Favorite team:LSU 
Location:Waveland, MS
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Number of Posts:7247
Registered on:11/23/2005
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re: TRUMP SURVIVES ASSASSINATION ATTEMPT

Posted by Newgene on 7/13/24 at 6:16 pm
The leftists say it's just an idea...

re: Biden can’t be replaced

Posted by Newgene on 6/29/24 at 7:51 am
[quote]There’s absolutely no way they’ll cheat him in again after last night. it was THAT bad.[/quote] Have you seen the democratic party? I hope there truly are independent voters out there. You cannot logically believe that the whole collective group had no idea Biden was that far gone. Ju...

re: Aggy +160 tonight

Posted by Newgene on 6/23/24 at 1:00 pm
One team is an an all-in player. The other does not need to win. I believe that is showing in the odds....
UT has to be the favorite for today. Being 0-1, they can't save anyone for game 3. UT will empty the BP as it's do or die. A&M would be quick to call of the dogs and concede the blowout if they see the game getting slightly out of hand (e.g. LSU last year)...and then come back and win huge in gam...
[quote]Trump wants to impose a new 60% tariff on all imports from China and a 10% tariff on all other imports. Since tariffs are taxes paid by Americans, that would raise a typical family’s costs by $1,700 a year[/quote] So, the trade-off will be paying an extra $1700 a year, but I pay no income ...
It is a tough one to figure out how much you'll really need in retirement. As we are experiencing now, inflation is seriously forcing people to adjust. If you retire at 55-60, it's a lot easier to figure out what you'll need when you are making the actual call at 54-59. Making the wrong call on w...
“2 heavyweight programs” has been mentioned about 10 times by the broadcasters." UNC won the NC in...uh...well, at least LSU has 7....

re: Do I Need a CPA?

Posted by Newgene on 5/27/24 at 11:58 am
[quote]-Dual professional income (wife makes roughly the same as I do). -4 rental properties (3 houses, 1 condo). -Joint brokerage account, mostly safe ETFs and S&P 500. -Various Treasury bonds. -2 children (each with a brokerage account).[/quote] That's actually a pretty normal retur...

re: Do I Need a CPA?

Posted by Newgene on 5/27/24 at 11:51 am
[quote]I threw out a price just to prepare the OP it’s not likely to be $800 the first year.[/quote] Actually, that's probably about the right price, regardless of first or subsequent years. The problem you will run into is this. Most CPA's use number of forms/worksheet to itemize the bill. Th...
[quote]1. You're not going to sweep the series. Neither school has in 47 years. 2. A&M has 39 wins and only has to win one between now and Sunday in order to validate my thread[/quote] Both in trouble...
Also, make sure you understand the pro rata rule for converting traditional IRA funds. It just means you can't target parts of your IRA when rolling over to Roth. It looks at all traditional IRA funds collectively and averages the tax bill in a rollover. Could leave you with a nasty unexpected ta...
Is this the same guy's article from 2021 predicting the same thing? [link=(https://www.marketwatch.com/story/why-this-veteran-analyst-sees-stocks-headed-for-the-biggest-bear-market-since-the-great-depression-11633432477)]LINK[/link]...
Mass quantities of money given to non-workers --> Government can't increase taxes enough to cover --> They print mass quantities of cash --> Inflation goes through the roof --> Non-workers complain they can't buy as much stuff --> Repeat...

re: Looking for advice on credit cards

Posted by Newgene on 2/17/24 at 7:28 am
I would checkout the forums, Churning on reddit or the Manufactured Spending forum on flyertalk. Churning keeps a list of the latest sign up bonuses and rates for all cards out there now. As for cards like the Amex platinum, I found it was great when traveling a lot and hitting the centurion lou...
Taxes are wrong, and statistically impossible. I'm not sure what state they're in, but there is no reality that gets a tax bill that high. 40% effective tax rates don't exist for families making $500k. It could be the author is confusing an effective rate with a top bracket. Social Security has a...

re: Payoff Vehicle with Pension Payout

Posted by Newgene on 1/13/24 at 12:40 pm
[quote]If he's in the 22% or higher tax bracket now, Roth may not be better than traditional. The reason is that when he retires, the first $94K of his income if he's still married will be in the 12% or below bracket. To get that much income he'd have to save $2 million in an IRA. In a Roth he could...

re: Money Market Interest going down?

Posted by Newgene on 12/9/23 at 1:29 pm
Your banker is really just telling you what's been happening with treasuries in the past few months. No epiphany here. Most MM rates have already started crossing below 5%. There is a common belief of a ~1% fed cut over the next 12 months. This is a good prediction site. [link=(https://www.cmegr...
53 is the year you are eligible to retire from your employer I am assuming? If not, 53 is such an oddly random year to select in the future. Assuming a serious post, $3.3M is certainly doable. It's all about lifestyle. Nice vacations can be done on the cheap, too. There must be a million blog...
[quote]Follow the money.[/quote] Do this, and you will understand every war, election, pandemic, etc. throughout history. Just stop and look at the ways money moves in these, and everything makes complete sense....

re: Should I wait to buy a used vehicle?

Posted by Newgene on 9/8/23 at 10:34 am
Lots are starting to fill more and more by the day for every brand. Dealers are losing the ability to charge whatever they want because people can find something else. Sure, you'll have your hardcore brand supporters buying in a niche, but many consumers will move between Nissan, VW, Honda, etc. fai...