IPlayedGreatTonight

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If so, that should be a rate of about 4 1/2, as someone else said - not ideal, but it is what it is.

You know you're signing up for 360 payments of $1200, right, petty officer IPGT (or have I read you wrong and you're a lieutenant)?

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yup. E5. that's basically my housing allowance so it should be fine. she put me in contact with another lender she knows so we're gonna give them a shot too and see what happens.

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Are you just assuming a 7% interest rate or was it quoted?

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totally assuming. like i said, i'm going underway for 2 weeks tomorrow and she called while i was in the middle of getting a brand new sailor prepared to go underway with me for his first time on a ship and finding out what ship we're going on, etc.

i just wasn't positive if that $1200 monthly payment she mentioned was including taxes & insurance. my buddy's mom is a big shot at latter and blum so i have help with any questions i have, i just was checking the boards so i figured i'd ask.

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Your income shouldn't affect your rate, only qualification. Sometimes, VA rates can be a little higher, more like 1/8 or 1/4, but this sounds like you're tier 3. I would almost suggest you get into an ARM and refinance in 4 to 6 years - rather than pay 7% fixed - especially if you can get an ARM under 5.

When you say "average" do you mean 680ish or 640ish? Because that's a big difference.

Your credit score is the 600 pound gorilla in this room, IMHO.

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i think she said my middle score was around 645, my wife's middle score was around 680.

Dwayne Thomas is LSU's Brandon Browner

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23-3 Ole Miss over aTm early in the 3rd Q by the way, damn

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A&M is terrible.

says plenty about last year, doesn't it?

RIP Chewbacca

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It's not Harris. It's Dural.

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FTFY.

He's so fricking passive.

i love how every time we sign a defensive player, which is the only kind of FA we sign, and they come here and suck it's magically the player's fault.

do you REALLY think Byrd suddenly went into the shitter for those first four games last year or just quit on football and is collecting a check this year?

or was it that the dude is a ball hawking safety who needs to be relatively close to the LOS to make plays yet Ryan had him playing single high 30 yards off the line of scrimmage?

do you REALLY think Browner went from a CB who could start for back to back super bowl winning teams for 2 different franchises to the worst CB in the league in one offseason?

or do you think he's a slow, yet big and physical corner who does his best work disrupting routes at the LOS, ruining timing between a WR and the QB and either forcing the QB to look elsewhere or giving the DL time to get to the QB yet Ryan has him playing soft zones and chasing WRs all over the field while the DL gets stonewalled at the LOS.

Rob Ryan sets players up to fail. Vaccaro made a huge impact his rookie year as a jack of all trades, hybrid S/CB who played in the box and wreaked havoc. who's wonderful idea was it to have him get big and turn into a strict SS? Rob Ryan's.

it's the same reason the LB we drafted because he had nearly 40 sacks in a college career drops into coverage 38% of the time. Kikaha has 2 sacks, 2 FF and 9 more QB hurries than the next rookie defender, yet he drops into coverage nearly 40% of the time.

and people are blaming the players because we see the same shite we saw last year. it's fricking despicable.

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Robinson is 11th out of 99 qualifying CBs with a +3.5

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figures.

does it say how many snaps he's played at CB?

also, how far back do PFF stats go back? Can you find Robinson's stats from 2012 or whatever year he was actually decent?

look at reid's fricking hands.