RoyalWe
| Favorite team: | LSU  |
| Location: | Prairieville, LA |
| Biography: | |
| Interests: | LSU Basketball / Football |
| Occupation: | Retired Engineer |
| Number of Posts: | 4370 |
| Registered on: | 3/15/2018 |
| Online Status: | Not Online |
Recent Posts
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re: It appears Trump has broke the anti-American axis in a year without fighting a real war
Posted by RoyalWe on 1/9/26 at 7:30 am to icecreamsnowball
quote:But have you seen the price of soybeans? I mean, how's a fella supposed to make a living?
Foreign policy achievements alone, he’s the greatest president of most of our lifetimes. We’re blessed to have him.
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quote:Retired engineer who also has the internet. ;-)
God damn science class in here.
re: Our brother in Greenland.
Posted by RoyalWe on 1/8/26 at 10:22 pm to PonchaTiger
No really, STFU. You're a dumbass.
re: Question for Refining Baws
Posted by RoyalWe on 1/8/26 at 10:16 pm to RanchoLaPuerto
Most US refineries are coking refineries. They need heavy vacuum resid and long-chain hydrocarbons. Straight shale produces little to no resid and leaves cokers underloaded or idle. That's a problem when billions were spent to install those units.
Atmospheric distillation columns are tuned to expected cut volumes. Straight shale causes excess naphtha (lights), reduced gas oil, poor fractionation efficiency, and bottlenecks in stabilizers and reformers. You can run it, but yields go to shite.
Shale oil also impacts storage tank flashing (higher vapor pressure), pipeline spec violations, etc. unless you stabilize or blend.
Atmospheric distillation columns are tuned to expected cut volumes. Straight shale causes excess naphtha (lights), reduced gas oil, poor fractionation efficiency, and bottlenecks in stabilizers and reformers. You can run it, but yields go to shite.
Shale oil also impacts storage tank flashing (higher vapor pressure), pipeline spec violations, etc. unless you stabilize or blend.
re: What evening news do you watch?
Posted by RoyalWe on 1/8/26 at 4:47 pm to CastleBravo
quote:Oh, but they are doing their job. It's just not the job we thought they were supposed to be doing.
i will not reward them for not doing their job
re: Ashli Babbitt Vs the MN shooting
Posted by RoyalWe on 1/8/26 at 3:37 pm to Patato Salad
You like to call people idiots a lot.
Your willful denial of a significant number of FBI agents among the crowd is noted, idiot.
Your willful denial of a significant number of FBI agents among the crowd is noted, idiot.
re: Ashli Babbitt Vs the MN shooting
Posted by RoyalWe on 1/8/26 at 2:08 pm to Patato Salad
quote:Yeah, I think that’s how many FBI agents were in the crowd. Makes sense.
Dozens?
re: Ashli Babbitt Vs the MN shooting
Posted by RoyalWe on 1/8/26 at 1:20 pm to mwade91383
January 6th as an insurrection is bullshite.
I know it’s been said, but roll your old 401ks to an IRA, not your new employer’s 401k. Say it out loud. Say it again.
re: Have you ever taken an iq test?
Posted by RoyalWe on 1/8/26 at 9:56 am to Weekend Warrior79
Maybe when I was young to get into the Gifted program. No idea what the score was. Watching this thread feels like a control group.
re: The Great Recession of March 3,2025
Posted by RoyalWe on 1/7/26 at 12:12 pm to Mayhem3524
quote:Amen, brother. I bought two new cars and paid private school tuition because of the Panicans last year.
I made about 200k after the April 7 dip. We need another one.
re: What is blackpilled and have I become blackpilled?
Posted by RoyalWe on 1/7/26 at 11:20 am to SlowFlowPro
quote:Okay, buddy.
Just an FYI, people who are truly "black pilled" are not supporting Trump anymore.
quote:There are other options, but we're all too comfortable to begin watering the tree of liberty -- to paraphrase Thomas Jefferson. Moving away from liberty to tyranny is a natural process due to human nature. At some point the dam will break, but I don't see it happening anytime soon. We were on the verge of the conditions getting there, but Trump won.
The only solution is jail.
Not sure why you're asking if you're screwed. "Screwed" would be that you don't have a lot of time to invest/save and want to retire. Those funds are pretty basic which is fine even though I wouldn't invest that way.
Your questions make me think you're very risk averse. Invest in a low-cost market index fund and a bond fund. If you want to be "risky", put it all into the index fund. If you want to be "safe", put it all into the bond fund. Otherwise, pick the mix that meets your risk tolerance.
How old are you?
EDIT: 30s? Put it all in a low-cost index fund and reinvest the dividends. Most importantly, get educated and make your own decisions.
Your questions make me think you're very risk averse. Invest in a low-cost market index fund and a bond fund. If you want to be "risky", put it all into the index fund. If you want to be "safe", put it all into the bond fund. Otherwise, pick the mix that meets your risk tolerance.
How old are you?
EDIT: 30s? Put it all in a low-cost index fund and reinvest the dividends. Most importantly, get educated and make your own decisions.
re: Raise your hand if you have beaten the market with your portfolio’s after tax returns
Posted by RoyalWe on 1/7/26 at 9:40 am to Everyday Is Saturday
My 9 year CAGR is 22.2%, but I have been living off of those assets for the last year and a half. If I add back in my withdrawals it's 23.3%. I've had some large down years with COVID and the Ukraine War starting, but buying the dips works.
I make trades once a quarter and don't look at it other than to manage income which requires no research.
Jason Kelly
I make trades once a quarter and don't look at it other than to manage income which requires no research.
Jason Kelly
re: Happy Insurrection Day!
Posted by RoyalWe on 1/6/26 at 8:09 am to SallysHuman
quote:And also with you. ;-)
May the lectern be with you!
quote:
A Hampton Inn is pretty cheap, dude.
quote:Most people, religious or not, believe some version of actions should have proportional consequences. Because of that, most people feel that there is some injustice there. Why should those who are faithful their entire lives receive the same as someone who, a moment before death and when they see it coming, has not been faithful until the very end?
These last minute ‘conversions’ don’t make any difference.
You want a fair system where everyone gets what they deserve. Jesus provides a merciful system where no one does. That offends pride, fairness, control, and identity -- whether religious or non-religious based.
There are many things faithful people receive during their lives, but they do not gain a greater claim on mercy.
Matthew 20:1-16: The Workers in the Vineyard
quote:I think Jesus loves you more than you realize, and His forgiveness is simpler than you’re making it. Scripture presents salvation not as a hurdle to clear, but as a gift to receive.
Not at all, but I do not think it is that easy to get past those gates without conviction.
quote:I find peace in the sufficiency of Christ’s finished work, through which forgiveness is given fully and without delay.
Prosperity gospel 101
quote:For $20, I'll tell you the answer you want to hear.
Do you believe only pure souls can enter heaven?
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