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re: Why do people think that they can lie to insurance companies?
Posted on 10/21/16 at 9:53 am to Vols&Shaft83
Posted on 10/21/16 at 9:53 am to Vols&Shaft83
quote:
Again, if there's no documentation that you've ever smoked weed, we don't know if you've ever smoked weed.
Yeah, but as you said it probably shows up in some previous heath related database.
If you don't live in TN but you work there, how do they rate you for your own policy?
If you can rate differently, what state is the best for costs and which is the worst for premium cost if you are "on the border" as you imply you are.
2
Posted on 10/21/16 at 10:01 am to Cheese Grits
quote:
Yeah, but as you said it probably shows up in some previous heath related database.
If you've never admitted to smoking weed, and have never tested positive, there's nothing on record to prove that you've ever smoked weed.
Posted on 10/21/16 at 10:08 am to Cheese Grits
quote:
If you don't live in TN but you work there, how do they rate you for your own policy?
Depending on the policy you're looking for, you can usually choose which state you want to enroll in, as long as you work/live in that state.
The same isn't true with health insurance, which is another stupid state insurance law.
If health insurance companies were allowed to compete across state lines, health care costs could be reduced significantly.
quote:
If you can rate differently, what state is the best for costs and which is the worst for premium cost if you are "on the border" as you imply you are.
Again this varies by type of policy, with life insurance, your state of residence doesn't make much, if any, difference.
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