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re: So, got my health insurance letter for 2017 today
Posted on 11/3/16 at 11:53 am to LZ83
Posted on 11/3/16 at 11:53 am to LZ83
quote:
My monthly premium has doubled since Obamacare.
The day before Obama are was implemented my monthly insurance via company plan was $425 with realistic deductibles. Now it is $915 a month (likely to go up this year again) with super high deductibles that unless somebody in my family has a catastrophic injury we will likely not even meet it. For example, I tore pectoral off, had surgery in July, tons of expensive medication due to a postoperative infection and rehab and barely met my deductible mid December.
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Posted on 11/3/16 at 6:53 pm to Hugo Stiglitz
quote:
And the line, "they need the extra money for research" is bullshite when they currently spend more money on marketing.
I don't think pharmaceutical companies can advertise in many industrialized countries. And pharmaceutical reps are also a joke. That job shouldn't be legal.
Posted on 11/3/16 at 8:07 pm to JustGetItRight
quote:
Just for the record, everyone knows this situation was the real agenda right?
Create an 'insurance' system that is guaranteed to fail, leaving no choice but for the government to ride to the rescue with single-payer.
VA level healthcare for all. Hoorah
This This This THis This THis
Posted on 11/3/16 at 8:13 pm to hogfly
quote:
Do you all not have the option of an HSA? Pay $150 a month. Put back $250 a month into your HSA. You'r paying less. If you don't have issues, that money rolls over into an investment at the end of the year. If you do need it, you have a $2500 deductible. With the premiums you all are paying, you'd meet that $2500 deductible in 4 months at your normal premium.
That's not how it works. You can't pay your premium out of your HSA. You contribute to your HSA in addition to paying your premium. You pay your deductible out of your HSA. It's all still your money you are paying.
You are right about being able to keep the money if you don't use it.... but I'm also able to keep my money if I don't use it without an HSA, so....
Posted on 11/3/16 at 8:16 pm to The Spleen
quote:
This is absurd. It was designed for the states to embrace it and work to make it work in their respective states. The states that didn't are not coincidentally the ones seeing the most negative impacts. Those states are also by and large controlled by Republicans.
Wrong. That was a sales pitch. States can't run the kind of deficits that federal government can. States can't print money or control interest rates on the debt it takes on to cover annual deficits.
Obamacare placed a burden on states that most states can't handle. Especially the poor states.
It has jack shite to do with republicans.
Posted on 11/4/16 at 11:36 pm to The Spleen
quote:
This is absurd. It was designed for the states to embrace it and work to make it work in their respective states. The states that didn't are not coincidentally the ones seeing the most negative impacts. Those states are also by and large controlled by Republicans.
The only thing absurd is your rebuttal. Do you work in the industry? Are you a physician?
We were screaming from the start that the business model just did not work. With limited resources (doctors who were also overworked and asked to take a hit) and increasing population sample to include more sickly individuals, it was obvious that premiums would have to increase.
We pointed out this basic design flaw, but we don't have a professional organization (AMA does not represent us) and we also were not invited to the discussion table.
Posted on 11/4/16 at 11:45 pm to ghusbhus
VA system can now easily be played to cover care at private providers.
Posted on 11/5/16 at 8:39 am to LewDawg
quote:
Why am I working so hard to finish my degree? So I can get a high-payin job and suffer the most?
Just find the right company. My company pays for health, dental, 2x salary life insurance, and puts an annual $1,500 (my deductible) in my HSA.
Posted on 11/5/16 at 8:55 am to Alahunter
Give me the fine frick paying
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