Favorite team:LSU 
Location:Walker, LA
Biography:LSU Mechanical Engineer Graduate
Interests:Football, Cars, financial
Occupation:Mechanical Engineer
Number of Posts:2213
Registered on:10/6/2012
Online Status:Not Online

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re: Gifting stocks for a niece or nephew.. - LSUtigerME
[quote]Donor can owe a gift tax, but there is a $15,000 per year exclusion. [/quote] Ideally, I’d give him control of the actual stock shares and the account. I’d prefer not to cash it out. The idea was to gift him ownership of the actual companies he recognizes as he grows up. However, without ...
Posted on Money Talk
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re: Let's talk septic tanks - LSUtigerME
I did not install a garbage disposal specifically because I’m on a septic tank. More solid waste going down the drain can only lead to an increase in the sediment in the tank. They can also smell, so I don’t mind having to put stuff in the trash. The only inconvenience is when you’re washing dish...
Posted on Home & Garden
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re: Gifting stocks for a niece or nephew.. - LSUtigerME
[quote]I'd put it in an account in your name and tell 'em if they don't screw up it's theirs in [insert years until 18 or 21]. I know I wouldn't have given myself money voluntarily at 18, or 21 for that matter.[/quote] This is what I did, in E*Trade. However, it raises the questions...how d...
Posted on Money Talk
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re: Amazon Show and Dot Problems - LSUtigerME
Quick google search says it’s possible. I don’t have a Show, so I’m not sure if there’s anything special you need to do. Are you trying to get them all to play the same music? If so, I know you have to add them to the group you’re trying to play to....
Posted on Tech Board
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re: Elongated versus bowl toilet - LSUtigerME
Elongated and “Comfort Height”....
Posted on O-T Lounge
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re: whole house dehumidifier installed in HVAC - LSUtigerME
[quote]hungryone[/quote] I did the same thing. I picked up a 70pt Fridigdaire from Best Buy. It’s amazing how much water I’ve emptied from that thing. I’ve run it for about 12 hours or so now, and it’s taken about 4 gallons of water from the air. My Ecobees were showing 65%+ on both of them, ...
Posted on Home & Garden
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re: Investment idea - LSUtigerME
I invest $1000 each year on my sons birthday in a stock (or split it between 2). I usually choose something he has interest in and is a solid/dividend stock. I prefer individual stocks for the “novelty” of it I guess, since it’s a gift. The idea of giving him an account with ownership of companies h...
Posted on Money Talk
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re: These cable and internet companies make things so damn complicated - LSUtigerME
[quote]I've heard mixed reviews on DirectTV, and that ATT[/quote] If there are options that do not involve DTV/AT&T, do that instead....
Posted on Tech Board
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re: Dolomite Countertop material, anyone heard of or used it? - LSUtigerME
Mine was $58/sqft. Local quotes were anywhere from $75-100+/sqft....
Posted on Home & Garden
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re: Car Allowance - Purchase or Lease? - LSUtigerME
What are the rules for the vehicle allowance? Is it just a flat bonus, effectively increasing your salary? Many allowances require the vehicle to fewer than X miles, be less than 3-5 years old, etc. Depending on the restrictions, it may make sense to lease it. If there’s no restrictions, just kee...
Posted on Money Talk
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re: Dolomite Countertop material, anyone heard of or used it? - LSUtigerME
[quote]mikie421[/quote] What he said. We got it since the “Super White” is much more attractive than the similar granite colors available. It’s really fantastic looking. Durability is okay. It’s definitely a little softer than granite. Local (BR Area) prices for dealing with it were astronomical...
Posted on Home & Garden
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re: whole house dehumidifier installed in HVAC - LSUtigerME
What unit do you have and how is it installed? I’m in similar spot as OP. These mild humid days are keeping my house fairly humid without the AC needing to run....
Posted on Home & Garden
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re: Pros / Cons of leasing a vehicle these days?... - LSUtigerME
[quote]No you did not. You just didn't loose the amount you could have if you had high mileage. You paid fro all of that 2k plus interest during the life of the lease. Leasing for individuals is for people too lazy or ignorant to do the math. [/quote] Have you done the math? If he had financed...
Posted on Money Talk
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re: Solid Core Interior Door leaning - LSUtigerME
Sink some longer screws through the hinge to help pull it into alignment....
Posted on Home & Garden
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re: Pros / Cons of leasing a vehicle these days?... - LSUtigerME
I always reference people back to the multiple threads in the sticky. Leasing makes sense in a few specific scenarios. Some vehicles also lease much better than others. As mentioned, leasing absolutely forces you to a decision at the end of the term. If this is something you’re planning to do...
Posted on Money Talk
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re: Sedan sport suspension - LSUtigerME
It will be a little stiffer ride and lower profile tires, but still a fairly comfortable sedan ride. It’s mostly cosmetic. Some of them also include tighter steering ratios....
Posted on O-T Lounge
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re: Woodworking plans- Software or services that can draw them - LSUtigerME
What are you building? What level of detail are you trying to get out of the software? Depending on the complexity of what you’re building, simple 2D sketches (to scale) can be very functional. SketchUp is useful for this but it’s much better suited for 3D drawings. I used AutoCAD to sketch up...
Posted on Home & Garden
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re: Is there anything I can do? Re: AT&T - LSUtigerME
With AT&T, I’ve found you have to be relentless. Keep calling, trying different departments, services, etc. If you know a Tech, or if someone in your area has service, ask them for the Tech’s phone number. EVERY tech I’ve had out at my house gave me their phone number and their supervisor and sa...
Posted on Tech Board
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re: Who has the best land loan options? - LSUtigerME
You’ll pay the same millage rate on the assessed value of the property. Whatever the lot value is assessed as will result in the same millage rate/property tax. In your example, a lot assessed at $250k (in the same area/mileage) would have the same property tax as a home with a $250k assessed val...
Posted on Money Talk
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re: Who has the best land loan options? - LSUtigerME
Where is the land located? Depending on the sale price, 20 acres may be reasonable for a land bank. When I called them to buy my 4 acre property, it didn’t meet their criteria. Many Credit Unions offer various methods to finance land. In Louisiana, I used both Neighbors and People’s Bank. T...
Posted on Money Talk
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