djrunner

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I answered it the first time. It went up more under Biden than trump current term. Now let’s move on from politics

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Well there is your answer. You are talking about once the Fed took over and started lowering rates and you are also including the Trump bump in October 24'. What I am telling you is that if you compare apples, it is not comparable You are saying you made more money over a four year period than over a year and a half period. Well of course you did, especially if you are DCA'ing (adding to your 401k) into a down market. At this point in Biden's term the stock market was tanking.You would have been down on your investments. We went from early 22' to almost the end of 24' before we hit new highs in all of the index's under Biden.

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have professionals manage my 401k

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You keep avoiding my question. I will ask again.

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So you keep avoiding my questions. Compare the presidents first 2 years and let me know how you made more under Biden. The stock market was shite in 22 and falling. We are hitting all time highs every other week.

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I’ll give trump a pass on his first term because of Covid but this term is not what I expected with the stock market

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So you keep avoiding my questions. Compare the presidents first 2 years and let me know how you made more under Biden. The stock market was shite in 22 and falling. We are hitting all time highs every other week.

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I buy every week like clockwork.

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Are you talking about your 401K? You are talking about your 401k aren't you...

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I made more per year under Biden than trump. Well paper money

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If that is the case, it is because you panicked on April 7 and when we invaded Iran and sold. I bought. Biden had a recession and a over 2 year period where none of the major indexes hit a high. The market didn't do shite under Biden until the Fed stepped in and a good bit of the gains under Biden happened in the last 5 months after Trump had been elected or right before he was elected.
It is not comparable.

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It only goes up because of trumpflation

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Please explain why it went down during the hyper inflation under Biden around 22'. Inflation was much higher then...

Thanks for your response.
AI is pushing me towards a DSCR loan with 25% down payment ish, depending on the numbers. Since I am retiring my Debt to income will not be up to par here shortly.
Do you do any lifestyle purchases meaning STR vacation type investments? That is more of what we are looking at.

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sounds like you need to learn how to run numbers on prospective properties.

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Thanks but this question is more more of a borrowing question and specific to investors that have borrowed against other property or stocks etc. Not so much running numbers on properties. I own my other out of state investment properties outright and paid cash. I am now wanting to borrow against those properties and stocks to not come out of pocket and was interested in the advice from others that have done the same. I don't even have a specific property in mind at this point, cart before the horse situation where I want to figure out the best way possible and get an idea of capital I am able to work with first. Then I will identify the next location and property. I do think I will do Beach and Not mountains this time but that is about the only direction I have.

What is so risky?

I am looking at borrowing against both property assets and my investments to purchase an investment property. I know this is pretty common with possibly some on this board but I have never done it. I have not picked out a property or even a location for it but own a few other properties that are cash flowing out of state outright. I was going to borrow against them for a downpayment and borrow against my principal investments for the mortgage. I am of course most interested in purchasing a cshflowing property but besides that what should i be paying attention to here and, I am nervous about it, should I be?

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AI and Vibe coding will kill Salesforce.

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The only thing stopping AI from taking over now is the leaders who pay for CRM's to be able to track.

I drive a 2018 toyota truck that I wrote a check for and live in a $350k house. My wife has a company car that we put most of our miles on. I let my assets work for me. I own other properties worth more than the one I live in and own them outright. We both max out our 401 K and invest a good deal more every year. I am in my mid fifties and will be retiring soon.
I would rather retire and travel while my dollars work for me than drive a Porsche, have an $250,000 boat or own a million dollar house. I don't understand the ones that live check to check and own nice things but I think I has to do with me having better parenting than they did. I have problems understanding why everyone doesn't follow the same blueprint...