BamaAlum02

1. My first priority was funding 529's for my 3 kids. My wife and I both graduated college with no debt and I want to provide that for my kids as well. I may have slightly overfunded them but there are plenty of avenues to get the money out without penalties or to roll it over to a future grandkid. I have already illustrated for my oldest (HS Sr this year) the power of the Roth if she stays on track and is able to graduate timely with funds left in the 529.

2. Second priority is a brokerage account but I do not directly fund it. I have encouraged my kids to invest at least half of their birthday, Xmas, other money. It is interesting to see their personalities come out as my oldest sticks to the 50% I recommended, my middle goes 100%, and my youngest tries to not put any in the account. I said I indirectly fund it because I am the source of most of the cash gifts but I want them making the decision to invest it. If they want to squander it when they have access, I am comfortable with that as they have elected to put their money in it.

3. With my oldest, I have her funding a Roth IRA. She has had some part-time jobs and I have told her whatever she puts in a Roth I will match dollar for dollar. At 17 she has over $1,000 in the Roth which should put her ahead on retirement if she keeps that up.

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Historically we have big trouble in Memorial gym.

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I've been to our last 2 up there (easy drive from Huntsville) and Oats seems to have exercised some of the demons. But it is definitely not a shooter's gym. The games I have been to have seemed like neutral site due to the amount of Alabama fans but I doubt that is the case tonight.

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He wasn’t sniffing those jobs when he was at USA.

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I just meant those programs will hire from a USA-type program. I would think his career trajectory has him coming to UA in hopes of finding a bigger job at a better program.

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Arkansas or Oklahoma St

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He could have gotten those jobs from South Alabama. Have to think he came to the University for chance for a higher profile job and won't be interested in those.

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Also - I think you can use this for room and board and pay your own company market rent if you own a home near a campus and your kid stays there. Since my RE investment company will probably be inherited by my kids, I wonder if this is a method of returning that cash to them without restrictions so they can have spending money for whatever they want while I take a little haircut on rent.

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You can use it for room & board and no issue paying an LLC you own, but you are limited to what the school publishes as cost of attendance.

Cost of Attendance

Looks like it is about $12k per year at LSU for the current school year.

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I personally know of a student that didn't get in with a 3.5 GPA, host of AP classes that include physics and chemistry. Took the ACT one time and got a 28.

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Finding this very hard to believe seeing how my daughter just got in with almost this exact situation. She has even been told she will get the Heritage or University scholarship which is $4k-$8k per year.

Unless my daughter is getting some preferential treatment for being in-state, I think your friend is not being truthful about their GPA and/or ACT.

When I was in school, LSU was our homecoming in 2001. They beat us and if I remember correctly, it was worse than the score indicated.

Rohan Davey kept hitting some receiver and I think the guy had like 200+ receiving on us. Pretty sure they set some SEC records (at the time) that night.

With all of that said, as scheduling evolves and we go to 9 conference games, someone is going to have to be the HC opponent and it will likely fall in the meat of our SEC schedule.

EDIT:
Had to go look up the receiver. It was Josh Reed. He had 19 catches for 293 yeards. Unreal.

I feel like the difficulty of these permanent rivals is a little overblown. It is not like year's past where you only play a team every 4 or 6 years. The schedule will turn so quickly that if you have soft permanent rivals, you will get cycled through the tough ones annually.

If Alabama has 3 of the big 6 as permanent opponents, they will have the lower tier teams as the rotations. It will all work itself out each year since you will play all rotating teams within a 2-year stretch.

Much ado about nothing...

There are some nice tax breaks available. You can offset ordinary income with any losses assuming you meet the criteria which isn't too strenuous.

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Friday & Saturday meeting portions

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WTF? Saturday morning meetings for a work conference?