themselves.

The differences in insurance rates from state to state stem from the fact that while insurance is overall regulated at the federal level it's primarily regulated at the state level through each state's Department or Insurance. Insurance companies and trial lawyers have a lot more power at the state level to influence state laws and particularly the tort environment in each state which can have a major effect on rates in a given state.

Louisiana, unfortunately, has a perfect combination of issues that make insurance challenging in the state. Much of it due to things completely out of the state's control like having an incredibly fragile coastline and a major city that sits just below sea level which makes both extremely vulnerable to major hurricanes and catastrophic flooding. Again, things that are almost entirely out of the state's control.

Auto insurance premiums in a given area however are most heavily influenced by both the lawsuit environment in a given area as well as things like the number of uninsured drivers there are in an area and whether or not there are laws requiring mandatory auto liability insurance and what the minimum coverage amounts are.

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add injected lips and eyelash extensions.

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Yep, although the degree to which this is done can enhance or destroy a woman's look.

An ex girlfriend of mine who I still keep in touch with did the lip injection thing after we stopped dating and while she had really nice lips before she did it her enhancement was fairly minor and while her lips didn't look quite as good post enhancement as her originals did they didn't look much worse either.

She didn't do the eyelash extensions but as a blond with slighter lighter eyebrows she did the whole eyebrow mark up thing to darken her eyebrows. It usually ends up looking kinda freakish when women do that but hers looked really good and better than any woman I've seen do it.

I'm not a fan of the tats unless they're small and fairly hidden. I use to rib the same ex about a small peach tattoo slightly north and to the side of her vj she jokingly got in college in honor of being a Georgia girl but the design and location looked really good :pimp:

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And he’s still not doing a damn thing to fix this issue.

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The problem with tackling the issue of high auto premiums is twofold. The first and most obvious problem is the power of the trial lawyer lobby and the awful tort environment in a lot of states in general and in Louisiana in particular. The second problem is somewhat understandable but no less frustrating and that is the general public's complete lack of understanding of what insurance is for and how it works.

A lot of people have the mistaken impression that homeowners and auto insurance is somehow an entitlement program (like social security for example) that they've paid into that is guaranteed to offer a return in the future. Many people mistake their homeowners policy for a home maintenance policy rather than what homeowner insurance actually is which is protection in the event of a catastrophic loss such as a fire or storm related damage such as a massive tree crashing thru the roof of your house.


Notice how that of all the things the governor is proposing to address the ridiculously high auto premiums the most obvious solution is being ignored in favor of proposals that will at best not fix the issue and at worst will make the problem worse. High premiums? Point to that insurance companies are making huge profits via the stock market which has absolutely no bearing on the actuarial factor of having to set premium prices at a level that will provide enough money to meet their obligation to have enough money in reserves to be able to pay out the claims they are obligated to cover over the next 6 months to a year. Insurance companies don't just willy nilly decide to start making their auto premiums super expensive. They see the ridiculous hyper litigious lawsuit environment in an area and have no choice but to raise auto premiums to ensure they have enough money in reserve to pay the ridiculous out of court settlements they have to give in to and have to reluctantly pay due to the limited time and manpower they have to fight each and every frivilous claim filed against them.

The trial lawyers don't care because they make bank while blaming the "greedy insurance companies" making "record profits" off the stock market which is basically the only mechanism insurance companies have to break even much less actually make a profit in the first place in any given year. Meanwhile, insurance companies have to fiduciary obligation to policyholders and their employees to spread the premium cost across the board enough to be able to pay the following year's claims and also to pay their employees and stay in business.