Started By
Message
re: So, got my health insurance letter for 2017 today
Posted on 11/2/16 at 8:34 pm to AUCatfish
Posted on 11/2/16 at 8:34 pm to AUCatfish
Insurance carriers don't want to come into Alabama becuase if the high obesity, diabetes and heart disease rates. Couple that with the market share BCBS has, and they just can't get enough market share to reduce their risk pool to make it profitable.
Republicans really dropped the ball on Obamacare. I knownits easier to blamebObama and Democrats for it, and they share some burden, but Republican lawmakers have been setting the expectation since its passing of repealing it. All of their efforts to do so have predictably failed miserably. So they've wasted 7 years they could have been introducing sensible modifications to it to make it work better than it is. It cost them the 2012 election and very well could cost them the 2016 election. It is insanity it hasn't been a more central theme of Trump's campaign.
Republicans really dropped the ball on Obamacare. I knownits easier to blamebObama and Democrats for it, and they share some burden, but Republican lawmakers have been setting the expectation since its passing of repealing it. All of their efforts to do so have predictably failed miserably. So they've wasted 7 years they could have been introducing sensible modifications to it to make it work better than it is. It cost them the 2012 election and very well could cost them the 2016 election. It is insanity it hasn't been a more central theme of Trump's campaign.
2
Posted on 11/2/16 at 8:46 pm to The Spleen
There's nothing sensible about a federal government forcing you to buy a private product at the threat of imprisonment or fine.
Aside from that, Obamacare fricking sucks. It was designed to fail and that noose hangs around the heads of progressives in both parties. Progressives like you have been doing shite like this to deliberately frick the country up well over a century, because your goal is to find the sleaziest and most dishonest method of self-enrichment while shutting the doors of opportunity behind you so nobody else can enjoy the level of wealth and comfort that you do.
Aside from that, Obamacare fricking sucks. It was designed to fail and that noose hangs around the heads of progressives in both parties. Progressives like you have been doing shite like this to deliberately frick the country up well over a century, because your goal is to find the sleaziest and most dishonest method of self-enrichment while shutting the doors of opportunity behind you so nobody else can enjoy the level of wealth and comfort that you do.
Posted on 11/2/16 at 8:50 pm to ghusbhus
quote:
Soon everyone will.
My sincere hope is that you get to experience a VA-style waiting line.
We'll see how much lulz you get from it.
My wife is a veteran. I would never laugh at the VA style waiting lines. I was simply saying that I'm glad I don't have the outrageous premiums that some people have. Obamacare has been a disaster.
Posted on 11/2/16 at 9:16 pm to dmjones
Could have done without the laughing emoji....
Just saying, some of us have sat in line with a dislocated shoulder for several hours only to be told that Motrin and water would fix it, and later finding out that surgery was required once we went to a private doctor that we paid for out of pocket 10 years after having our arm crushed by being in a building that got shelled. It's nothing to laugh about.
Just saying, some of us have sat in line with a dislocated shoulder for several hours only to be told that Motrin and water would fix it, and later finding out that surgery was required once we went to a private doctor that we paid for out of pocket 10 years after having our arm crushed by being in a building that got shelled. It's nothing to laugh about.
Posted on 11/2/16 at 9:39 pm to Alahunter
Got my letter today as well. I was scared to open it. Turns out it only went up $42 bucks a month. Unfortunately, I was already paying $679 a month. So it still fricking sucks. 
Posted on 11/2/16 at 9:46 pm to MykTide
Do you all not have the option of an HSA? Pay $150 a month. Put back $250 a month into your HSA. You'r paying less. If you don't have issues, that money rolls over into an investment at the end of the year. If you do need it, you have a $2500 deductible. With the premiums you all are paying, you'd meet that $2500 deductible in 4 months at your normal premium.
Posted on 11/2/16 at 9:49 pm to ghusbhus
I wasn't aware that Obamacare and VA treatments are the same thing. Like I said, my wife is a vet. Hell, both of my grandfathers and three of my uncles are/were vets.
You may be taking my post a bit too seriously. My wife says that you may be as well. It wasn't meant to be mocking. It was just meant to mean that I'm glad that my family isn't suffering because of Obamacare.
You may be taking my post a bit too seriously. My wife says that you may be as well. It wasn't meant to be mocking. It was just meant to mean that I'm glad that my family isn't suffering because of Obamacare.
Posted on 11/2/16 at 10:08 pm to Alahunter
Mine went from 484 a month to 500. So basically 8 dollars a paycheck.
Posted on 11/2/16 at 10:18 pm to NYCAuburn
(no message)
This post was edited on 11/12/16 at 2:47 pm
Posted on 11/2/16 at 10:57 pm to Alahunter
Single payer system incoming
Posted on 11/2/16 at 11:37 pm to cas4t
And there is absolutely nothing wrong with that moving forward. The system in pre ACA days allowed people to not pay at all but still obtain medical attention and not pay. Hospitals didn't eat that cost. They passed it on to people who had insurance and to those who paid.
Posted on 11/3/16 at 6:17 am to JustGetItRight
Seems like you guys are suckers for paying for insurance. lol
Hopefully in 10-20 years they get this shite figured out, b/c I might need some insurance by then.
Hopefully in 10-20 years they get this shite figured out, b/c I might need some insurance by then.
Posted on 11/3/16 at 7:17 am to The Spleen
Yeah, republicans have done nothing to stop any of it.
Posted on 11/3/16 at 7:21 am to Cheese Grits
quote:
#1 Lawmakers for not making the tax penalty higher.
Did you just ask us to criticize law makers for not increasing a tax?
Posted on 11/3/16 at 8:46 am to ghusbhus
quote:
It was designed to fail
This is absurd. It was designed for the states to embrace it and work to make it work in their respective states. The states that didn't are not coincidentally the ones seeing the most negative impacts. Those states are also by and large controlled by Republicans.
Posted on 11/3/16 at 9:21 am to 3nOut
quote:
Did you just ask us to criticize law makers for not increasing a tax?
What I blame is Democrats and Republicans arguing publicly about health care while both are taking big donations to get elected from the lobbyist who represent folks like Big Pharma, Big Insurance, Big Hospitals, Big Medical Devices, and the like while totally ignoring the needs of the actual citizens who put them in Washington via their votes.
In a perfect world BOTH parties would actually work together on a health system that actually works for ALL americans at some base level. Just have both sides of the aisle agree health care is a component cost based on something like GNP and create a fair system instead of the fractured system we have now.
My current view of health care in america
Group A
The really wealthy who have the dough to have their own doctor on the payroll or "share" a doctor in the wealthy crowd. In Georgia and South Carolina I know folks who have concierge medicine but pretty sure this is more common where wealth concentrations occur in the USA like the coasts and Texas.
Also included in the group are the "social leeches" like Senators and Congressmen who get "free" top flight medical via the corporations who they protect so when "Senator X" gets a sniffle Eli Lilly sends a private plane and a free trip to the Mayo Clinic. Sadly, with this kind of "free" healthcare, the folks actually voting have no clue what an average american goes through.
Group B
Upper middle class and celebrities who get some special perks just because of who they are. While they may have the same health care as the middle class, they get a different level of service because of who they are or who they know
Group C
Those who are lucky enough to get "group" insurance by working for the government, military service, or can get health insurance via their workplace or through an association loophole
Group D
Independent folks who insurance companies can cherry pick (which by default is what is causing the problem in the first place) while leaving everybody hang out to dry. MORE IMPORTANTLY, they can cut loose in a year if the healthy suddenly become unhealthy. So saying year 1 you develop an aggressive long term cancer, the insurance company will pay (but not without a fight) until that term ends and they drop you. The next year you have no insurance, and without treatment, a sure fire death.
Group E
Hard working folks insurance companies will not insure
Independent folks (and small business folks) insurance companies will not insure
Young folks who won't get insurance (creating MUCH higher premiums for the rest of the pool)
Poor folks who must choose food and rent over insurance premiums
Old folks (between 45 and 65) sweating it out till MediCare kicks in
If I were president we would have a base national health insurance with a 3 pronged governing body (1/3 government, 1/3 business, and 1/3 citizens advocates) to create a maximum pool (which means the lowest overall risk pools in terms of individual cost). Of the government 1/3, neither party would have a majority but and would be equally represented (1 R for 1 D) and some would be 100% non partisan to represent those who affiliate with neither party.
Focus of said health insurance would be on EARLY Detection (when costs are the lowest) and long term survival is most assured. Also, once detected the focus is shifted to healing the citizen instead of the citizen fighting with the insurance company to pay the damn claim. If the insurance company wants my money they have to give it up when I need it back.
Allow the government to intervene on behalf of the citizens where long term health costs are inflated by poor health choices. No advertising of smokes or booze and regulations on national chains for reductions in salt, sugar, and fats just because they are more profitable. Also so major chains can not run ads every 5 mins on TV (maybe 2 Papa Johns commercials a game instead of the bazillion they currently run)
Allow "add on" healthcare and insurance for those who can (and want) to pay for it so we do not go fully socialized in terms of our overall health care.
Make eye care and dental care be automatically included in health care and not separate as they are now. I have never been able to understand why hearing is part of heath insurance and vision is not.
Posted on 11/3/16 at 9:24 am to Hugo Stiglitz
quote:
Limited supply of doctors. If America could turn out doctors like we do lawyers, there would be more competition and thus reduced costs.
Mostly disagree here.
You don't want to ever churn out doctors. You start really cranking up class sizes and you get lower standards for admission.
Posted on 11/3/16 at 9:40 am to AubieALUMdvm
quote:
You don't want to ever churn out doctors. You start really cranking up class sizes and you get lower standards for admission.
So all those airline pilots that were trained by the military was a bad thing?
Posted on 11/3/16 at 11:00 am to Sanfordhog
A single payer system where the government still allows the professionals to handle the day-to-day would be ideal IMO
Posted on 11/3/16 at 11:35 am to WG_Dawg
Yo WG... would you grant me access to the UGA board? I have sent a request.
Page 3 of 4
Popular
Back to top
Follow SECRant for SEC Football News