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re: Engagement ring shopping/valuation

Posted on 4/27/16 at 1:04 am to
Posted by Jon Ham
Member since Jun 2011
28664 posts
Posted on 4/27/16 at 1:04 am to
I ended up buying from JamesAllen.com.

14k yellow gold solitaire setting ($440)
Diamond - carat: .46, color: D, clarity VS2, cut: very good ($1,190)
Automatic $66 coupon/discount

Total paid: $1,564 (free shipping, no taxes)



I thought more about my plan to get a CZ and tell everyone it's a diamond, but when I learned CZ's get cloudy over time, I figured I would get caught at some point and that's just not something I want to deal with. Overall, I feel pretty good about the purchase. It's certainly a decent dent to my savings, but I won't lose sleep over it.
This post was edited on 4/27/16 at 8:29 am
Posted by Shunface
Lafayette County Detention Center
Member since Jan 2013
4597 posts
Posted on 4/27/16 at 7:10 am to
Congrats! Going with a real diamond is definitely the smart move. You would've been caught at some point.

You got it under budget as well. I would still get it appraised but that's your call. Definitely insure it though.
Posted by The Nino
Member since Jan 2010
21528 posts
Posted on 4/28/16 at 1:13 pm to
Congrats. I came very close to getting mine from JA.

Glad you went with a diamond. First time your fiance would take it to get cleaned, the jeweler would have informed her it was a CZ (to protect their company from being accused of swapping). Sounds like you got a good one

As for insurance, I think it's worth it. Less than $3 a month gives you the peace of mind that if it falls down the drain or the ring is scuffed or the setting fails, you don't have to pay anything to get it repaired or replaced. But that's just me...I'm a worrier.

Good luck on the proposal. Make it unique
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