User Avatar

ChairmanOfThisBoard

Favorite team:Army 
Location:
Biography:
Interests:
Occupation:
Number of Posts:147
Registered on:3/2/2010
Online Status:Not Online

Recent Posts

Message
quote:

It's not much tax savings.


Any tax savings would be worth it if you could simply contribute and withdraw in say the same month.
And still use as a deduction? Any period of time the funds need to stay in to be tax deductible in Louisiana?
Eagles, Chiefs, or Patriots?

Time to get of the Patriots dick was several years ago.
Serious question... have they ever vandalized any African American monuments?
NBA has to come up with a solution for these blowouts. A team starts 2-15 from the 3-Pt line, goes down 20 pts, and mail it in. Doesn't matter if it's regular season or playoffs.
quote:

his refusal during the meeting to carry out one or more actions to raise awareness of the fight against homophobia


I think I speak for most when I say we're well aware.
I have a small deposit account with Fifth District and just received the prospectus. Initial offering is $10/share. Money making opportunity here? Looking at similar banks that have converted in previous years shows decent bumps at IPO and subsequent sale few years later.
Yeah I’m not understanding how the clock plays into this OT

re: Nick Saban is retiring

Posted by ChairmanOfThisBoard on 1/10/24 at 4:18 pm
Goning to grab a beer and pull up a lawn chair tonight. Going to be able to see the trailer fires in California.

re: NIL agent getting uppity

Posted by ChairmanOfThisBoard on 12/4/23 at 2:00 pm
quote:

Chris Wash strikes me as the kind of guy that would tell just about everyone he encounters how much he makes.


quote:

While adding at least one zero.



And a few 'Bros' im there.
Is it really a disaster if it's just one person?
Facebook

From what I've heard, the blonde broccoli hair boy and the purple shirt kid go to St Pauls. The two that lost go to Mandeville High.
quote:

When my teenage son acts out of line and all of the yelling and threating is over, I require he spend every last minute with his family, including his little brother. He's required to watch TV with us, play board games, build a fort with his brother. You would be surprised how far that goes to snapping him out of whatever rebellious funk he is in.



This guy parents. :bow:
Stings that I'm having to come out of pocket at all for a new car when I worked so hard to maintain my wife's previous car. It was 11 years old and ran great. Had several more good years in her. The only thing good that will come from this is that I will take comfort in the fact that my wife will be driving around a new, reliable vehicle.
quote:

What would your cash reserves look like after the purchase if you paid all cash?


If I made a cash purchase I would have roughly $60k. I predict some larger expenditures over the next few years such as new AC unit, perhaps an additional cheaper used car, and perhaps some college cost.
quote:

What vehicle?


Likely a Lexus NX or Lexus RX. It's my wife's decision, so might end up being neither of those two.
I suppose the traditional 60 months.

Even with 800+ credit, 6.5% has been the lowest rate I have been able to secure.
I come to you guys seeking advice since most of you are far more savy when it comes to these types of decisions than myself. My expertise goes no further than saving my money. Wife was hit by driver running a redlight and totaled her car. Received $12k from insurance. Planning on purchasing a new vehicle for around $50k. We have plenty of cash reserves that would allow us to buy outright if we decide to go that route. Here is how I see my options:

A) Cash purchase, No finance
B) 25% Deposit; Finance remainder at 6.5%; Earn 4.5% to 5.5% on cash (possibly refinance at a later date)
C) 25% Deposit; Finance w/ additional principle payment each month; Earn 4.5% to 5.5% on reduced cash

Any reason I shouldn't choose option 'A'? FWIW we are maxing out on all 401k, HSA, 529, etc. None of these decisions will affect any of our long-term savings.
I already have romex running to each of the four, non-connected locations I will be running lights. I would have to cap off three of these if I was to run on one driver, no?