TheFranchise

The Epstein situation gets down to 1 question: What happened to #LockHerUp?

It was a systematic, step by step approach to destroying America between HW to Tim Osman/Osama/Obama and it was Shrillary’s turn next.

Then, from out of nowhere a real estate mogul & reality tv star descended down that golden escalator.

It’s really just different philosophies. Marinara liked a bunch of little, skinny fast twitch types. Jay brought back the gorillas for gorilla ball.

There are legitimate reasons for a coach or player to take the first pitch or take until you get a strike. Harder to know if it’s a call, strategy or happenstance without being at the game and on the field

Peterson will be sucking Arky off all night. Shame.

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And Blue Cross paid a contracted rate

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Udtiger and other pro-tort reform folks do not want lower premiums .

Why should the premiums I pay to BCBS benefit the tortfeasor or Progressive?

The bill basically shifts the burden of medicals onto the health insurer, creating further inefficiencies within the macro insurance market.

The summer of covid tort reform package and last year’s tort reform package have exhibited ZERO impact to auto insurance premiums. This one won’t either.

The auto insurance industry doesn’t care about claims costs. If they did, they wouldn’t waste so much defending clear cut cases.

Our insurance commissioner allows them to charge so much higher premiums that their profit margins are higher here than in most states.

We have more wrecks here per capita than most places. Our terrible roads and lack of any real traffic enforcement drive up the wrecks. You want meaningful change that may actually affect auto premiums? Start with legislation geared towards lowering the number of wrecks.

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Temple is working hard on tort reform.

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Temple is working hard on tort reform that benefits the insurance companies, rather than Louisianans. As long as insurers are allowed to get away with having a 200% higher profit margin in this State relative to its neighbors, nothing will fix the insurance crisis.

If tort reform works to correct premiums, why didn’t you see premium decreases after the sweeping tort reforms of 2020 and 2024? Because tort reform only works to restrict the rights of the injured; it does ZERO to affect premiums.

At the same time, streamlining the courts to reduce the dollar & time investment necessary to prosecute/defend personal injury claims would reduce the real inefficiencies in the market which are centered around incentivizing protracted and deleterious litigation practices rather than paying fair amounts for valid claims.

This is actually a slight misstatement. First, you have to account for the fact that health coverage provider wants their money back. And it needs to get it back. The liability coverage of these maniacs riding peoples’ tails, etc should have to address the necessary hospital bills, not the health coverage providers. To make Medicaid, Medicare or private health insurance eat that cost would create significant economic inefficiencies in the health insurance market.

Here’s a better solution to manage the healthcare costs involved in these PI cases:

Do you realize that Acadian Ambulance and most hospitals will refuse to accept health insurance when the patient was injured in a wreck or a fall? That’s right, they expect some sort of windfall if the patient was injured by someone else vs. a heart attack or stroke or some other health related factor. Allowing this to continue literally incentivizes the transportation or treatment of MVA patients over regular folks needing emergent care. BR General is among the worst at this practice. Then you have these private urgent care facilities that refuse health coverage but charge $30,000 plus for the same ER treatment that would normally run about $5000 for which Medicare or private HI would pay about $1500.

When you really get down to the nuts and bolts and actually study the economic inefficiencies, real effective change could be made but it’s not as politically expedient as blaming the plaintiff lawyers or the billion dollar insurance companies.

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Again, same insurance companies in the considerably cheaper to insure states. What's the difference?

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Same number of billboard lawyers in the considerably cheaper to insure states. What’s the real difference?