GoCrazyAuburn

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Woman

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complains

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The high school rankings definitely mean a whole lot less, on their own. Have to factor in transfer portal and rarely do those actually get combined, they are viewed separately. Theoretically you could get a HS class of a lot of raw but super talented 3* type guys that you know will be your three and four year type of guys and have a lower ranked class, but have a lot of money to spend on your portal and have a great portal class that is your immediate contributors. So, the whole is a different picture than the parts, obviously.

As you said, just need to have a strategy and stick to it as best you can. Can't just wing it and sign talen that you don't have a concrete plan for just to boost rankings.

You can both have your own HSA account while on the same health insurance plan. Though, I don't know of much of a reason to do so since you can use the same HSA account to reimburse for either of your expenses. Also, since she does not offer health insurance witht he business she owns, she would not be eligible for pre-tax deduction contributions to a separate plan. However, it generally works like this:

If your spouse's employer does not offer an HSA program, she would not be eligible for payroll deduction contributions and would have to contribute to her account separately post tax, and you cannot contribute to her account via your payroll deductions. So, it makes more sense to me to have whoever is eligible for the payroll deductions, just do the contributions for both of you to get the tax savings, and just figure out the split on the backend if needed.

If your spouse's employer does offer an HSA plan, then they can get with their HR department to do payroll deductions into a separate HSA account, even though they are on your health insurance plan. This would be the only scenario that it might make sense to do so, if you both want to manage your own contributions and account investment strategies separately.

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Ah college football in the era of NIL.....

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Yea, I know its been a contentious topic when it comes to depth pieces and everything but it is definitely becoming the reality of roster management. Most of the big SEC schools just don't have the unlimited pockets we sometimes think we do. I read a while back that had said Alabama may even be signing a high school class of like 15 at most. So, their ranking will obviously be down just because of the class size, but even still, that is an absurd number.

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That would be quite the quick flip if it were to happen, a whole two weeks :lol:

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From a story telling standpoint I like the idea of Ruth being Lauren’s secret mom, but I don’t think they’ve laid the groundwork.

I still wouldn’t mind if it was a big reveal. But the show is pretty
meticulous with its foreshadowing.
I feel like they would have mentioned her parents or something

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I think with how much they doubled down on Ruth having no children in the last episode, can't have much longer to live, etc, they've set up a secret child pretty well. I mean, having just one geriatric citizen being the last person remaining that will eventually end the curse if they just wait a little longer probably is way too simple for the show.

It was interesting she was the only member of town that didn't make it to the bunker. Would for sure be interesting if she is aware of everything, so knew she'd be fine. Obviously her just being old is just as likely an excuse, but just something I thought about.

Also, we still have no idea what is in Loftis' basement. I need ansewrs :lol:

His posts have been great. His chips and salsa one was pretty hilarious too.

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I'm equating unrealized gains to unrealized gains.

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Property taxes are nothing like an unrealized gains tax. Silly comparison. They are a wealth tax, yes. Unrealized gains tax they are not.

And there it is

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Patricia admitted she lied about the killer coming after her.

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I thought she said she only lied about getting phone calls.

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Have you seen a bell curve? I think you're under the impression that there are only three tiers: lower, middle, and upper.

If we're talking specifically about income, the entire tail on the lower left, the outer left, and part of the middle left would make up the 30%.

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Surely you are just a very good troll, becuase you have now argued against the very terms of your own bell curve.