yellowhammer2098

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Afterv30 days the stock can be bought on margin.

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I think it is actually slightly different than this. It means you can borrow against it's value (the shares you are purchasing) after 30 days.

As an example, if your account margin capabilities allow you to borrow 50% of your portfolio value and you have $90,000 in stocks "journaled to margin" and you bought a new $10,000 in shares today. You can borrow $45,000 on margin today and that will increase to $50,000 in 30 days when the new $10,000 are "journaled to margin".

Coming up on a year since I had to put down the dog I got shortly after graduating college. With me through multiple moves/states, marriage, and lots of growth. It is hard, but you know better than anyone when it is time. I got to spend a week with her after I knew it was time (she wasn't suffering) and I feel so lucky that I got that time with her. Even nine months later, I still get the feels about losing her (particularly when reading posts like this). I keep her ashes by the desk in my home office and will bury her when we get into a more permanent home.

Thoughts are with you and I'll give my other dog a couple extra belly rubs in memory of your friend.

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I guess reciprocal tariffs is completely out the window now. Maybe Trump will clarify and back Navarro down

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Yep this isn't about tariffs being charged by other countries, it is about the idiotic idea that we should have a trade surplus with every country in the world. Trump seems dead set on this, so I wouldn't hold your breath waiting for him to "clarify" and say anything differently.

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“G D rent houses are killing me”,”I work harder in retirement than I ever did before I retired””I don’t know what I was thinking,that rental properties was a good retirement plan”.

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As Nole Man notes in his post, having a property manager/management company does not fix everything, but I'll never understand why "retired" individuals want to do their own property management. I'm nowhere near retirement and some of the things my property managers have dealt with (specifically a tenant suicide) make them worth every penny I've ever paid them, beyond the typical dealing with problem tenants, evictions, etc. This is really contingent on having *good* property management.

In your friend's scenario, let's say he has a $2,000,000 portfolio that is rented for $240,000 a year (1% rule). I have no clue what the "net" number would be in this scenario but let's just say that with property management at 10% he is "netting" $120,000 (50%) after paying his property manager $24,000 a year. So he can either make $144,000 a year and deal with managing 18 houses on his own or $120,000 a year and deal with much less day-to-day management? I know which one of those I'm picking, especially if I'm "retired" but that is why I exclusively have properties managed by third parties.

From the CRE side of things, Dollar General rents for new stores are up 40%-50% from a few years ago (anecdotal.. not based on any "big data") and they have had to modify their lease structures to include rent increases versus the flat 15 year leases that were typical 2022 and earlier. The increased cost of growth has a big part in the stock being down IMO.

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The coffee is some of the best I have ever had and I live in Colombia.

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IIRC correctly you're from Huntsville. They're opening a few locations in the metro in the near future. Definitely seem to be growing a lot and have a bit of a 'cult' following it seems like - similar to Whataburger.

Loves/Arbys at exit 29 on I-59 in polarville MS. Always my go to stop driving from Birmingham to NOLA

Cam Newton ATPB originally. Made a new account later on that didn't include my actual name.

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Technically the Canseco's Market is on the corner.

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Moved out of NOLA a couple years ago. Is this what went into the old Rite Aid?

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I don’t think of a Lexus as uppity. It’s such a reliable car. I think, yeah they have money, but they are also smart.

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I agree with this (not just because I am a Lexus driver). I bought a two year old Lexus SUV for less than a new Ford Explorer with somewhat similar features (leather, AWD, etc.). The way I saw it is in five years would I rather own a 7 year old Lexus or a 5 year old Ford. Feel like Acura and Lexus vehicles hold their value and quality so well.

I would argue that the opposite is true for Land Rover (mainly) and Jaguars. Nice cars off the lot but long term reliability is questionable.