
337tigergirl
Favorite team: | LSU ![]() |
Location: | Houston |
Biography: | token asian |
Interests: | |
Occupation: | |
Number of Posts: | 6556 |
Registered on: | 1/4/2012 |
Online Status: | Not Online |
Recent Posts
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San Diego suggestions for thanksgiving week?
Posted by 337tigergirl on 11/14/20 at 1:48 pm
Hi all,
I’m headed to San Diego on Sunday-Thursday of thanksgiving week.
I saw that California is under stay at home again and they want travelers to quarantine for 14 days.
We will be doing mostly the outdoors stuff- hiking, beach, and if eating - outside.
I already caught covid, so not too concerned about that.
Do any posters live in San Diego or southern cal? Any information you could share?
Also recs for food, hikes, etc. thanks in advance!
I’m headed to San Diego on Sunday-Thursday of thanksgiving week.
I saw that California is under stay at home again and they want travelers to quarantine for 14 days.
We will be doing mostly the outdoors stuff- hiking, beach, and if eating - outside.
I already caught covid, so not too concerned about that.
Do any posters live in San Diego or southern cal? Any information you could share?
Also recs for food, hikes, etc. thanks in advance!
re: Compare and contrast those Houston burbs
Posted by 337tigergirl on 11/3/20 at 5:12 pm
Spring branch- hunters creek area.
re: Tell me about Fredericksburg, TX
Posted by 337tigergirl on 10/28/20 at 8:12 pm
Otto’s or vaudeville?
Which one is the best fine dining restaurant in Fredericksburg? I’m celebrating my birthday there
Which one is the best fine dining restaurant in Fredericksburg? I’m celebrating my birthday there
re: DAT 10/13 ALCS Game 3: Beloved Astros (Urquidy) vs. Rays (Yarbrough) 7:40 TBS
Posted by 337tigergirl on 10/13/20 at 11:26 pm
Wtf was reddick swinging at?!?
re: Laura - President Trump visits Lake Charles, Louisiana for Hurricane Response Update
Posted by 337tigergirl on 8/28/20 at 2:50 pm
I volunteered at George r brown during Harvey. They were the biggest mess ever and they let all the food go to waste instead of giving it out.
re: Laura - President Trump visits Lake Charles, Louisiana for Hurricane Response Update
Posted by 337tigergirl on 8/28/20 at 2:22 pm
Does anyone know where to donate supplies in lc?
Or places in Houston taking supplies to bring down there? Not Red Cross or Lakewood church please.
Thanks!
Or places in Houston taking supplies to bring down there? Not Red Cross or Lakewood church please.
Thanks!
re: What can we do for those impacted by Hurricane Laura?
Posted by 337tigergirl on 8/28/20 at 1:06 pm
Does anyone know where they have donations to take the LC area from Houston?
My parents house in big lake is fricked but they left this morning before I could give them the supplies I bought to donate.
If I can’t find anyone here, I’ll just drive it down myself tomorrow. Also, where are the donation sites in lc?
My parents house in big lake is fricked but they left this morning before I could give them the supplies I bought to donate.
If I can’t find anyone here, I’ll just drive it down myself tomorrow. Also, where are the donation sites in lc?
re: Laura - President Trump visits Lake Charles, Louisiana for Hurricane Response Update
Posted by 337tigergirl on 8/27/20 at 7:18 am
Does anyone know how big lake fared? My parent’s house is in big lake. Close to Fred’s lounge
re: Laura - President Trump visits Lake Charles, Louisiana for Hurricane Response Update
Posted by 337tigergirl on 8/25/20 at 9:14 am
quote:
we used to live off 43rd street North of 610,
Were you there during Harvey? I just bought a couple blocks north of there off shepherd and now I’m worried about flooding or my new roof. Brand new construction not in a flood zone
re: Portugal and Morocco trip recommendations
Posted by 337tigergirl on 8/22/20 at 6:25 pm
Lagos, Portugal. The coast is beautiful
re: Cares act allows withdrawal from retirement account
Posted by 337tigergirl on 8/4/20 at 12:11 pm
I had an old 401k from a former employer that I used this distribution on. From the Transamerica rep, the employer sponsored plan has to allow this withdrawal to use this option.
re: Appraisal scheduling issues- first time homebuyer
Posted by 337tigergirl on 7/29/20 at 9:38 am
Yeah. I ended up going with a mortgage banker that I used for estimates. He has been super helpful in explaining everything. I should have went with him from the get go. We will rush the appraisal to have it on time. Might be $100 but whatever at this point
I understand for the brokers as it is not their fault. I just hated the attitude he gave when I asked him about not extending that option from the beginning of yesterday. If they would have communicated with each other before talking to the customer, they would have had that option to present and the quell the customer’s concerns.
I’m in sales as well and I would have all possible options ready for the customer. The loan lady was not very confident that we could order another appraisal on time as it took a whole week to let me know that the appraisal is going to be late. Then when she went to her boss, he got pissed that I discussed other options such as going to the mortgage companies direct. He said that he had a lender friend in Houston that can order the appraisal and have it in 2 days. I said why did you not give me this option all day? He said he just found out a few hours ago. Well they received the email from pennymac in the morning.
Then he said he’s never heard of anyone canceling bc of an appraisal. I said we need to close on time. Then he said fine go somewhere else. I said alright.
All the dude needed to say was hey.. I know you’re stressed but we deal with this often. We will close on time. I have a friend, yadda yadda yadda. But he escalated with his ego.
I understand for the brokers as it is not their fault. I just hated the attitude he gave when I asked him about not extending that option from the beginning of yesterday. If they would have communicated with each other before talking to the customer, they would have had that option to present and the quell the customer’s concerns.
I’m in sales as well and I would have all possible options ready for the customer. The loan lady was not very confident that we could order another appraisal on time as it took a whole week to let me know that the appraisal is going to be late. Then when she went to her boss, he got pissed that I discussed other options such as going to the mortgage companies direct. He said that he had a lender friend in Houston that can order the appraisal and have it in 2 days. I said why did you not give me this option all day? He said he just found out a few hours ago. Well they received the email from pennymac in the morning.
Then he said he’s never heard of anyone canceling bc of an appraisal. I said we need to close on time. Then he said fine go somewhere else. I said alright.
All the dude needed to say was hey.. I know you’re stressed but we deal with this often. We will close on time. I have a friend, yadda yadda yadda. But he escalated with his ego.
re: Appraisal scheduling issues- first time homebuyer
Posted by 337tigergirl on 7/28/20 at 4:19 pm
I just called the broker and they said.. “well I know a guy in Houston that can get the appraisal done in 2 days. I asked why didn’t you present me with this option?”
Response- “well we just found out a couple hours ago.”
Can brokers order an appraisal through their buddies and then give it to the lender?
“Sounds like you have looked at other options. You can go work with them.”
I’m like ok whatever. Thanks.
Is there an application withdrawal fee?
Response- “well we just found out a couple hours ago.”
Can brokers order an appraisal through their buddies and then give it to the lender?
“Sounds like you have looked at other options. You can go work with them.”
I’m like ok whatever. Thanks.
Is there an application withdrawal fee?
re: Appraisal scheduling issues- first time homebuyer
Posted by 337tigergirl on 7/28/20 at 3:54 pm
I went under contract on on 07/08. Then i shopped mortgage estimates that weekend. I told the broker to give me final and best so I can compare by 07/13. They dragged arse and finally gave it to me on 07/14. I signed and applied on 07/14.
The contract states that I have to let the seller know if I can get the loan by tomorrow. I have conditional approval right now.
If I have conditional approval, I am good to go with the 21 day contingency? I’m sorry I don’t know all of these things.
I’ve talked to 2 mortgage companies this afternoon that have local offices here and they said they can close by 08/21. NRL and fairway mortgage.
The contract states that I have to let the seller know if I can get the loan by tomorrow. I have conditional approval right now.
If I have conditional approval, I am good to go with the 21 day contingency? I’m sorry I don’t know all of these things.
I’ve talked to 2 mortgage companies this afternoon that have local offices here and they said they can close by 08/21. NRL and fairway mortgage.
re: Appraisal scheduling issues- first time homebuyer
Posted by 337tigergirl on 7/28/20 at 2:13 pm
I am discussing other options with another lender. I want to give the current lender time to get the appraisal. When do you think the cut off date/time before I explore said options? I’m stressed bc i want to close on time and not incur new penalties from the builder.
This current lender kind of pissed me off bc she asked for my cc information to order the appraisal on July 21. They don’t charge my card until July 24th. Then I emailed her yesterday morning at 8 am asking if they received conditional approval yet. She emails a hour later saying yes.
She said she will call me with closing costs stuff. I figured the appraisal was ordered and was going to talk to her about it when she calls. Never got a call from her yesterday. I email today to ask about appraisal at 11 am and then I get an email at 1:15 pm saying that the lender told them the issue this morning. I feel like they are not responsive and I have to push for everything.
I know refi and buying homes is crazy right now but I am questioning if i chose the right broker.
This current lender kind of pissed me off bc she asked for my cc information to order the appraisal on July 21. They don’t charge my card until July 24th. Then I emailed her yesterday morning at 8 am asking if they received conditional approval yet. She emails a hour later saying yes.
She said she will call me with closing costs stuff. I figured the appraisal was ordered and was going to talk to her about it when she calls. Never got a call from her yesterday. I email today to ask about appraisal at 11 am and then I get an email at 1:15 pm saying that the lender told them the issue this morning. I feel like they are not responsive and I have to push for everything.
I know refi and buying homes is crazy right now but I am questioning if i chose the right broker.
re: Appraisal scheduling issues- first time homebuyer
Posted by 337tigergirl on 7/28/20 at 2:02 pm
Yeah. Idk if it’s bc pennymac is in California. The broker is in Lafayette.
I asked another broker if they are having issues and he said he ordered one yesterday. They will receive theirs on aug 10th. He’s in Houston.
Is it a geography issue?
I asked another broker if they are having issues and he said he ordered one yesterday. They will receive theirs on aug 10th. He’s in Houston.
Is it a geography issue?
re: Appraisal scheduling issues- first time homebuyer
Posted by 337tigergirl on 7/28/20 at 1:52 pm
Any ideas on what I can do?
I am talking to the other brokerage companies that i got estimates from to see what else I can do
I am talking to the other brokerage companies that i got estimates from to see what else I can do
re: Appraisal scheduling issues- first time homebuyer
Posted by 337tigergirl on 7/28/20 at 1:35 pm
I’m using a mortgage broker.
They say that the lender/investor orders the appraisal.
I asked my realtor what to do and if I can ask for appraisals. He said it’s the mortgage company that schedules that.
They say that the lender/investor orders the appraisal.
I asked my realtor what to do and if I can ask for appraisals. He said it’s the mortgage company that schedules that.
Appraisal scheduling issues- first time homebuyer
Posted by 337tigergirl on 7/28/20 at 1:18 pm
Hi all,
I’m in the process of buying my first home. When I went under contract, the builder/seller said that I have to close within 45 days- Aug 21. I shopped lenders and then went with a LA mortgage broker company- friend of a friend. I am in Houston and buying in Houston.
I filled out the application on 7/15.
They locked the rate on 7/17. I signed the disclosures and intent to proceed with the mortgage company- penny Mac. I had inspection done on the 12th. They ordered appraisal last week. I received conditional approval yesterday.
They tell me today that the investor said the earliest they can schedule the appraisal is 08/31-09/02. This is unacceptable bc it’s over the date of closing I agreed to.
I understand that appraisers are busy bc of all the refi and home buying. What are my options?
Has anyone had this happen? I am worried as closing is 3.5 weeks away. Can I go to another lender? I know someone that says they can close in 3 weeks.
Any help would be great.
I’m in the process of buying my first home. When I went under contract, the builder/seller said that I have to close within 45 days- Aug 21. I shopped lenders and then went with a LA mortgage broker company- friend of a friend. I am in Houston and buying in Houston.
I filled out the application on 7/15.
They locked the rate on 7/17. I signed the disclosures and intent to proceed with the mortgage company- penny Mac. I had inspection done on the 12th. They ordered appraisal last week. I received conditional approval yesterday.
They tell me today that the investor said the earliest they can schedule the appraisal is 08/31-09/02. This is unacceptable bc it’s over the date of closing I agreed to.
I understand that appraisers are busy bc of all the refi and home buying. What are my options?
Has anyone had this happen? I am worried as closing is 3.5 weeks away. Can I go to another lender? I know someone that says they can close in 3 weeks.
Any help would be great.
re: Anyone had COVID?
Posted by 337tigergirl on 7/22/20 at 8:08 am
I tested positive 2 weeks ago. Symptoms showed up slightly Tuesday with a headache. I thought nothing of it. Headache continued on Wednesday. Wednesday night I had a fever, muscle aches, slight cough, and headaches. Woke up Thursday feeling a bit better. Went and got rapid tested and tested positive. By the time I tested positive that night, I was already over the symptoms.
Muscle aches lasted for another day and then Saturday I lost my sense of taste and smell.
No other symptoms since and I’ve recovered taste but not smell.
Also have worked out every single day since that first Sunday. No problems with breathing.
I read that I can come out of quarantine bc I have no other symptoms and recovered. Does anyone know if you are still contagious with only lack of smell?
If you lost your senses, when did you recover them?
Muscle aches lasted for another day and then Saturday I lost my sense of taste and smell.
No other symptoms since and I’ve recovered taste but not smell.
Also have worked out every single day since that first Sunday. No problems with breathing.
I read that I can come out of quarantine bc I have no other symptoms and recovered. Does anyone know if you are still contagious with only lack of smell?
If you lost your senses, when did you recover them?
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