TheFranchise
| Favorite team: | LSU  |
| Location: | The Stick |
| Biography: | Res ipsa loquitor |
| Interests: | |
| Occupation: | |
| Number of Posts: | 6251 |
| Registered on: | 2/1/2005 |
| Online Status: | Not Online |
Recent Posts
Message
re: ‘Two little boys crying wolf’: Landry calls for shared blame on LA’s insurance crisis
Posted by TheFranchise on 4/16/25 at 12:23 pm
The fact is - there’s plenty of blame to go around. But one-sided “tort reform” has been established to have not worked to reduce rates in medmal, premises liability, 2020 tort reform and 2024 tort reform. And I’ve never seen any evidence that one-sided tort reform has ever reduced rates in any other state.
You can’t be serious about really addressing rates without having real solutions that are actually designed to work rather than simply demonize one side or the other.
There are real solutions that would work without depriving really injured folks of the chance to recover for the often life long impacts of significant injury. They don’t score political points but they would actually reduce rates.
As long as cops and DAs are “too busy” for auto theft, auto burglary, and enforcing auto safety laws and DOTD/CityParish Public Works are “too busy” to correct some of the dangerous roadways, we’ll continue having higher per capita vehicle theft and higher per capita MVAs than 48 or so other states.
Go drive around the “other side of the tracks” streets in your city/town, you’ll see the lanes are much narrower.
It’s not the lawyers, it’s only partly the insurance companies’ greed, but there are real common sense solutions that would actually impact rates in a positive manner.
You can’t be serious about really addressing rates without having real solutions that are actually designed to work rather than simply demonize one side or the other.
There are real solutions that would work without depriving really injured folks of the chance to recover for the often life long impacts of significant injury. They don’t score political points but they would actually reduce rates.
As long as cops and DAs are “too busy” for auto theft, auto burglary, and enforcing auto safety laws and DOTD/CityParish Public Works are “too busy” to correct some of the dangerous roadways, we’ll continue having higher per capita vehicle theft and higher per capita MVAs than 48 or so other states.
Go drive around the “other side of the tracks” streets in your city/town, you’ll see the lanes are much narrower.
It’s not the lawyers, it’s only partly the insurance companies’ greed, but there are real common sense solutions that would actually impact rates in a positive manner.
2
re: ‘Two little boys crying wolf’: Landry calls for shared blame on LA’s insurance crisis
Posted by TheFranchise on 4/16/25 at 7:54 am
This is actually a slight misstatement. First, you have to account for the fact that health coverage provider wants their money back. And it needs to get it back. The liability coverage of these maniacs riding peoples’ tails, etc should have to address the necessary hospital bills, not the health coverage providers. To make Medicaid, Medicare or private health insurance eat that cost would create significant economic inefficiencies in the health insurance market.
Here’s a better solution to manage the healthcare costs involved in these PI cases:
Do you realize that Acadian Ambulance and most hospitals will refuse to accept health insurance when the patient was injured in a wreck or a fall? That’s right, they expect some sort of windfall if the patient was injured by someone else vs. a heart attack or stroke or some other health related factor. Allowing this to continue literally incentivizes the transportation or treatment of MVA patients over regular folks needing emergent care. BR General is among the worst at this practice. Then you have these private urgent care facilities that refuse health coverage but charge $30,000 plus for the same ER treatment that would normally run about $5000 for which Medicare or private HI would pay about $1500.
When you really get down to the nuts and bolts and actually study the economic inefficiencies, real effective change could be made but it’s not as politically expedient as blaming the plaintiff lawyers or the billion dollar insurance companies.
Here’s a better solution to manage the healthcare costs involved in these PI cases:
Do you realize that Acadian Ambulance and most hospitals will refuse to accept health insurance when the patient was injured in a wreck or a fall? That’s right, they expect some sort of windfall if the patient was injured by someone else vs. a heart attack or stroke or some other health related factor. Allowing this to continue literally incentivizes the transportation or treatment of MVA patients over regular folks needing emergent care. BR General is among the worst at this practice. Then you have these private urgent care facilities that refuse health coverage but charge $30,000 plus for the same ER treatment that would normally run about $5000 for which Medicare or private HI would pay about $1500.
When you really get down to the nuts and bolts and actually study the economic inefficiencies, real effective change could be made but it’s not as politically expedient as blaming the plaintiff lawyers or the billion dollar insurance companies.
re: ‘Two little boys crying wolf’: Landry calls for shared blame on LA’s insurance crisis
Posted by TheFranchise on 4/16/25 at 7:38 am
quote:
Are there?
Ever driven between Vidor and Houston? Bay St Louis to Panama City or points east? Pascagoula to Atlanta?
McComb to Atlanta through Tuscaloosa/Birmingham?
re: ‘Two little boys crying wolf’: Landry calls for shared blame on LA’s insurance crisis
Posted by TheFranchise on 4/16/25 at 7:09 am
quote:
Again, same insurance companies in the considerably cheaper to insure states. What's the difference?
Same number of billboard lawyers in the considerably cheaper to insure states. What’s the real difference?
re: ‘Two little boys crying wolf’: Landry calls for shared blame on LA’s insurance crisis
Posted by TheFranchise on 4/16/25 at 12:05 am
quote:
That is false
No, it’s absolutely true.
quote:
Are rates are high due to the litigious nature of our trashy population in this state and the bullshite laws that favor the plaintiff.
This is false
quote:
Not to mention the absurd number of people who don’t want to pay for additional insurance then sues the insurance company for not paying out on the policy they don’t have. If you don’t pay for coverage, you are not entitled to the benefits of the coverage you don’t have!!!
Not even sure what this is supposed to mean. You can’t sue your own insurer for not paying out on coverage you don’t have. Even so, that would be contract law, not tort law.
Look, the legislature passed rather sweeping tort reform in 2020 and 2024. Have your rates come down since then? No? That’s because “tort reform” is not the problem and, thus, not the solution. We have among the lowest quantum of injury damages in the country.
We have horrible roads & infrastructure which leads to an increased volume of wrecks. We have an obscenely high rate of uninsured/underinsured drivers. We have grossly dangerous drivers but the cops don’t do anything about it. We have parish-wide judges elected by a small sliver of folks within a district. We have severe bag logs in the courts due to Covid, a lack of resources, laziness and incompetence. Overly aggressive insurance companies who run up huge bills with their own lawyers because they want to fight even the most clear cut cases and the most reasonable claims. Out of state Insurance adjusters who are paid commissions and bonuses on how well they screw people do nothing but push more victims to attorneys and push more claims into litigation. We have laws against frivolous claims by plaintiffs and defendants, but they’re rarely enforced making them virtually toothless.
re: ‘Two little boys crying wolf’: Landry calls for shared blame on LA’s insurance crisis
Posted by TheFranchise on 4/15/25 at 11:23 pm
quote:
Louisiana already has no pay no play.
It should be made way more stringent
re: LSU 2 @ Auburn 4 Final
Posted by TheFranchise on 4/12/25 at 8:32 pm
quote:
If the left fielder was in the booth, the announcer would 100% suck him off.
The kid is pretty damn good
re: BABE ALERT: Linda Beaver
Posted by TheFranchise on 3/23/25 at 12:06 pm
Why are all the women in Alpharetta so happy all the time? Because they’re always so close to Cumming
re: What the heck is going on with USPS?
Posted by TheFranchise on 3/22/25 at 7:53 am
And Dems want government workers running our healthcare system
re: Execution in Louisiana - Hearing set re Religious Claims
Posted by TheFranchise on 3/18/25 at 6:48 am
Rape kidnapping and murder already destroyed his Bardo far worse than breathing exercises in a nitrogen chamber
re: Louisiana Scaffold Builder wins $411 million Verdict. Largest in Louisiana History.
Posted by TheFranchise on 3/5/25 at 5:37 pm
quote:
Anyone who celebrates this verdict has zero room to bitch about the cost of insurance.
You’ll have to explain that to me.
Had Brock and its insurer done the right thing and paid the valid claim when due, this verdict wouldn’t have happened. The insurance company decided instead to fight the valid claim, spent untold $$$ on defense costs, got what was coming to them, and then they want to blame plaintiff’s attorneys for high insurance premiums?
How’s that “tort reform” from 2020 and 2024 working out for your insurance premiums? Has it helped? Is that because the problem isn’t due to plaintiffs or plaintiffs attorneys, so “tort reform” doesn’t fix the out of control premiums? Is it because the real problems are the out of control insurers charging out of control premiums, then fighting tooth and nail against valid claims rather than doing what is right?
There is zero evidence that high premiums are triggered by injured people making claims. “Tort reform” will not make your premiums go down.
re: Shady Sanders as our 1st Round Selection
Posted by TheFranchise on 2/8/25 at 7:44 am
quote:
Soooooo the Saints will have an upgraded Aaron Brooks?
Rather have Aaron Brooks. What about this guy’s tape do y’all see that says “this kid has a chance be a QB in the NFL”?
re: When’s the last time Will Ferrell was in a truly great movie?
Posted by TheFranchise on 2/1/25 at 8:41 am
Wedding Crashers. Just because they limited him to basically only a cameo. He’s unfunny.
re: Saints are using a bold strategy on the HC hire
Posted by TheFranchise on 1/25/25 at 5:33 pm
/
Fred’s/Sports parking lot at 2am drunk leftovers…championship!
quote:
It’s like sticking around the daqirui shop and batting clean up at 2 am
Fred’s/Sports parking lot at 2am drunk leftovers…championship!
re: Update on the mythical OL transfer?
Posted by TheFranchise on 1/25/25 at 8:30 am
Moscona is an established liar. Knowing lies, not just “got stuff wrong”.
How anyone would advertise thru him or do any sort of business with him is mind boggling. He fleeced the public to get the funds he uses for his new companies like Parish Roofing.
How anyone would advertise thru him or do any sort of business with him is mind boggling. He fleeced the public to get the funds he uses for his new companies like Parish Roofing.
re: Traitors Season 3 Discussion Thread
Posted by TheFranchise on 1/11/25 at 10:08 am
They have a reality game show about the Bushes, Clintons, Michael & Barry, Bidens, and Pelosi/Schiff? Weird.
re: List the competent black female current elected leaders
Posted by TheFranchise on 1/11/25 at 9:57 am
Teedy
Wicked Witch of the Weston Broome
Have to be atop the list of the worst
Wicked Witch of the Weston Broome
Have to be atop the list of the worst
re: Any franchisees here? Know any?
Posted by TheFranchise on 1/10/25 at 10:22 am
I was part of one but broke off and individualized. I know several multiple franchise owners and they’re all very happy with it, historically, although have seen recent frustrations with their various franchisors.
re: Words/phrases that people commonly screw up
Posted by TheFranchise on 1/8/25 at 6:40 am
All the sudden
I got on brakes
That’s mines
I crossed the medium or media (rather than median)
I got on brakes
That’s mines
I crossed the medium or media (rather than median)
re: As an LSU fan would you rank Sankey ahead of Slive?
Posted by TheFranchise on 1/6/25 at 10:57 pm
Sankey is extremely dishonest. Weighted Texas’ year 1 schedule very favorably. Can’t ever admit his refs got it wrong and “we’ll do better next time”, instead it’s some made up thinly veiled excuse that’s obviously untrue
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