re: Any solid word (rumors) yet about Sexton leaving ?

Why are you explaining insurance in the same legalese, hard to understand way insurance companies do. You are evil in so many ways.

Translations:

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The problem is that you need to prove that your drop in value is directly related to an injury that you have no prior history of having 

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Dog, The problem is it has to be a completely new injury, nothing associated with a past injury for you to get paid man.

quote:

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This insurance has a limited market and pays a massive sum on something that is a somewhat high frequency event (loss in draft value) 

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Bruh, there are only a few guys good enough who qualify for this insurance and the payout is related to draft stock and injuries. You know athletes fall in the draft and/or get hurt all the time. Embid, Noel, Simmons all then guys getting hurt my dude.

quote:

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The major issuue for a company is that their statutory reserves required for a policy like this would be huge relative to policy premium

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So if they have to payout they are going to lose a lot of money because not that many athletes pay into it, but the payouts crazy money, millions.

In closing, if you started talking at a party I would walk away from you in mid-sentence.

ETA: J/K by the way. I reread this and it came off extra salty