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Off Topic - Anybody sell insurance in GA?
Posted on 9/29/26 at 9:46 pm
Posted on 9/29/26 at 9:46 pm
I'm looking for some health insurance for a 1099 gig I've been offered and I feel like USAA is ripping my family off on auto insurance.
Let's do business.
Let's do business.
Posted on 9/29/26 at 10:36 pm to deeprig9
I hear barrack Obama sells health insurance
Posted on 9/29/26 at 10:41 pm to meansonny
quote:
I hear barrack Obama sells health insurance
My proposed gig pays too much to get a subsidy. The exchange is meaningless to me at this particular moment.
Posted on 9/29/26 at 11:10 pm to deeprig9
Everybody i knew that sold health insurance 20 years ago got a haircut on commissions and sells group plans only.
Im guessing that you aren't going to find an agency that sells individual policies. If it isn't the marketplace, it would be direct online somewhere.
There are "clubs", "associations", and "collectives" that have good insurance options from what I hear. But I dont know anything about them other than they are the closest thing we have to old school group plans.
You may have success with the Google machine trying to find some group to join.
Im guessing that you aren't going to find an agency that sells individual policies. If it isn't the marketplace, it would be direct online somewhere.
There are "clubs", "associations", and "collectives" that have good insurance options from what I hear. But I dont know anything about them other than they are the closest thing we have to old school group plans.
You may have success with the Google machine trying to find some group to join.
Posted on 9/30/26 at 5:47 am to deeprig9
While I can't help you, I feel as though I'm a very lucky man with our situation. Between my wife and me, we pay more than ever for health insurance, but from what I hear and see, we're ok. My last shoulder surgery totaled $125,000.00 according to all the paperwork I received and kept. We paid a total of $18.00 out of pocket.
Obama Care is a ripoff.
Obama Care is a ripoff.
Posted on 9/30/26 at 7:37 am to deeprig9
I've had a couple people have good luck with health insurance through the Athens Chamber of Commerce
Posted on 9/30/26 at 9:28 am to deeprig9
Stay away from medishare.... total scam.... Consider wrapping your independent coverage with products like aflac and others that cover accidents or critical illness up to the point of your deductible or max out of pocket.
The one thing I will say about ACA is if you aren't picky about your doctors and just want coverage, it will do what it says it will do but at very high deductible.
The one thing I will say about ACA is if you aren't picky about your doctors and just want coverage, it will do what it says it will do but at very high deductible.
Posted on 9/30/26 at 9:36 am to lewis and herschel
quote:
it will do what it says it will do but at very high deductible.
That is group insurance too, now.
The year before ACA, I had $175 deductible and $750 out of pocket max.
Posted on 9/30/26 at 9:55 am to meansonny
Reach out to Aflac or one of their competitors about supplemental coverages for accidents, cancer, or critical illness in the amount of your moop and living expenses ... Short term disability helps here to.
May only be $30-$40 a month and could save you a ton of money if needed.
May only be $30-$40 a month and could save you a ton of money if needed.
Posted on 9/30/26 at 10:32 am to deeprig9
Usaa is $2 a month more than progressive for our cars. I went back after having an accident where I was hit by another progressive customer and progressive treated me like total shite.
Posted on 9/30/26 at 10:37 am to Griffindawg
Insurance is a sleazy business and they often forget that the only thing that separates them from a pyramid scheme is the occasional paying out of claims.....
With the money they generate, they should love taking care of claims.... it makes that enterprise legit... and there is plenty of money to go around.
With the money they generate, they should love taking care of claims.... it makes that enterprise legit... and there is plenty of money to go around.
Posted on 9/30/26 at 12:25 pm to gulfportdawg
quote:
Obama Care is a ripoff.
By design.
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