re: OT: Corona Panic 2020

quote:

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I just think people are being unrealistic about the safety nets available to many Americans. It’s easier for a 50 year old to say than it is for a 25 year old to execute.

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Not sure I agree with you, there. My son is very young and still got himself a safety net. Look at it like Insurance. It's not needed until it is. but if you need it, you sure are glad you have it.

It's one of the most important things you can do financially. Hey...it's okay. I think it is a HUGE mistake not to get that safety net, but if you don't that's okay. You have to live your life. It could be the difference in being independent and moving back in with the parents, though, and who wants to ask a girl out and tell her you live with your parents? Or have hospital bills that put you deep in debt. Or you get a car repair bill that you have to pay with a credit card paying 10-15% interest.

Like I said, though, you are an adult and you have to make those decisions for yourself. You will reap the rewards or the problems of your decisions. And who knows? You might not ever need that safety net. I hope not. (That was not meant to be condescending....)