re: Only 2 SEC teams NOT averaging at least 4 losses per season in the 2020s

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That proves nothing. It's semantics. Timespan measurement begins at zero, but the first year is referred to as year 1 not year 0. For example, year 1 of life begins at birth, not when your 1 year birthday arrives. Year 2 begins at one year of age.

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I agree with your reasoning and it isn’t semantics.

The first decade of the Gregorian calendar began on January 1, 1. It ended on December 31, 10.

The second decade began on January 1, 11 and ended on December 31, 20.

The third decade began on January 1, 21 and ended on December 31, 30.

The first century began on January 1, 1 and ended on December 31, 100.

The second century began on January 1, 101 and ended on December 31, 200.

The third century began on January 1, 201 and ended on December 31, 300.

The twentieth century began on January 1, 1901 and ended on December 31, 2000.

The twenty-first century began on January 1, 2001 and will end on December 31, 2100.