
SECMeanSmore
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Number of Posts: | 117 |
Registered on: | 12/22/2023 |
Online Status: | Not Online |
Recent Posts
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I'm 39 years old and apparently still don't fully understand credit cards
Posted by SECMeanSmore on 1/2/24 at 8:02 pm
Disclaimer: in my defense I religiously pay off balances each month, so paying interest is foreign unless I mess up.
So I messed up: I use online pay but enter them manually and fat fingered a date. Payoff was two days late, so I got hit with the fees and interest. Fine, my own fault, I accept it. Schedule the full payment.
Now, here's where I'm confused: my next statement has a higher interest payment than the prior one! Ok, I get that my 2 day late payment went to the fee and interest before the principal. But shouldn't I be paying at most the interest on the small chunk of principal left from the first statement, not all of it accumulated? The spending was nearly identical. What the hell am I not understanding here?
So I messed up: I use online pay but enter them manually and fat fingered a date. Payoff was two days late, so I got hit with the fees and interest. Fine, my own fault, I accept it. Schedule the full payment.
Now, here's where I'm confused: my next statement has a higher interest payment than the prior one! Ok, I get that my 2 day late payment went to the fee and interest before the principal. But shouldn't I be paying at most the interest on the small chunk of principal left from the first statement, not all of it accumulated? The spending was nearly identical. What the hell am I not understanding here?
re: Car Guy Question: Wiper fluid smell leaching into cabin
Posted by SECMeanSmore on 1/2/24 at 5:42 pm
Put the windshield back on.
re: Best Way to Transfer Digital Audio to Cassette Tapes
Posted by SECMeanSmore on 1/2/24 at 7:42 am
quote:
Go to the judge and make a motion for more time to complete the task due to cassette tape being an antiquated technology...
I just wanna know what kind of judge made a legal determination that requires outdated technology in the first place.
re: It's almost cheaper to eat at a restaurant than home nowadays
Posted by SECMeanSmore on 1/2/24 at 7:08 am
quote:
paid $20 each for 12 oz ribeyes at our grocery store
These were not prime steaks.
No fricking way.
re: As a white person I admit I didn't know what LANK really meant. Rece Davis found out on TV
Posted by SECMeanSmore on 1/1/24 at 1:08 pm
Naysayers that annoy you
re: Iowa 0 @ Tennessee 35 Final - ABC
Posted by SECMeanSmore on 1/1/24 at 12:38 pm
Review should take 5 seconds. This is stupid.
re: Iowa 0 @ Tennessee 35 Final - ABC
Posted by SECMeanSmore on 1/1/24 at 12:30 pm
Moar punts!
re: Iowa 0 @ Tennessee 35 Final - ABC
Posted by SECMeanSmore on 1/1/24 at 12:15 pm
Iowa better at punting, what a shock.
re: How stupid is the LSU center?
Posted by SECMeanSmore on 1/1/24 at 12:13 pm
Can't take that chance, if the QB isn't ready and for some reason refs dont throw the flag that could be disaster. Never assume the flag.
re: Wisconsin 31 @ LSU 35 Final - ESPN2
Posted by SECMeanSmore on 1/1/24 at 12:02 pm
Found Wisconsin's kryptonite. Just gotta have a good enough defense to make them punt.
re: Nuss sure could have used some playing time...
Posted by SECMeanSmore on 1/1/24 at 12:00 pm
quote:
blowout victories
What blowout victories?
re: Wisconsin 31 @ LSU 35 Final - ESPN2
Posted by SECMeanSmore on 1/1/24 at 11:47 am
Does the LSU morale tank even further if the score gets out of hand with everyone looking at JD on the sidelines like "thanks for nothing ahole"?
re: Michigan’s marching band performed a fully LGBTQ-themed halftime show
Posted by SECMeanSmore on 1/1/24 at 11:37 am
Isn't Saban a proud Democrat?
re: Honest question
Posted by SECMeanSmore on 1/1/24 at 11:34 am
quote:
arctic wolf bowl
Play it in green bay.
re: Wisconsin 31 @ LSU 35 Final - ESPN2
Posted by SECMeanSmore on 1/1/24 at 11:19 am
quote:
Does LSU have a chance of hanging with Wisky?
Even with the Heisman winner, most games were dogfights.
What does everyone expect here?
re: Wisconsin 31 @ LSU 35 Final - ESPN2
Posted by SECMeanSmore on 1/1/24 at 11:17 am
LSU defense remains unchanged
re: I do not like hearing that our young men wouldn’t make a DDay-type assault
Posted by SECMeanSmore on 12/31/23 at 10:20 pm
I mean, they would try I guess. I wouldnt dare bet on today's military being successful, all weapon conditions being equal.
re: Elle King is trashy.
Posted by SECMeanSmore on 12/31/23 at 9:04 pm
Someone clocked her in the right eye before that pic :lol:
re: If you want to lose weight in 2024 avoid the ingestion of these two molecules.
Posted by SECMeanSmore on 12/31/23 at 2:33 pm
quote:
fructose
I see weve moved on from sucrose as the enemy.
re: Wrasslin’ threads should be on the Movie/TV board
Posted by SECMeanSmore on 12/31/23 at 12:37 pm
How about the politics board since they are both fake?
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