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Number of Posts:322
Registered on:6/9/2012
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I got in on mobile, maybe try that
SoFi savings with direct deposit is still 4.5 for now

re: Debt consolidation

Posted by RJSambola on 8/29/24 at 8:10 am
Usually there is a 3-5% charge on the rolled balance, but if it's for 18 months it's better than running a 23.9%
Traditional ira for roth conversion. Brokerage after that maxes
Obviously elon buying the ticker symbol. The crazy part is that this could be true...

re: Any AmEx Gold Card folks on here?

Posted by RJSambola on 7/31/23 at 2:25 pm
Why not do the blue preferred with 6% for groceries capped at 6k for $95 a year fee(also 3% back at gas stations), then use the regular blue ($0 annual fee) after you hit the cap
What's the difference between minting 1 trillion dollar coin or issuing 4 trillion dollar bills?
Yeah the 1:750 split did wonders for the price

re: NLST up big

Posted by RJSambola on 4/24/23 at 8:42 am
Took a 10% gain from buying open and selling at 6.00

re: AmEx Checking Account

Posted by RJSambola on 3/3/23 at 6:29 am
If you double dip with the sofi card they have sofi plus turns the 2% to 3% rewards for 1 yr/36k

re: Stopping the 401k bleeding. Long

Posted by RJSambola on 3/1/23 at 6:26 am
If he is in bond funds they have taken capital losses over the last year.

re: Best credit card to get?

Posted by RJSambola on 7/1/22 at 11:09 am
quote:

Amex Blue- 6% cash back on groceries. 3% gas. Capital one venture for everything else which is 2% cash back on every purchase.




That's the amex blue preferred($95 annual), but that's my setup except i use the double cash for everything else

re: Tax refund status?

Posted by RJSambola on 6/9/22 at 3:02 pm
Congrats on the taxable interest
At 2.5% you should be able to exceed that in a variety of investment options.

Emotionally finishing the note feels good, but number wise it makes sense to direct that to investments
It's set to heat, she's being wasteful as hell
quote:


As of the 4th quarter consumers needed to use 14% of their after tax incomes to meet their financial obligations, which are debt service plus rents and payments for car leases and similar cost. For comparison, that’s lower than it ever was pre - COVID, dating back to at least 1980.
(Source: Brian Wesbury, First Trust chief economist)


There is no way that this is correct. Average rent is what 1000 at best? And this plus ither obligations is only 14% of take home? The average consumer is taking home 7k after tax a month???

re: Official CryptoTalk Thread

Posted by RJSambola on 5/13/22 at 6:43 am
For all the shite talked about hex it's probably in one of the best positions for the next bull, hardcore degens with a low price.

When people pile in they look at price. We know it will theoretically have functionality. At this point I'm more worried about sol and avax than ftm or algo

re: Official CryptoTalk Thread

Posted by RJSambola on 5/11/22 at 8:35 am
It's losing steam, you may be able to do it again in 30 minutes