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Posted on 10/11/23 at 8:01 pm to atwitsendAU
quote:So true. I will never understand why so many would enrich the BIG Insurance and Pharmaceutical industries rather than finance a more affordable and sustainable system.
US healthcare is a fricking shameful disgrace. 'Murica.
Posted on 10/11/23 at 8:08 pm to Themicah86
quote:One of the reasons behind Brexit was an attempt to stem the flow of immigrants into the UK via their membership in the EU which allowed migrants to move to any EU member nation. The UK health system has it all over the United States, as does much of the EU.
So why aren't people flooding the gates to get into those countries? We take more immigrants than those 2 countries combined each year.
Posted on 10/11/23 at 10:10 pm to Smokeyone
quote:
No, go back to pre Obamacare days where you could buy and afford the coverage you wanted. I carried catastrophic care when not on contract and it did exactly what I needed.
But you are drawing disability from the government and your wife has insurance through her job which has you sitting pretty.
Most people don’t have that. A friend of mine who owns his own business had insurance from a reputable company for over 20 years and he had to have back surgery and his wife had a tumor removed from her breast which was benign.
They received a letter that that said all costs the insurance company was responsible for were paid and that they were still covered except for his back and her breasts.
Which left them searching for an insurance company willing to cover them with preexisting conditions at an affordable rate. Good luck.
That’s why the health care act was even brought up because hard working people got fricked by insurance companies. These people didn’t deserve that type of treatment.
Posted on 10/11/23 at 10:14 pm to Clark14
quote:
That’s why the health care act was even brought up because hard working people got fricked by insurance companies. These people didn’t deserve that type of treatment.
They didn't have insurance. Had conditions. Bought insurance. And are pissed that they had preexisting conditions?
How is that different from Mary Lou Retton buying an Obamacare policy. Cancel it because it is dog water. And now is hospitalized without insurance?
Posted on 10/11/23 at 10:18 pm to meansonny
quote:
They didn't have insurance. Had conditions. Bought insurance. And are pissed that they had preexisting conditions? How is that different from Mary Lou Retton buying an Obamacare policy. Cancel it because it is dog water. And now is hospitalized without insurance?
They had insurance, can you not read and comprehend?
WTH are you talking about?
Posted on 10/11/23 at 10:41 pm to Clark14
quote:
WTH are you talking about?
Pre-existing conditions. They exist before the insurance was purchased.
Posted on 10/12/23 at 12:12 am to meansonny
quote:
Pre-existing conditions. They exist before the insurance was purchased.
The insurance they had was purchased 20 years before they had a problem.
They were kicked to the curb after filing claims with 20+ years of paying in.
What do you not understand?
Posted on 10/12/23 at 6:35 am to atwitsendAU
quote:
I've lived in Japan for 27 years. Excellent healthcare is amazingly accessible, SIMPLE, affordable. There is a national healthcare system for those who are not covered by an employer. 30% copay both ways.
Would you say that culturally the US is vastly different than the Japanese people? For instance their views on work and education are incompatible with the average US persons? That if we held Americans to a Japanese standard that it would destroy this country. That the Japanese culture is fairly monolithic and incompatible with the US obsession with diversity for the sake of diversity? That all viewpoints and deviations are equal in the US but wouldn’t be tolerated in Japanese society.
Because most folks have no grasp of how other cultures function. They believe that the US could adopt aspects that work without the underpinnings that allow them to work. It’s the downside to having a country that needs to Balkanize into 13-27 countries attempting to function as a single country.
Posted on 10/12/23 at 6:47 am to Clark14
quote:
They were kicked to the curb after filing claims with 20+ years of paying in.
How often do you actually believe that happened? Because I had an issue that happened in early 2000 that prevented me from opening new life insurance policies but still was insured by multiple companies before Obamacare. When Obamacare was trotting out that nonsense and the research was available it was less than 1% that that happened to. And the usual culprit was the person not wanting to pay for extra coverage and the majority of them were already eligible for government assistance.
That lie was just a straw man to tug at your heartstrings to gain control of medical care to push it to a single payer. And it almost worked because people are gullible and don’t question the government. That’s why the inoculation against the Covid boogeyman is seeing all these otherwise healthy people dying with rare lung and heart issues. People stopped thinking for themselves and doing basic research.
Posted on 10/12/23 at 6:56 am to ucbearcats
“ Yes, that is one reason. Why have all these different insurance companies milking people of their hard-earned money? Medicare for all with all of us paying into it would be much more affordable for everyone and give the people better coverage.”
Yes! It would be perfect if the federal government ran it. Sort of like the VA, Social Security and EBT. What could go wrong?
Yes! It would be perfect if the federal government ran it. Sort of like the VA, Social Security and EBT. What could go wrong?
Posted on 10/12/23 at 4:14 pm to Smokeyone
quote:
How often do you actually believe that happened? Because I had an issue that happened in early 2000 that prevented me from opening new life insurance policies but still was insured by multiple companies before Obamacare. When Obamacare was trotting out that nonsense and the research was available it was less than 1% that that happened to. And the usual culprit was the person not wanting to pay for extra coverage and the majority of them were already eligible for government assistance. That lie was just a straw man to tug at your heartstrings to gain control of medical care to push it to a single payer. And it almost worked because people are gullible and don’t question the government. That’s why the inoculation against the Covid boogeyman is seeing all these otherwise healthy people dying with rare lung and heart issues. People stopped thinking for themselves and doing basic research.
Wow, you are totally out of touch with reality. You need to step away from your fantasy world of the internet and go outside and see what the real world is like.
As far as calling these good people liars I’d assume you think that because you are so skilled at lying that you think that’s the way we should all be.
Good grief….
Posted on 10/12/23 at 4:17 pm to Clark14
quote:
What do you not understand?
A pre-existing condition is one that pre-exists the insurance policy.
It is pretty self explanatory. The words describe what it is.
You don't have the whole story (what often happens is that the couple would be unemployed and then go uninsured before getting another policy. And the new policy would have the exclusion.
OR
They didn't like their insurance company. Shopped. And didn't disclose a new condition to the new insurance company. Instead of claiming insurance fraud (a serious crime), the new insurance company excludes the condition.
If the condition was disclosed, they would either not be eligible for the new plan. Or not like the increased premium.
One of the complaints "pre-obamacare" was that insureds felt "locked in" to their insurance company when they bought a policy while healthy but a new condition arose (the old company that they didn't like was either too cheap to leave or no one would underwrite them with the newly added risk).
But all of that was still better than ACA.
Posted on 10/12/23 at 4:32 pm to memphisRebel
quote:
Yes! It would be perfect if the federal government ran it. Sort of like the VA, Social Security and EBT. What could go wrong?
Actually, the government running it would be fine. Check out Rail Road Retirement if you ever want to see what government run health care would look like without politicians constantly trying to frick it over and 'show' you it won't work. It runs a ridiculous surplus and was the model for social security. Because it's niche, pols don't touch it.
It pays better and runs well because it's allowed to work. The government can get a ton of shite done, including the Manhattan Project, when politicians stop trying to use important things as political footballs.
This post was edited on 10/12/23 at 4:43 pm
Posted on 10/12/23 at 4:47 pm to meansonny
quote:
You don't have the whole story (what often happens is that the couple would be unemployed and then go uninsured before getting another policy. And the new policy would have the exclusion.
I told you the whole story. You just choose for some reason to ignore the facts and paint these people as unemployed deadbeats trying to screw the system which couldn’t be further from the truth.
Believe what you want and ignore reality I guess.
Posted on 10/12/23 at 5:23 pm to Prof
quote:Great post and accurate too.
Actually, the government running it would be fine. Check out Rail Road Retirement if you ever want to see what government run health care would look like without politicians constantly trying to frick it over and 'show' you it won't work. It runs a ridiculous surplus and was the model for social security. Because it's niche, pols don't touch it.
It pays better and runs well because it's allowed to work. The government can get a ton of shite done, including the Manhattan Project, when politicians stop trying to use important things as political footballs.
The excuses for why we cannot have great healthcare are pathetic.
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