Newgene

A home vs an away series with any SEC team is always night and day. Many folks and polls often don’t do a great job at applying that.

Any chance your employer will let you do an in-plan Roth conversion in your 401k, and let you contribute after tax dollars? This lets you contribute to a Roth past the $23,500 before tax limit.

A commonly overlooked factor in the traditional vs Roth discussion is state tax, in relation to where you currently live vs retirement destination. For example, if you currently work in TX, but plan to retire in LA, you may want to choose 100% Roth. Often people go the other direction because they work or claim residency in the taxing state, but it's definitely something to consider particularly on this board. To note, unless it's a federal pension, LA hits retirement pay the same as current income. Neighboring states like TX and MS have no tax on retirement funds. A good example option would be to work and reside in TX and fully fund Roth without paying state tax, and then retire in LA where you take all your Roth funds out tax free.

Another side benefit of Roth vs traditional is you can effectively save more for retirement in the Roth, if you want to maximize the annual savings limit. In the traditional case, your $23k annual tax free savings grows and then gets taxed and reduced downward from the final value. In the Roth case, you start with a number greater than $23k that gets reduced down to $23k added to savings each year. From there, your balance grows and is never reduced. In the example of a 25% effective tax rate, you would have a pile that is 33% greater in the Roth.

Again, you still have the base premise/estimate of what tax bracket you'll be in prior and post retirement.

The writing on the org chart reeks of pure federal government. To use all caps, you need to learn how to actually spell.

When WI, MI, and NV are called, it will take the luster out of their PA declaration.

quote:

---

Thanks for all of the suggestions everyone. I ran the cat 6 and coax out of the attic. Just waiting to trench for water line and I’ll throw my cables in the trench and see what happens. If I have grounding problems then I can easily install some p2p radios. Appreciate the help!

---

Sounds like you are well on your way, but I'll just add to this. This is definitely different, but it's a data point for reference. I ran 150' direct burial cat6 in my attic. It was pretty cheap on amazon, and you never know if something may try to chew through it or you might damage it. It's just a little tough to bend at the ends, but it wasn't a problem. I ran the EAP610 wireless AP with an TL-SG1005P POE switch. It all works flawlessly. Underground presents different issues, but I would think you're more likely not to have an issue. I did this because because I didn't want to fight signal boosters, radios, etc. They likely have come a long way, but the early ones were pretty bad.

I would also put them in a conduit, add a spare, and also leave some room if you want to pull something else through there or repurpose it. I wish I would have done this on my house now.

There's a lot of different things that can be done, but ultimately, you have to call it out as fake to separate it from legitimate injuries. The only way to get them to stop may be to a take a one team faking an injury on every single play of the game following the screw job game. Then, just say, "My players were hurt. Who are you to say they weren't, regardless of what it clearly looked like on video." After the 16 hour game, they might do something.

For bama, yesterday was troublesome on so many fronts. A coach struggles against vandy, referees provide no edge, star players have no discipline, and Nick is no longer there to work through issues, in general. I feel for bama fans. The wheels are not going to fall off fast, though. They will recover, win some games, and probably only lose 1-2 more this year. This continued progression will take a few years, as a reversion to the mean is likely.

Wow. Is this 2020? Turn the page by keeping the same administration? Are their voters really that stupid?

How on earth could you prove your ancestors were slaves? Is it just a check box on your taxes that gives you a better tax rate or a credit? I guarantee you there are more politicians willing to falsely say they have incorrect heritage. So, there really is no way that doesn't become a disaster. I can see the US approaching 100% AA heritage...at least on the tax forms.