CuseTiger

That cell near MSY looked nasty

I see and hear the bright line daily but have never taken it. Few issues-
1. There's no station stop between West Palm and the Orlando airport so by the time youd drive down to West Palm to go to MCO, it makes zero sense. Putting in even one station in Port Saint Lucie, Stuart, Jensen, Vero, etc would probably draw all of those towns to the bright line. And if I'm driving to West Palm, I may as well keep going down the turnpike or 95 to get to Lauderdale or Miami.
2. Price- as you stated, it's hit or miss. Either super expensive or a reasonably priced ticket but at odd hours of the day.
3- Train schedule/traffic- besides the already mentioned suicides, these trains are moving through busy intersections from Miami to MCO every hour going both ways. The amount of traffic this causes during rush hour is crazy on the local roads

Heads up for all of you trying to travel over to London during the summer months that the UK government raised the terrorism alert to Severe. The US state department website hasn't been updated in a year, but not sure if they will given recent events over there. Anyone have any travel planned to London this summer?

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Location: United Kingdom

Event: UK Government Raises National Terrorism Threat Level to “SEVERE”

On Thursday, April 30, the government of the United Kingdom raised its national terrorism threat level to “SEVERE,” meaning a terrorist attack is highly likely. The National Threat Level increased to SEVERE following the Golders Green terrorist attack on April 29, 2026. The recent increase in terrorist threats is driven by a rise in Islamist and extreme right-wing terrorist threats in the UK.

More information about UK threat levels is available at the MI5 website .

Actions to Take:

Stay alert in public places, including schools, hospitals, churches, tourist locations, and transportation hubs.
Vary your travel routes and times to reduce predictability.
Keep a low profile.
Remain aware of your surroundings, including local events.
Review your personal security plans.
Report social media threats and suspicious activity to local authorities.
Monitor local news for updates.

Assistance:

U.S. Embassy London, United Kingdom

+(44) (0) 207-499-9000

SCSLondon@state.gov

LINK

U.S. Consulate General Edinburgh

+44 (0) 131 556-8315

EdinburghConsular@state.gov

U.S. Consulate General Belfast

+44(0) 28 9038-6100

ConsularBelfast@state.gov

State Department – Consular Affairs

888-407-4747 or 202-501-4444

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LINK

Well, the time has finally come for the big yellow bus to fly into the sunset. Spirit airlines shut down operations overnight and has gone out of business.

LINK

Curious for everyone on here on your experiences flying Spirit, thoughts on the current situation, what you anticipate happening as a result of them shutting down?

Past- I've flown spirit twice- once from niagara falls airport direct to Myrtle Beach SC, second time was Ft Lauderdale to Kansas City. I had zero issues on either flight and got a great deal for exit row seats and the big seat up front. Flights were on time, flight attendants were good enough, would have continued to fly them.

Current situation- I'd be concerned if I flew somewhere yesterday or within the past week on Spirit. How do you get home? I'd expect the other airlines to drastically raise prices on airfare, but from what I've been reading, they're trying to make the fares reasonable for anyone that had a Spirit ticket. I'll believe that when I see it... If anyone needs help getting somewhere as a result of this, please let us know and we'll help you find some options :cheers:

Future- I've been trying to think of where those passengers are going to go. Allegiant, Frontier, and Breeze are my best guesses. I'd expect some airports that had a lot of Spirit flights like Ft Lauderdale, Detroit, Atlanta, to end up with higher airfares. I'm not even sure if the big 3 airlines have enough capacity to take over some of those low yield leisure routes.

It's so easy to walk from D to C or B to A over that skybridge. Only terminal that needs the Skylink is E at which point I'd recommend just taking the bus outside and reclearing security

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Statue of Liberty (by ferry)

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$32 to pay to go to the island, staten island ferry is free just make sure you get a viewing spot on the correct side of the boat. I'd do staten island ferry and then take it back to the city right after. Leaves from Whitehall terminal in lower Manhattan. This is very close to Wall street, WTC memorial, and walkable to Brooklyn Bridge. I'd try and do lunch in chinatown, little italy, someplace down in that area as well. Maybe plan a day in that area of the city combining these things

Second day, take NJ transit to midtown, walk to times square, rockefeller center, grand central, etc. Metropolitan museum of art, museum of natural history are near central park so if its a rainy day those are good activities. From grand central or times square you can get out to Citi Field or Yankee Stadium pretty easily. Looks like the yankees are in town 5/1-5/4. Daytime game at 135pm on sat 5/2 and sun 5/3 (only $29/ticket for sunday)

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throw it at the principal

You’ll get that point down the road when you refinance

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Was leaning that way to save some cash upfront, sounds like it makes the most financial sense as well

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 BestBanker 

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Thank you :cheers:. I'm not the financial person in my family, but am learning it's a necessity to understand situations like I'm going through currently to have a better financial outlook in life

I am in the middle of applying for financing on my first time home and figure some people here can help me out :cheers:. After what feels like 15 calls with mortgage brokers today, I have several options and trying to narrow down my options but could use some help in figuring out the best path. Traditional 30 yr mortgage in FL.

Home price- $535k

Down payment- $20%/$107k

Remaining loan- $428k

Option A- 5.99%, underwriting fee of $1250

Option B- 5.875% at cost of $4280 for 1 pt, underwriting fee of $1250

Option C- 5.875% with broker fee of $6420 and a lender credit of $1280, underwriting fee of $1295

Option D- 5.5% with cost of $4280 for 1 pt, broker fee of $6420, underwriting fee of $1295

Where I'm struggling is trying to determine whether reducing the mortgage by 1 pt is worth the upfront cost or if it's better to just use the $$ saved towards principal of the loan? I've already lowered my 401k contributions to the lowest max (6%) so will have a higher cash flow for the foreseeable future. Using most of my reserve cash for the down payment so would ideally like to build that back up quickly after getting the house.

Any input is appreciated :cheers:

In

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Laguardia shut down until 2pm

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Just looked this up, holy shite! This happened last night??

I just turned on this game, what is this? I've seen about 4 bad misses and 3 turnovers so far