notsince98

Elon has talked before about how you can’t criticize Jews or Israel. This isn’t what you think it is.

We use USAA and it is super easy to setup a kids checking account. With their account they have full access with their own app (if they have a tablet or phone) and it also shows up under my accounts in my USAA app. So I can see all activity and quickly send or remove money as needed. The account comes with free checks and a debit card. The debit card fully works with apple pay/google pay. Apparently not all minor debit cards work with those.

I believe the USAA account drops me off of it once my kids turn 18, if I remember right. I dont have to do anything later to separate them.

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Is 30% over-extending ourselves??

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Percentage is the worst way to evaluate this. The only way you can figure out what works for you is:
1) After retirement and other savings is accounted for, find your "take home."
2) Subtract how much you spend on food every month (eating out, groceries, etc.)
3) Subtract how much you'll spend on cars monthly (payments, insurance, gas, repairs)
4) Subtract how much you need to spend monthly on clothing, activities, entertainment, etc.
5) Subtract how much you want to spend on travel monthly
6) Subtract how much discretionary spending you want to have every month

After all that (i'm sure i'm missing a few), what you have left is what you can spend on mortgage, home insurance, home maintenance, home repairs, utility bills, HOA fees and property taxes. You are the only one that can determine the above and find your comfort point. Everyone's situation is different and that makes percentages absolutely worthless.

Because they can never be at peace with everyone.

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Special kind of fool you are. Israel has been attacked since peace with Egypt for decades, has agreements with other ME nations

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That directly supports my point.

an alternate definition is the black pill people see everything wrong the red pill people do but the black pill people tell you nothing will be done and nothing can be done to fix it. so dont even try.

The old regime is dead.

Data centers use whatever the local water utility provides.

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This isn't even accurate anymore with closed-loop systems.

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Even the most efficient closed loop hyperscalers are using more than 500,000 gallons per day per data center building and many of these hyperscalers are trying to build a campus with many data center buildings in one location.

reliability and price of electricity and water. Those are the biggest issues.

Lesser issues are noise because of the massive amounts of generators that need to be exercised regularly regardless of electrical utility reliability.

and at the same time none of this proves that there wasn't fake moon landing video created. By all accounts, both things seem to be true but nobody wants to discuss WHY both things are true.