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re: Why do people think that they can lie to insurance companies?

Posted on 10/20/16 at 12:41 pm to
Posted by NYCAuburn
TD Platinum Membership/SECr Sheriff
Member since Feb 2011
57002 posts
Posted on 10/20/16 at 12:41 pm to
do you not test for tobacco use in blood or urine test?


I am on the contents side and people lie to me all the time, while I know they are. I just laugh and continue on
Posted by Vols&Shaft83
Throbbing Member
Member since Dec 2012
69956 posts
Posted on 10/20/16 at 12:56 pm to
quote:

do you not test for tobacco use in blood or urine test?




Depends on the amount of coverage they're applying for. We'll defer to the MIB usually unless they're applying for $250K or more.
Posted by The Spleen
Member since Dec 2010
38865 posts
Posted on 10/20/16 at 12:57 pm to
Seems like they did a mouth swab when I got my life insurance policy. But I think I did have to piss in a cup though. Can't remember.


I did answer no to the tobacco question, even though it had been within a year that I had had a cigarette. I don't remember the question being 24 months though. Seems like it was 12 months, and it had been 11 months since I had one, but I may be wrong.
Posted by cas4t
Member since Jan 2010
70986 posts
Posted on 10/20/16 at 1:19 pm to
quote:

I am on the contents side


like property and casualty?
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