re: OT- Cooking the Books

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Is there any issue with something like this, designed to be a "set and forget it" approach?

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Not really. Just don't start it when the market is close to its all-time highs.

Research "time-money value or sequencing".

It essentially hits home the concepts of buy low, sell high, and dollar-cost-averaging.

Especially since we know a market correction is inevitable at this point. I'd rather sit in cash for a year or two waiting for the correction so I can buy around the bottom than buy high and suffer through volatility and risk getting caught by the bear.

At this point though I think we have a bit of time. As I said earlier, once we start seeing hints of the Fed messing with interest rates is when I think the market starts going bear.

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Out of curiosity, would you mind telling me who you work for (or if you do this on your own)? Might be interested in talking with you some more at some point, off the board and before I do anything.

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I am a 4th part owner in a wealth management firm going on 15 years. We own our own office just north of Buckhead. You're welcome to PM me if you like.