Ramblin Wreck

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The water temperature of the Mississippi River in New Orleans is 66°F (19°C), as recorded by the nearby Carrollton gauge. • Location: Mississippi River at New Orleans (Carrollton station) • Current Water Temperature: 66°F • Safety Note: At 66°F, prolonged immersion or exposure in the water carries a risk of hypothermia.

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I got in my pool last week when the water was 65 degrees. Just moved in the house over the summer and I was curious if I could stand it. After about 15 minutes I decided I was done for the season. I didn’t feel like I was going to get hypothermia or anything. It reminded me too much of the Seinfeld episode so I got out.

My sister was diagnosed with schizophrenia about 40 years ago. When the symptoms started appearing, it was a very exhausting time for my parents and myself. I will definitely be praying for your family.

I was in college and came home when my parents let me know how my sister had been acting and her symptoms. I was thinking I could spend some time with her and fix everything. I’m very analytical and I foolishly thought everything worked like math and engineering does. If this, then that. I learned from that experience that when it comes to people, sometimes more quality time and conversation accomplishes nothing. Sometimes you have zero control over anything. It doesn’t matter what you say or what you did or will say. Your words aren’t going to fix everything. You have to totally quit trying to fix stuff on your own and turn everything over to God and ask him to direct you, don’t pray only for your son. The second thing you need to remind yourself is that it is a medical condition. It is believed by some medical professionals that the cause of schizophrenia is due to a chemical imbalance in the brain, dopamine to be specific. Try not to get frustrated or angry at your son. Fortunately there are medications that can help and control the symptoms. My sister has been on medication for 40 years. It is important that someone administer his medication at least initially since the symptoms will reappear when not taken. My sister has had relapses when allowed to control her own medicine.

I’m sure you will be offered lots of resources. Years ago in the days before podcasts, I use to listen to a radio program called Focus on the Family hosted by Dr. James Dobson. He did an episode on schizophrenia and other psychological illnesses that really helped me understand what was going on and the medical explanations of what the causes are. I ordered the tape of the program back then to listen to several times. I bet the episode is somewhere on the internet, but obviously there are numerous other resources that can help.

Heard this today. Such a great feel good song. I always want to repeat it a few times.

Why would anyone down vote my opinion that Bama hiring Curry was a strange decision? One of the top programs of all time hiring a 5-5-1 coach doesn’t seem weird?

Every now and then you see a real head scratcher. What is the strangest hire you can think of?

I’ve got to go with Alabama hiring Bill Curry from Georgia Tech. His only claim to fame before then was beating Bear Bryant in the 1981 season opener when Alabama was ranked #2. It was his only win that season. His best record was the year we made the All American Bowl and finished 9-2-1. The next season he went 5-5-1 and was then hired by Alabama.

The top 2 are SEC teams.

The answer -

Louisiana State University (LSU) is simultaneously paying multiple head football coaches due to firings and coaching carousel moves, with an accumulated commitment totaling around $162 million tied to its football leadership payroll.

The LSU Situation

LSU has faced a unique financial cycle involving multiple head coaches at the same time:

Brian Kelly: Fired by LSU after the 2025 season, owed a buyout of approximately $54 million.

Ed Orgeron: The former national-champion head coach who received a $17 million buyout when he was let go in 2021.

Lane Kiffin: Hired as the new head coach on a massive multi-year contract ($91 million), while Ed Orgeron was later brought back in a specialized recruiting/support capacity.

Other major programs like Texas A&M also made history with single-coach payouts—such as the record $76.8 million buyout for Jimbo Fisher—but LSU's overlapping obligations to multiple head coaches at once (including past buyouts and active salaries) put its simultaneous financial commitment at the top of the sport.

I had Mexican food last night and have been on the toilet all day. I feel like the dude the taco knocked out.

Depending on your tax bracket, capital gains taxes are either 15% or 20%

Assume captial gains are $150K and you have to pay 20% -
$150K x 20% = $30K in taxes

Assume you miss out on compounding 7% earnings each year, but let’s keep the math simple and say $24.5K in missed earnings per year.

Year one cost you $30K + $24.5K or $54.5K using those numbers.

On a 30 year, 7% loan - year one interest is only about $24K in comparison. It will decrease every year after that and will immediately be less than the potential $24.5K in earnings.

Those are made up numbers and depend on several factors such as capital gains assumptions and market growth. It also only looks at year one and doesn’t consider compounded growth. On my made up numbers it would be more advantageous to borrow, but the market could also crash next year.

Edit - sorry, I was using $350K not $300K, so $21K in missed earnings, not $24.5K but you get the idea.

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Or maybe pretty much all tech associated stocks fell last week

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God allowed my consequences to affect the lives of many. Sorry Money Board. :lol:

Just moved 70% of my 401K savings into an IRA that I will self manage while letting a professional handle the 30% that provides my income. I promised myself I will be disciplined and invest it all in VOO and DIA and try to forget about it. For grins, I bought just 20 shares of SPCX along with my index funds as my reward for not speculating and doing just the index stocks. It dropped 5% the next day. Maybe God is trying to tell me something about my ability to pick stocks. :lol:

I didn’t listen to it but they will be competing against the likes of XOM who is extracting lithium from water in Arkansas and has huge plans.