re: Kirby can’t be considered great until he can beat Saban in the SEC championship game

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Really? Name them. It's going to be hard to get ONE SEC team in much less two.

Face it, lose to Bama and you're finished this time

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So, 2 of these 4 things would need to happen for a 1-loss non-conference champ to get in the playoff.

1 - Texas loses again. While they'll be favored, Oklahoma State in the CCG isn't an easy win for Texas.

2 - Louisville loses to UK then beats FSU in the ACCCG. The second part may happen, but the first isn't very likely.

3 - Iowa wins big 10. Unlikely.

4 - Oregon loses to Oregon State but then beats Washington. Both of these are possible, but needing both is probably unlikely.

But if a 2-loss Oregon and 3-loss Oklahoma State win their conferences, then a 1-loss non-champ is getting in.

I'd think UGA would likely be on the top of that list, but it is possible they chose an OSU/Michigan with one loss instead.