re: Mizzou D-Coordinator leaves to take FCS head coach job. Is there ANY reason

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That is where you lost me. I get he wants to take the chance but at that age and getting near the end of his working life seems he would want to boost that retirement money now. Thanks for your explanation but if he has a wife and kids seems the risk / reward is not a good one.

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I think you're missing the point. I'm sure he's probably been smart with his money. He makes good money and Mizzou and he'll make good money at Missouri State. He'll never be rich but he can live comfortably. At this point in his life, it is probably about not having regrets when he's done, so he's going to go do what his dream had always been, to be the HC. So no, he's not doing it for the money. He's not doing it for the positioning for a later job. He's doing it so 10 years from he won't have a regret for having never become a HC.