re: Potential best plan for Tua

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If he gets close to a guarantee from a team they'll pick him in the teens yes.

If not and late 1st to 2nd is in play the rehab plan could make him a significant amount of money

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You also have to to keep in mind he will not be the first or second QB drafted in the 21' draft even if he's healthy.

Now, let's game it out on a best case worst case scenario health & rehab wise.

Enter the Draft:

Best Case: He makes $6-15 million over the next 3 years then possibly signs a $100m contract.
Total NFL Earnings: $106-115 million

Worst Case: He makes $6-15 million over then next 3 years and never plays football again.
Total NFL Earnings: $6-15 million

Wait a Year:

Best Case: He makes $10-25 million over the next 4 years with zero coming next year. Then he possibly signs a $100 million contract.
Total NFL Earnings: $110-125 million

Worst Case: He is undraftable and makes nothing.
Total NFL Earnings:

This is a serious no-brainer. Anyone who tells him different is giving some terrible advice.