RolltidePA

Nope. It still sucks. There’s a Mazda dealer in my areas (Southern States in Raleigh) that doesn’t pull BS and finance / GM doesn’t try to do any upsells.Got 0.9% rate through Mazda and was fine with that. So, I’ve been driving Mazdas the last few go rounds because they are fast to get to a good price and easy to deal with.

I did my last negotiation with them over text without ever going into the dealership. Got the deal I waned, went in to drive the vehicle just to make sure I didn’t hate it and was out of there in less than an hour. Longest part of the experience was them prepping it for delivery.

Kind of crazy that the only reason I’m driving a particular brand of car is because the dealership doesn’t suck.

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Bull in the ring. It’s now outlawed

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I had an a-hole coach that used bull in the ring as a punishment drill. If you made mistakes in a game, you'd have to do that drill on Tuesday until you couldn't get up from the hits. The guy was intentionally getting kids injured. I saw one poor guy basically go at the drill for what seemed like 15 minutes until he finally got knocked out cold and concussed. We had more guys out during the year from that drill than anything that actually happened on the field. Thankfully that guy got fired after one year.

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I don't know enough about finance

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That much is abundantly clear.

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PGA Tour is way worse off now than before LIV ever existed. pGA had to bring in PE and over extended themselves to thwart off this hostile takeover attempt.

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PGA tour viewership is now the highest since it peaked in 2006 with a prime Tiger leading viewership and has been trending up since their renewed efforts since LIV got started. Last weeks 3M tournament viewership was up 100% from last year and has had YOY gains in the last 5 years. They would have ever been forced to refocus if LIV never challenged them.

PE was always going to be at play with the tour, as it's found its way into every other sport and now even college sports. Debate the health of that all you want, but it was always going to happen.

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They didn’t announce they got 250 million either. They wouldn’t comment on anything of the “terms”

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True, I was commenting on this part of the articles that have been out there today. "O'Neil is seeking $250 million to $300 million to keep the league alive"

That money isn't going to save the league.

I have more than just one, apologies that I can't follow instructions.

1. Marrying the right woman. She also ended up as a senior VP of a large financial firm. That's a nice bonus.

2. Never trying to time the market. As the saying goes, "time in the market always outperforms trying to time the market". Make your buys and let time and compounding interest do it's thing.

3. Stayed away from carrying credit card debt as much as possible. It happened from time to time when my wife and I were young and broke, but we would erase that debt as soon as we possibly could.

4. We always have a budget. No matter how much money we make, we always have a budget that was below our means. We aren't always strict, but the guardrails are always there.

5. Didn't buy expensive cars. We buy nice cars, mostly new as well, but nothing extravagant or overly expensive and we keep them for a long time. Vehicles are a financial drain on multiple levels, it's a place that can get out of hand financially if you aren't careful.

6. Real estate. We bought some rentals properties cheap and sold them at opportune times for a significant gain.

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The comparison is what Saban left for DeBoer compared to what Shula left Saban.

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The good deal of the 2009 championship team was recruited by Shula including guys like Rolando McClain, Greg McElroy, Javier Arenas. Other guys like Kareem Jackson and Marquise Maze were on their way but not yet signed when Shula was fired. Around 14 of the starters on the '09 team were from the Shula era. Now, Saban brought in some elite talent to fill out that team, and was a much better coach, but there wasn't a huge gap between the talent that both inherited, especially wit the guys that left when Saban retired.

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If they answer with tax efficiency, estate design, generational wealth transfer, charitable planning, asset protection, liquidity event strategy, and family governance, you've probably found someone operating at the level you're looking for.

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This is the proper perspective. The conversations should be centered around short, medium and long term strategies, generational planning and tax efficiency. If products become part of the conversation it should only be around optimization and removal of duplication.

Tell them that they're acting like their mother; it always plays well.

The last thing I want to do is sit naked and eat fresh out of the oven, molten-hot French Onion Soup. It's wrong on so many levels.