
ChairmanOfThisBoard
Favorite team: | Army ![]() |
Location: | |
Biography: | |
Interests: | |
Occupation: | |
Number of Posts: | 147 |
Registered on: | 3/2/2010 |
Online Status: | Not Online |
Recent Posts
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re: Can I contribute to and distribute funds from a 529 plan in the same year
Posted by ChairmanOfThisBoard on 5/8/25 at 2:04 pm
quote:
It's not much tax savings.
Any tax savings would be worth it if you could simply contribute and withdraw in say the same month.
Can I contribute to and distribute funds from a 529 plan in the same year
Posted by ChairmanOfThisBoard on 5/8/25 at 1:24 pm
And still use as a deduction? Any period of time the funds need to stay in to be tax deductible in Louisiana?
Which team got the most pregame coverage?
Posted by ChairmanOfThisBoard on 2/9/25 at 5:20 pm
Eagles, Chiefs, or Patriots?
Time to get of the Patriots dick was several years ago.
Time to get of the Patriots dick was several years ago.
re: WSJ ranks LSU as best college in LA and middle of pack in SEC in their 2025 rankings
Posted by ChairmanOfThisBoard on 9/5/24 at 10:46 am
I wonder how large the check from LSU to WSJ was
re: Just Stop Oil vandalizes Stonehenge
Posted by ChairmanOfThisBoard on 6/19/24 at 4:48 pm
Serious question... have they ever vandalized any African American monuments?
re: Celtics-Mavericks tops only COVID-era NBA Finals as least-watched since ’07
Posted by ChairmanOfThisBoard on 6/19/24 at 4:37 pm
NBA has to come up with a solution for these blowouts. A team starts 2-15 from the 3-Pt line, goes down 20 pts, and mail it in. Doesn't matter if it's regular season or playoffs.
re: Monaco's Camara handed 4-match ban for taping over LGBTQ+ logo
Posted by ChairmanOfThisBoard on 5/31/24 at 8:52 am
quote:
his refusal during the meeting to carry out one or more actions to raise awareness of the fight against homophobia
I think I speak for most when I say we're well aware.
re: Three local New Orleans banks may be going up for sale
Posted by ChairmanOfThisBoard on 5/31/24 at 8:27 am
I have a small deposit account with Fifth District and just received the prospectus. Initial offering is $10/share. Money making opportunity here? Looking at similar banks that have converted in previous years shows decent bumps at IPO and subsequent sale few years later.
re: Educate me on these OT rules
Posted by ChairmanOfThisBoard on 2/11/24 at 9:41 pm
Yeah I’m not understanding how the clock plays into this OT
re: Nick Saban is retiring
Posted by ChairmanOfThisBoard on 1/10/24 at 4:18 pm
Goning to grab a beer and pull up a lawn chair tonight. Going to be able to see the trailer fires in California.
re: NIL agent getting uppity
Posted by ChairmanOfThisBoard on 12/4/23 at 2:00 pm
quote:
Chris Wash strikes me as the kind of guy that would tell just about everyone he encounters how much he makes.
quote:
While adding at least one zero.
And a few 'Bros' im there.
re: The Nutty Putty Cave Tragedy
Posted by ChairmanOfThisBoard on 11/21/23 at 8:26 am
Is it really a disaster if it's just one person?
For fans of tailgate fights and knock outs
Posted by ChairmanOfThisBoard on 10/16/23 at 12:58 pm
Facebook
From what I've heard, the blonde broccoli hair boy and the purple shirt kid go to St Pauls. The two that lost go to Mandeville High.
From what I've heard, the blonde broccoli hair boy and the purple shirt kid go to St Pauls. The two that lost go to Mandeville High.
re: What do you do when grounding doesn't work?
Posted by ChairmanOfThisBoard on 10/9/23 at 9:26 am
quote:
When my teenage son acts out of line and all of the yelling and threating is over, I require he spend every last minute with his family, including his little brother. He's required to watch TV with us, play board games, build a fort with his brother. You would be surprised how far that goes to snapping him out of whatever rebellious funk he is in.
This guy parents. :bow:
re: In need of financing advice on new car purchase
Posted by ChairmanOfThisBoard on 9/26/23 at 3:00 pm
Stings that I'm having to come out of pocket at all for a new car when I worked so hard to maintain my wife's previous car. It was 11 years old and ran great. Had several more good years in her. The only thing good that will come from this is that I will take comfort in the fact that my wife will be driving around a new, reliable vehicle.
re: In need of financing advice on new car purchase
Posted by ChairmanOfThisBoard on 9/26/23 at 2:49 pm
quote:
What would your cash reserves look like after the purchase if you paid all cash?
If I made a cash purchase I would have roughly $60k. I predict some larger expenditures over the next few years such as new AC unit, perhaps an additional cheaper used car, and perhaps some college cost.
re: In need of financing advice on new car purchase
Posted by ChairmanOfThisBoard on 9/26/23 at 2:34 pm
quote:
What vehicle?
Likely a Lexus NX or Lexus RX. It's my wife's decision, so might end up being neither of those two.
re: In need of financing advice on new car purchase
Posted by ChairmanOfThisBoard on 9/26/23 at 2:02 pm
I suppose the traditional 60 months.
Even with 800+ credit, 6.5% has been the lowest rate I have been able to secure.
Even with 800+ credit, 6.5% has been the lowest rate I have been able to secure.
In need of financing advice on new car purchase
Posted by ChairmanOfThisBoard on 9/26/23 at 1:53 pm
I come to you guys seeking advice since most of you are far more savy when it comes to these types of decisions than myself. My expertise goes no further than saving my money. Wife was hit by driver running a redlight and totaled her car. Received $12k from insurance. Planning on purchasing a new vehicle for around $50k. We have plenty of cash reserves that would allow us to buy outright if we decide to go that route. Here is how I see my options:
A) Cash purchase, No finance
B) 25% Deposit; Finance remainder at 6.5%; Earn 4.5% to 5.5% on cash (possibly refinance at a later date)
C) 25% Deposit; Finance w/ additional principle payment each month; Earn 4.5% to 5.5% on reduced cash
Any reason I shouldn't choose option 'A'? FWIW we are maxing out on all 401k, HSA, 529, etc. None of these decisions will affect any of our long-term savings.
A) Cash purchase, No finance
B) 25% Deposit; Finance remainder at 6.5%; Earn 4.5% to 5.5% on cash (possibly refinance at a later date)
C) 25% Deposit; Finance w/ additional principle payment each month; Earn 4.5% to 5.5% on reduced cash
Any reason I shouldn't choose option 'A'? FWIW we are maxing out on all 401k, HSA, 529, etc. None of these decisions will affect any of our long-term savings.
re: Connecting multiple led strips to romex
Posted by ChairmanOfThisBoard on 9/19/23 at 11:12 am
I already have romex running to each of the four, non-connected locations I will be running lights. I would have to cap off three of these if I was to run on one driver, no?
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