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Registered on:1/17/2012
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re: Paying off debt strategy

Posted by T-Jon on 10/1/26 at 10:36 am to
If your truck isn’t worth a ton of money, pay it off and drop full insurance coverage for liability only. If you aren’t in a financial position to do that, or don’t want to, pay off the highest interest rate.
I’ve inspected hundreds of houses and never been in one without any mold. Figure out where the moisture is coming from that causes the mold to grow and stop or mitigate it. I personally would avoid making a mold remediation company rich for something I could do myself.
This is very interesting. What worries me is the company is extremely profitable providing a service that potentially could be easily replaced by AI. I need to do some research.
It rallied on the news that I sold a $38 covered call this morning.

re: Pocket doors

Posted by T-Jon on 8/31/26 at 8:21 am to
I hate pocket doors except in scenarios where the door stays either open or closed 97% of the time.

The worst is trying to close and latch a bathroom pocket door when you really need to piss. It either bounces open or creeps open if the door isn’t level. Then you have to struggle with the latch which is also out of alignment or broken.

I have installed some very high end pocket doors. Even with the best of the high end hardware, they are still a PITA to adjust and maintain. Especially with 8’ tall solid wood leaves.
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There is an expiry for all events. Those who are patient with time decay often get very good deals.


Maybe he can sell an options contract for the tickets.

re: Changing Car Insurance

Posted by T-Jon on 8/21/26 at 4:57 pm to
Geiko can save you 15% or more on your car insurance.

So can almost anyone else who is your current carrier. That’s because your car is worth significantly less than it was when you originally insured it.

Unless you’re a liability only guy, like myself, you should shop auto insurance every 1-3 years.

re: Am I watering my lawn enough?

Posted by T-Jon on 8/20/26 at 5:59 pm to
Buy rain gauges that sick in your yard on Amazon. $15 gets you 10 or more. Spread them around yard, Run irrigation for 30 min, measure , calculate how long you need to irrigate it to get 1” per week. Spread this out between 2 or 3 waterings per week depending on your soil.
I’ve used the pro plugger and another brand that is square. Had limited success plugging zoysia with both. The pro plugger works better, but the plugs are too small. I finally bought a golf hole cutter and it works great.

Don’t use either plate on the pro plugger (max depth)
Is there a backflow preventer between domestic water and irrigation water to prevent you for contaminating the water coming into your house? My house didn’t have one. I had to show the stupid builder the exact code to get it installed.

Dig a well if you can. It will be much cheaper in the long run
I’ll try to roll the strike up a few dollars each week. I just don’t like giving premiums back to do it. Might be better to sell another put to get them back.
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I went ahead and sold an 8/14 $210 covered call for $8. That should ensure it jumps above $250.


They call me nostradumbass
I went ahead and sold an 8/14 $210 covered call for $8. That should ensure it jumps above $250.
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Yeah, I would say that $140 is in play if things get uglier.


The put premiums are scary high right now

re: Luxury Vinyl Planks

Posted by T-Jon on 7/9/26 at 10:20 pm to
LVP can create a vapor barrier below your floor. If you have hot humid conditions underneath, your subfloor is screwed.

If it’s a slab on grade, you’ll be fine, other than maybe some mold under the flooring.

re: Water leak diagnosis help

Posted by T-Jon on 7/9/26 at 4:50 pm to
You might be able to jet a new sleeve or two under the driveway depending on your soil. If not, there are companies that can torpedo bore the sleeves. It would save you from replacing a section of your driveway, or having an ugly saw cut. Go ahead and replace both lines if it’s cheap enough. Then you won’t have to determine which one it is.

Don’t do this if you have a brick paver driveway.
Several hundred of my NBIS shares were called away before they should have been. I’ve written a lot of puts hoping to get them back.
Who is going to install it? Then, who is going to service it?


Elevator subs are prima donnas, so I hope it works out.
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Let us know how that works out for you. You have to call the timing right twice, getting out and getting back in.



To be fair this is more of a horseshoes/hand grenade type of thing. You just have to be close both times.

re: Fixing concrete steps

Posted by T-Jon on 5/23/26 at 10:53 am to
Cut the bad sections out. Dig out to undisturbed soil, filter cloth, stone, compact. Dowel in new concrete and reinforce with rebar mat.