BoogaBear

quote:

---

don't need to because i already do it. I have a family of 5. I guess the next question is where do you buy your groceries? $300 at Walmart gets you plenty

---

Because you can't do it reasonably, unless you're eating rice beans and ramen every meal.

You used some bullshite numbers and have no idea what you actually spend at the grocery because your wife does the shopping.

You even said ground meat and chicken are cheap as hell, when's the last time you set foot in a grocery store? Ground meat is damn near the same price per pound that steak was in 2019.

quote:

---

Chicken, rice, noodles, sauces, eggs, ground meat, bread,Canned food, Ramen etc are all cheap as hell. It's not hard. You just don't want to do the work to figure it out

---

No, I don't have a problem with what I spend. You're the one saying you could do that for a family of 5 for 2 weeks.

Do it. Put together a grocery list that isn't beans and rice for a family of 5 for 2 full weeks, 300 dollars.

Everyone wants to point the finger in these threads but is far from realistic. So feed a family of 5 for 300 for 2 weeks. Then do it repeatedly.

quote:

---

you are living beyond your means . You just proved his point

---

I never said that was my situation.

quote:

---

The "constraint"

---

The constraint comes from people who use unrealistic numbers to make their point. I've already pointed out that his list is very very conservative in terms of what a family normally has as normal expenses.

You say 60-80 bucks for high speed internet and one or 2 streaming services? Please find that deal for me. My Internet is 75 a month, netflix is 20, what am I missing?

Random debt is taken up by student loans easily.

His auto numbers do not include fuel, so that is a very conservative estimation. My families gas budget is $480 a month. That's 1 fill up for each vehicle per week.

In the case of credit card debt, how exactly are they just supposed to up and pay off the debt when there's only enough to make minimum payments?

One restaurant trip with my family of 5 is easy $100. 1,500 a month will barely cover groceries for a family of 4 and it hasn't even started including the rest of the expenses from my previous post.

Make a point if you want to make a point but use realistic numbers and scenarios.

quote:

---

100K Pay breakdown - Bi-weekly (every two weeks) ~$3,195 (based on 26 pay periods). This is after taxes, 401k, health insurance is taken out

$3195 x 2 = monthly take home $6390.00

- $2,400.00 Mortgage - Escrow with Taxes/Insurance
- $1,000.00 car loans/maintenance
- $550.00 Car Insurance
- $300.00 Electric
- $250.00 TV< INTERNET, Subscriptions etc
- $600.00 kids (daycare, school )
- $450.00 random debt

Leaves $840.00 "a month" for food and entertainment, ain't nobody getting rich on that

---

People are going to break down your list like it isn't reality, if anything it's a conservative reality. The list doesn't include cell phone plan, school/daycare is brutally low (3 kids in public school is half that for just lunch), no student loan debt, garbage bill, water bill, etc etc.

Groceries for my family of 5 are usually about 300-400 a week, we cook at home, meal prep lunches for the week, don't eat garbage (no soft drinks and sweets).

Throw in some after school activities, my 2 oldest are playing rec basketball, 320 in registration fees, need a basketball, need shoes, another 100 per kid.

Then the emergency stuff, need to replace 2 posts on my porch, 2 pressure treated 4x4 posts is 50 bucks, plus hardware :lol:

It adds up way faster than anyone cares to admit.

Good. He's an idiot.

A tie in to the other thread, replacing women.

Every time they show these robots they are doing house chores. Not once have a seen one of them bastards start up the weed eater and get busy.

I need one for my wife in case something happens. Can pull out my phone and say, "show me them titties" and she could roll her eyes and ask me if I paid for the kids field trip or some shite.

It's you people that have ruined the word.

Common damn courtesy throughout the 80s, 90s, and 2000s was that you called your friends retarded when they did stupid shite. No one in that time frame would dare call someone with mental deficiencies a retard.

You're an idiot.