wahootiger

That’s pretty much my general plan. Keep overhead low (probably can’t keep it 10k low), and then expand my network for referrals to get me going.

Glad to hear it’s positive for you.

415k is my base (not a partner). The move is definitely QOL motivated. In the process of getting everything set up now and looking to open doors Jan. 1.

Haha - it’s a fair question.

I’ve put in almost 8 years (started at a local - not Louisiana - insurance defense firm). It’s been good in a lot of ways, but the demands on your time and mental health are real. Ive now got two kids under 3 and it no longer feels sustainable to try to meet the firms expectations and live up to my own expectations as a husband and father (let alone trying to have a semblance of a life outside of those two competing priorities). Thus the career move.

But big law was way better than insurance defense.

End hijack. Pros and cons of big law deserve their own thread

I think most in this thread have missed the question. It’s not whether one should retire with 800k at 40, it’s whether one should dial back saving for retirement at that time. With 20 plus years for the portfolio to grow, that could be a possibility.

Whether or not it is a good idea depends on an individuals financial situation and goals. But there is a point where you run into the “problem” of having more money than you can spend in retirement, and you may be better served to spend more now, trade that money for time, etc.

Echo the poster who recommended “Die with Zero.” That whole book is more or less about this question, or issues related to it.

Thanks for all the responses. I’m going to go with a local operation that seems pretty reputable.

I know myself, and if I just get the fitting and don’t purchase then and there I will be hitting the same driver in 3 years out of sheer laziness.

I have never been fitted before, and would like to get fitted for and purchase a new driver.

My options are going with club champion, or doing some googling and finding a local fitter (Richmond, VA) that I would know little to nothing about.

Has anyone had a positive or negative experience with club champion? Quality of fitting and equipment is more important to me than price.

FWIW, I would be looking to get fitted in the next 3-4 weeks, and would like the driver available for a buddies trip to Pinehurst in mid-April. Im an 18 HCP, if that matters for the answers.

Thanks in advance for any insight.

quote:

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Current QI does NOT cover someone who commits a 1983 civil rights violation. QI isn’t about shielding someone who violates civil rights or commits a crime. It is about people not filing suit because they don’t like the way the officer resolved a neighbor dispute or a barking dog call.

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Are you a lawyer? I’m not trying to be argumentative, but your comment is at best not articulated accurately and at worse wrong. Qualified Immunity does shield government actors from civil Liability when the right Is not “clearly established.”

Lisbon and Porto are amazing, as several on the board have already provided comments I will focus on San Sebastian - though I would recommend spending some time in the Douro valley if you can swing it. It is truly breathtaking scenery, and I can provide a good recommendation on a place to stay in Pinhao if you decide to change up the itinerary a bit.

San Sebastian (and Basque Spain in general) is also dope. We went in mid/late May a few years ago, which was a great time to go because its shoulder season, and I hear it gets packed with tourists in July/August. The only downside is weather, as it still might be fairly cold/rainy. But we got really lucky on weather and even were able to hit the beach some, so here's hoping you luck out as well.

The best thing about San Sebastian is the food, particularly the pintcho (that's probably the wrong way to spell it, but I don't speak Basque, so whatever). Essentially, every restaurant/bar as cold or hot appetizers for one to three euros, and you pub crawl while eating and drinking cheap bears or delicious cheap riojoa wine. It's the best way to eat and drink your way through a city.

As far as fine dining goes, we went to the Michelin starred Mirador de Ulia, LINK The food was really good, but there are more highly acclaimed restaurants in the city. However, the view was absolutely spectacular (it is a big glass restaurant on one of the hills overlooking downtown), and would be a great spot for a romantic dinner. Email them, tell them you are on your honeymoon, and ask for a spot near the window. It's breathtaking (and honestly, I thought the price was fairly reasonable considering the location and that it is Michelin starred).

Thanks to all for the recommendations. I’ve already made some reservations at a few of the places mentioned, and plan on trying to hit up a few more spots if the opportunity presents itself.

Having a few beers in the airport lounge with my out of office up - it’s a good feeling!

Thanks to all for the recs - please keep them coming!

Thanks for all the info. We’re leaning towards September if we can get work to cooperate - the option of having an aperol spritz in an outdoor cafe is turning out to be the trump card.