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re: What is your FICO score?

Posted on 9/21/16 at 4:37 pm to
Posted by finestfirst79
Vicksburg, Mississippi
Member since Nov 2012
11646 posts
Posted on 9/21/16 at 4:37 pm to
I haven't ever much cared but this piqued my interest.

791

My best guess is the first negative they showed is driving it down a bit, as that's the only one applicable:
"You have either very few loans..."

House has been paid for for a while, last 4 cars we paid cash, etc.

Congrats on your high score, but I'm not sure why I should care about interest rates I'm subject to when I don't pay interest?
Posted by Cheese Grits
Wherever I lay my hat is my home
Member since Apr 2012
55225 posts
Posted on 9/21/16 at 5:26 pm to
quote:

Congrats on your high score, but I'm not sure why I should care about interest rates I'm subject to when I don't pay interest?


Which was where I was heading with OP.

While scores may be something to be proud about, nobody was discussing what interest rates they were paying at their score level.

That would be more interesting.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
119970 posts
Posted on 9/21/16 at 8:04 pm to
quote:

House has been paid for for a while, last 4 cars we paid cash, etc.

Congrats on your high score, but I'm not sure why I should care about interest rates I'm subject to when I don't pay interest?


This is me. I use credit cards for rewards points and that is all I have affecting my credit score. No plans to move and if I did, sell my home and buy the other one with the cash.
It's called being responsible with your money.
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