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re: OT - Open Enrollment time
Posted on 10/9/13 at 12:20 pm to FooManChoo
Posted on 10/9/13 at 12:20 pm to FooManChoo
We haven't had open enrollment, yet.
I pay about $350/mo and my employer pays almost 3 times that amount. It's very good coverage, but not the best.
The option to go to the open market is a joke for me. I've always had that option. BS salespitch by the politicians.
I pay about $350/mo and my employer pays almost 3 times that amount. It's very good coverage, but not the best.
The option to go to the open market is a joke for me. I've always had that option. BS salespitch by the politicians.
0
Posted on 10/9/13 at 1:38 pm to Eldrewo
quote:
Go to the website and search for a better rate. You might find one. More people being insured means more competition to get your business and lower rates.
It's that kind of flawed economic thinking that gets fascists like Obama elected in the first place.
See, that logic only holds if costs do not increase for the provider. Given that the ACA increases compliance costs for insurers, and they're not about to take a loss, they pass on the excess cost to everyone. Hence, rates go up.
Posted on 10/9/13 at 1:42 pm to FreshPrinceofDubtown
Posted on 10/9/13 at 2:08 pm to FooManChoo
Got all you guys beat. $912.00/ month with a $6000.00 deductible.
Posted on 10/9/13 at 2:26 pm to Dr Dawg
Man that's rough
You field an entire football team worth of kids or something?
You field an entire football team worth of kids or something?
Posted on 10/9/13 at 2:26 pm to Eldrewo
quote:
. More people being insured means more competition to get your business and lower rates. At least in theory!
Younger people are less likely to have preexisting conditions and are generally healthier than the older (over 45) crowd. But, the ACA (aka Obamacare) will bring a higher premium for younger folks in order to offset the higher medical costs for older people with preexisting conditions.
But, many young single men and women will pay the cheaper penalty and not take insurance. This plan looks good on paper but sucks in reality.
Posted on 10/9/13 at 2:49 pm to DawgCountry
Just me and my wife. But it does pay 100% after the deductible. So my bypass last year was zero out of pocket.
Posted on 10/9/13 at 3:11 pm to AlaCowboy
quote:
But, the ACA (aka Obamacare) will bring a higher premium....... This plan looks good on paper but sucks in reality.
Not only a higher premium, but deductibles in the tens of thousands of dollars. So, people will be forced to pay money to Insurance Companies that will pay for NONE of their healthcare bills.
In other words, this is over a trillion dollars a year of pure profit for the insurance companies.
Remember that our government is broke.
But the Goverment taxes insurance companies don't they??? Of course, they do. Just like they tax everything.
So..............The Goverment is counting on getting their taxed share of the Insrance Company's garanteed profits, so that they can stay in business and keep up their phony charade.
This all has exactly NOTHING to do with solving the high costs of medical care in this country.
It's a fricking Scam. It's a racket. It's CRIMINAL.
Smoke if you got em...........
Posted on 10/9/13 at 3:27 pm to DawgCountry
Did any of y'all offer your employees the chance to renew early for 2014-2015? Our Insurance Broker let us know that we could do that to lock in the rates we were paying.
My company doesn't have an unskilled laborers, and for the most part everyone is rather healthy, so we knew that Obamacare was going to F us more than help us. So we sent in our paperwork for an early renewal for the next year, through 2015, to lock in the rates.
I haven't checked for myself, but a couple guys in Tech Dept looked at the comparable insurance for them and they said the deductibles were horrible, but the premiums were around the same.
My company doesn't have an unskilled laborers, and for the most part everyone is rather healthy, so we knew that Obamacare was going to F us more than help us. So we sent in our paperwork for an early renewal for the next year, through 2015, to lock in the rates.
I haven't checked for myself, but a couple guys in Tech Dept looked at the comparable insurance for them and they said the deductibles were horrible, but the premiums were around the same.
Posted on 10/9/13 at 11:50 pm to Jefferson Dawg
quote:
In other words, this is over a trillion dollars a year of pure profit for the insurance companies.
Remember that Obama met with the insurance executives and then they came out in support of Obamacare. He assured them the law would be written to leave their profits intact.
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