Jobo

re: Anyone terrible at Mastication; do I need a Stretching?

Posted by Jobo on 12/9/20 at 11:10 am

I believe the bottom ring is called the esophagus lower sphincter. I wouldnt advertise that you are having problems getting food through your sphincter...

re: Talk me out of buying AT&T

Posted by Jobo on 12/9/20 at 9:40 am

Any idea on why T has been up the past few days?...

re: Inheriting large sum

Posted by Jobo on 12/7/20 at 6:45 pm

If he set aside the money in the market to buy it in twenty years his pile of money will be much higher By then too. Then he doesn’t have to worry about property taxes, HOA fees, hurricanes etc until he ready to use it when he’s retired ...

re: First time trading options - Am I doing this right?

Posted by Jobo on 11/24/20 at 11:13 am

If you think it will decrease, and you don’t want to sell the stock wouldn’t a more effective hedge be to sell a call? If it goes down you pocket the premium and decrease any potential loss in value. Additionally since it increase 80% call premiums are high. ...

re: I'm a student with intership questions

Posted by Jobo on 11/10/20 at 6:58 pm

If you are just straight applying for an internship blindly online or through the career center, yes you are SOL. There is only so many spots to fill and the easiest way to screen candidates is by GPA. If your willing to work and use connections and are somewhat charismatic then you should be fi...

re: When to buy market dip?

Posted by Jobo on 10/30/20 at 1:01 pm

Because its a hedge, nobody really knows what the market will do...

re: Proper way to fire a recent hire that was the wrong position

Posted by Jobo on 9/24/20 at 9:48 am

I mean if he's refusing to do tasks, it doesn't sound like a bad fit, he just doesn't sound like a good employee. Document his refusals in his file and just get rid of him...

re: Naming my LLC

Posted by Jobo on 9/23/20 at 1:22 pm

Retired and over qualified LLC...

re: Need help on possible relocation

Posted by Jobo on 9/23/20 at 12:56 pm

Madison, MS. Move to Lake Caroline, Annandale or Reunion People will shite on it, but if your focus is on family and not amenities, its a great safe place to raise a family with a low COL....

re: I’m 46 and I just applied to med school

Posted by Jobo on 9/18/20 at 8:24 am

Exactly, OP is potentially close to retirement already. Why not bank the salary and lower your means, live like your in medical school for the next 8 years and retire early? ...

re: I'm struggling to figure out if refinancing makes sense for my situation.

Posted by Jobo on 9/9/20 at 3:16 pm

Do you plan to live in the house until its paid off? If so do it if you can afford the new payment....

re: Accounting for arbitrary/abstract "commodities" (tickets, memberships, etc)

Posted by Jobo on 9/2/20 at 3:55 pm

This is right on the accounting side. Unless you have some kind of built in customer tracking software, you will still need to separately track your deferred revenue account in excel and reconcile this sheet to the GL. In your excel you would have a row for every customer and the number of tickets...

re: Biden to end 401k Tax Benefits

Posted by Jobo on 8/25/20 at 9:13 am

Unfortunately, I don't think this is just a Biden thing. These types of ideas are going to keep coming from Democrats no matter who is in charge...

State Unemployment Trust Fund Balances

Posted by Jobo on 7/27/20 at 3:44 pm

Thought this may be interesting to some of yall. The link goes to treasury direct which is the website that tracks the unemployment trust fund balances by State. Mississippi is down to 360 million from 704 million in March. You can click through all the different states to see how the different t...

re: Mortgage Delinquencies are Spiking

Posted by Jobo on 7/16/20 at 9:36 am

A little fear mongering but there is more to it then just delinquencies. If someone is in forbearance their credit and loan ability will go down so to refinance the interest rate they refinance to will be higher and more restrictions on the loan and Income to debt ratio. So its not just that eas...

re: Reservation system for camp

Posted by Jobo on 5/10/20 at 7:44 am

Would something simple like signupgenius.com work? It’s mostly for meals, but you may could tailor it for beds, might be easier than google sheets if you could make it work...

Outdoor Board

re: Self employed PPP

Posted by Jobo on 4/15/20 at 8:51 pm

Single member LLC, haven’t set up as an s Corp yet so it’s all on her schedule C. No employees...

re: Self employed PPP

Posted by Jobo on 4/15/20 at 8:49 pm

I understand how the calculation is done but she started her business in April of 2019 and business was slow for the first few months, so her average pay is low for 2019. Specifically what I’m asking is, how are they going to determine what’s forgivable. Are they going to look and see what she m...