GoCrazyAuburn
| Favorite team: | Auburn  |
| Location: | |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 41741 |
| Registered on: | 2/22/2010 |
| Online Status: | Not Online |
Recent Posts
Message
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 10:56 pm to Scruffy
1
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 10:49 pm to Scruffy
quote:
did do a fellowship.
To destroy the one ring?
re: Let's talk Cigars
Posted by GoCrazyAuburn on 7/31/26 at 10:33 pm to gringeaux
Forgot the picture before finishing her up, but had a very nice Flor de las Antilles maduro and a glass of Elmer.
Zen :lol:
Zen :lol:
re: 2027 Recruiting Thread- 3* S James Branch Commits
Posted by GoCrazyAuburn on 7/31/26 at 10:15 pm to Johnnycrane
Don’t know how accurate it is, but chat gpt’s list, not much :lol:
quote:
Jay Fair — WR
* Damari Alston — RB
* Omari Kelly — WR
* Austin Ausberry — CB
* J.D. Rhym — CB *
Keionte Scott — CB *
Caleb Wooden — S *
Robert Woodyard Jr. — LB *
Holden Geriner — QB (eligibility depends on seasons used) *
Jeffrey M’ba — DL (eligibility depends on seasons used) *
Camden Brown — WR (eligibility depends on seasons used)
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 9:43 pm to CPA Yung Boi
It’s impressive. IRS and Census data shouldn’t be used when doing analysis. That’s a new one :lol:
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 9:38 pm to armytiger96
quote:
You didn't address anything. You just try to call people out because they question the data set that you believe.
quote:
You can believe whatever you want to believe
Here’s the difference between you and I. I’m not believing anything. I’m using what the data shows. You want to argue based off of conjecture. That is what I’m disagreeing with.
re: 2027 Recruiting Thread- 3* S James Branch Commits
Posted by GoCrazyAuburn on 7/31/26 at 9:12 pm to jangalang
It was an Attalla joke man :lol:
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 8:56 pm to armytiger96
quote:
Who said anything about $83K is unreasonable?
quote:
No we just dismiss stupid shite that is taken from census data and doesn't pass the critical thinking test
I mean, your very first statement says you don’t believe the $83k number. That is the overall median household income figure, the one I’ve been using the entire thread. You want to just look at Louisiana, that’s fine but it doesn’t really change things.
quote:
Do you truly believe the median household for working families in LA is $60,000. If so, you believe that if we lined up every working family from minimum wage to wealthiest and the midpoint is a husband and wife making $15/hr each. You can believe that shite but I'm not buying that.
And I already addressed this because your answer is basically “I just don’t believe it”. IRS data is also in line with that approximation, since you don’t want to believe the census.
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 8:27 pm to Scruffy
quote:
I would take the interest rates of the 70s if you give me the same average home price adjusted for inflation. By the way, it would be about $250,000. Average US home price is $410,000.
It’s wild how much the math is consistent. I’ve shown a couple times the median income level of buying a first home right now, probably reasonable can afford somewhere around $250k depending on what they’ve been able to do down payment wise.
If the interest rates were back around 3%, they’d be able to reasonably afford the prices as they are right now. Ahhh synergy :lol:
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 8:01 pm to armytiger96
quote:
Are you not smart enough to see that my response was before you asked your question?
So name calling is back okay now? You seem very sensitive.
quote:
Now to answer your question here is my educated guess . . . single individuals working full time jobs (2080 hours a year ) around $65 to $70K a year and around $100K-$125K for families with either a stay at home mom or dual income.
So, this is your assumption and you think using a median household income figure of $83k is unreasonable? :rotflmao:
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 7:20 pm to dnm3305
Forgive me for reading this as directed at me, when responding and quoting me specifically. What was I thinking? :rolleyes:
I didn’t realize you were using the royal form of “you”.
Well, nobody has argued otherwise, so good job I guess?
quote:
Your mindset is a major part of the problem. Filter a 30 mile radius around your current location on zillow at $120k and tell me you dont get at least 70 hits. You just dont want to live in what $100k will buy you for 3-5 years. THAT is the problem.
I didn’t realize you were using the royal form of “you”.
quote:
I’m saying that in the context of this thread that home ownership is not unattainable.
Well, nobody has argued otherwise, so good job I guess?
re: 2027 Recruiting Thread- 3* S James Branch Commits
Posted by GoCrazyAuburn on 7/31/26 at 7:06 pm to attalla
I’ll take your word on the matter.
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 7:03 pm to armytiger96
quote:
So no actual retort just more name calling!
I mean, you’ve yet to give an actual response, just “I don’t believe it”.
So I’ll ask again, what do you think the median household income is.
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 6:43 pm to armytiger96
What do you believe the median household income is?
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 6:40 pm to armytiger96
quote:
I prefer to use critical thinking skills
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 5:50 pm to stout
quote:
People don't want to lose their low interest rates
Yea this is part of a post I made earlier about people being stuck. The first time buyers are in a position that getting an adequate down payment to make the mortgage and all a responsible number for them, that’s extremely difficult with where prices are.
The second time buyers that ideally would be selling their starter homes and moving into their “permanent” family homes are stuck with interest rates because they are going to struggle affording the house they would need size wise. So they are needing to sell at very high prices, that loops back into the first scenario.
The double whammy in action.
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 5:38 pm to dnm3305
:lol:
Oh I can assure you my mindset is not the problem here.
But you’re right, I don’t want to sell my house to move into a 100k house.
Oh I can assure you my mindset is not the problem here.
But you’re right, I don’t want to sell my house to move into a 100k house.
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 5:01 pm to stout
quote:
The reason is pretty simple...interest rates were kept artificially low for too long, driving housing costs to outpace wage growth. Now that rates have risen, we are seeing wage growth make progress vs housing costs
The low rates helped prices to essentially double over like a 10 year period and then in very quck succession rates essentially doubled. Whammy :lol:
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 4:58 pm to baldona
quote:
A quick google shows 65% of Americans own homes. That's not the bottom 65%.
So why do you keep using median when in fact it should be closer to the 75th or 80th percentile.
I'm going to need you to explain what you're trying to make point wise here. Where did I argue anything about the bottom 65%?
re: I think people need to accept that the housing window has closed
Posted by GoCrazyAuburn on 7/31/26 at 4:55 pm to stout
quote:
I understand people are still conditioned to think otherwise because we have seen wage stagflation for a large part of the past 10 or so years, but wages are going up now.
They are. Prices have also come down some over the last 6-8 months or so. Things just have a ways to go to get wages more in line with pricing (of more than just housing, other staples as well).
Popular
12
