| Favorite team: | Ole Miss  |
| Location: | |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 2657 |
| Registered on: | 11/22/2011 |
| Online Status: | Not Online |
Recent Posts
Message
Top 3 teams in NL may lose today. Only 2 played games
2
Agreed with the lockout. Wild card in all of this
Mize or Holmes need to happen imo
I’m guessing nothing more on the starter front happens and we sign a 6th inning reliever
Mize or Holmes need to happen imo
I’m guessing nothing more on the starter front happens and we sign a 6th inning reliever
Move over Dodgers
Lucas Braun and Carter Holton looks to be the Royals return
quote:
I don’t follow international as much so I might be wrong but I’m pretty sure fuesntes was signed as a big time prospect
$75K
Lack of international lottery tickets like him really hurt depth during our window.
Has Lee gained a couple of mph? I don’t remember him hitting 95/96 in the past. I don’t get to watch too much very / very closely much anymore.
re: Friday SEC Baseball
Posted by POCKET on 4/17/26 at 9:55 pm to Ridinhigh17
I haven’t watched any Georgia or Arkansas this year and picked up this game half way but keeping Aoki in here is wild
re: The ATL Offseason Thread: New Manager Edition
Posted by POCKET on 3/3/26 at 11:34 am to Bayouboogaloocrew
Didn’t sign a SP
New SS is already injured
Lost 2 SPs to injuries
LF / DH is out for year
Shaping up to be a good year
New SS is already injured
Lost 2 SPs to injuries
LF / DH is out for year
Shaping up to be a good year
Anybody going? Slammed at work so may not can make it, but going to try.
re: Baseball Pre-Season Thread
Posted by POCKET on 1/21/26 at 7:21 pm to Insideradvantage
quote:
since that natty Bianco has managed to totally take the shine off this program.
He did that before that in my opinion. We got hot. The best thing that could have happened to the program is for Bianco to retire immediately after winning the natty.
re: Horn fans, tell me about Terrance Green? What are we getting
Posted by POCKET on 1/17/26 at 2:42 pm to bamaoldtimer
He did not get any playing time for the Horns this year and wasn’t expected to get any playing time for the Horns next year. Hope that helps.
re: Indiana average age 23, Packers average age 25
Posted by POCKET on 1/9/26 at 8:23 pm to TigersHuskers
I found a Facebook post that says that but nothing from a reputable source.
I scrolled through their roster and they have 20+ freshman on it
Is it 23 for snaps played or something (not the full roster)?
I scrolled through their roster and they have 20+ freshman on it
Is it 23 for snaps played or something (not the full roster)?
re: Indiana average age 23, Packers average age 25
Posted by POCKET on 1/9/26 at 8:06 pm to TigersHuskers
There is no way the average age of Indiana’s football roster is 23. That would essentially mean they only have a mix of 4th, 5th, and 6th year guys, which they don’t.
re: Advice: Can We Afford This House?
Posted by POCKET on 1/7/26 at 8:53 pm to CalcuttaTigah
quote:
Money aside, I don’t regret it but pretty boring and my commute sucks.
Where I think / hope we will be. Basically I know it would not be th most financially smart decision that we could make. But there would be nice things about it and it would make the wife happy (which helps keep everybody happy)
quote:
Maybe I missed but are you doing 529? We are stuffing a good bit each month there instead of buying more house. I think future me will thank current me when I’m not paying for their colleges out of pocket in 15-18 years.
We are currently saving for their college and plan to continue to do so. I did not include because I no longer consider that to be our money.
That does remind me that I wanted create a separate fund for weddings or whatever they decide to do with it. Need to do that sooner rather than later.
quote:
What do you do for a living that you can make that much?
I work for a Big 4 accounting firm.
I do appreciate that I make good money (and wife makes good money too), but at the same time it doesn't always feel like that much. I think that is because our friends have similar professions so it just feels normal to us. And because we have treated investing like a required expense for so long that it has limited our discretionary income to some extent.
re: Advice: Can We Afford This House?
Posted by POCKET on 1/7/26 at 7:53 pm to houtigerfan
quote:
I live in Houston and would highly recommend that you buy a 4-5 bedroom, 2-3 bathroom house in a nice neighborhood.
Most home buyers are families and your current situation in The Heights is most desirable for a single person or s couple without kids.
Home values will continue to increase if you select the right neighborhood. Mortgage rates are likely to decrease 1.5% - 2% at some point over the next 3-5 years, which will allow you to refinance.
The biggest risk in Houston is property tax and homeowner's insurance. Make sure the home is not assessed at too high of a value and does not have a history of flood damage.
Your income will continue to grow. Purchase the home and don't look back!
That is essentially the idea.
We are thinking Bridgeland which I believe is a nice area (and close to some of my wfies family) but I do hate the taxes there. Could be naive but do not believe there is much flood risk there.
re: Advice: Can We Afford This House?
Posted by POCKET on 1/7/26 at 7:42 pm to FieldEngineer
quote:
If I were you, I’d wait on the house. Better to be crammed in a little tight than not be able to save as much as you want. Plus it encourages you and your wife to not buy as much shite because there’s limited space.
Agreed but with the way my mind works, it'll never really feel like we have saved / will save enough and be the right time to do it.
Fully agree that if we have more space we (wife) will feel the need to fill the space. That worries me. Stuff is expensive. Plus, more space means more space for the kids to spread their toys around which doesn't sound fun.
re: Advice: Can We Afford This House?
Posted by POCKET on 1/7/26 at 3:52 pm to Mingo Was His NameO
quote:
It doesn’t matter when the baby is actually a baby, but having three mobile kids in a 3 story townhouse that is probably too small would suck.
This is where wife is at
We can make it work, but it won't be the most ideal layout
Basically we have an office on our 2nd floor off our living room / kitchen and two kids are going to need to share that room. 1 kid is in there now and its working, but putting 2 kids in there is going to that much tougher.
Edit: By the way, appreciate all the responses. Helpful to think about and get different thoughts / perspectives.
re: Advice: Can We Afford This House?
Posted by POCKET on 1/7/26 at 3:49 pm to notsince98
quote:
The increased costs will come from something. Is that acceptable? Does the OP have any idea how much the change is going to be? Bigger houses are more expensive in every way, usually in ways people dont consider.
My post is not about what "can the OP afford" but do they really want to? Some people do less and want a nicer house. Some people want less of a house and spend more on other things. Everyone has a limit and have to decide what is best for them.
This is what worries me some. We are putting $5K a month in a brokerage account now. I have budgeted for how I think the new house will increase our monthly expenses and tried to do so conservatively, but I have also heard it always costs more than what you think it will cost.
I think we can afford it, but I can't decide if we should afford it and there are downfalls to it.
When we bought our first house, we bought conservatively and regret that now as our salaries have more than doubled since and in hind-sight we could have afforded more.
I'm trying to find the right balance now between not being too conservative and not getting uot over skis too much
quote:
How old are you? When do you plan to retire?
I'm guessing that you have 20+ years until retirement. If you didn't invest another cent, and just let what you have grow, you will probably have at least $4M in 20 years.
I'm not suggesting that you DON'T put away the $5K into a brokerage account or put money into your 401k, but if finances get tight for some reason, you could stop those payments temporarily, if needed.
It sounds like you have quite a buffer to utilize if you get too far out over your skis with the house, or in the event that your wife loses her job, etc. Especially since your income is likely to go up in the near future, and any shortfalls would only last until your income catches up.
I am 36 and wife is 33.
I don't see myself retiring before 60 but would like the option.
I don't see my wife working until 60 and want to make sure that is an option for her.
If we did this, we would definitely not be able to put $5K a month in the brokerage account but think we could continue to put something there and increase back up to $5K a month over time.
quote:
What would your wifes commute be like?
She works from home currently. So no commute.
My commute would (or at least could depending on where I get assigned) suck
Popular
16
