| Favorite team: | LSU  |
| Location: | Tyler, Texas |
| Biography: | |
| Interests: | Football, Cars, Hunting, Fishing, Movies, Politics, Guns, Current Events |
| Occupation: | |
| Number of Posts: | 4333 |
| Registered on: | 1/30/2010 |
| Online Status: | Not Online |
Recent Posts
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He must be doing something right if those freaks are protesting against him
0
re: Worried about your college kid? Hire a mom.
Posted by MC5601 on 9/21/26 at 1:22 pm to prplhze2000
Hopefully this works both ways. You can hire me to be a young woman’s daddy.
quote:
People were already overpaying for houses by thousands when rates were in the low 2s
*hundreds of thousands
Parents accused of leaving child who ate THC gummy to attend LSU game
Posted by MC5601 on 9/15/26 at 6:35 pm
Some parents will do anything to attend an LSU game
Also, are we sure “Mary” is a woman? Rough mugshot
SCOTT, La. (Acadiana News First) - An Acadiana couple is facing several charges after their young child took a THC gummy and the couple left to attend LSU’s game against Louisiana Tech, authorities said.
Mary Cormier, 36, and David Butt, 34, each face the following counts:
Second-degree cruelty to juveniles
Child desertion
Contributing to the delinquency of juveniles (3 counts) LINK
Also, are we sure “Mary” is a woman? Rough mugshot
SCOTT, La. (Acadiana News First) - An Acadiana couple is facing several charges after their young child took a THC gummy and the couple left to attend LSU’s game against Louisiana Tech, authorities said.
Mary Cormier, 36, and David Butt, 34, each face the following counts:
Second-degree cruelty to juveniles
Child desertion
Contributing to the delinquency of juveniles (3 counts) LINK
quote:
If you can’t afford a house you’re not middle class. The problem is bowing down to the lower class and $15/hr. Can’t believe people are shocked prices are up as wages are.
Many of us can afford A house. We just don’t want to pay $450k for a shithole in a working class area of our city. You can go to college, make over $100k per year and still be firmly locked out of the real estate market
Absolutely. I hunt coochie all year. It can get a little wet and hairy out there sometimes but the risk is worth the reward
Shouldn’t we be able to hang these people for treason? We can’t share a country with these communists
Hopefully this comes to fruition. Regular Americans cant afford a regular American home
My parents bought their current house 12 years ago for $339k in Tyler, Tx (a city of about 120,000) and just had it appraised yesterday for $800k. This is a relatively small market and even there the pricing is totally out of control
My parents bought their current house 12 years ago for $339k in Tyler, Tx (a city of about 120,000) and just had it appraised yesterday for $800k. This is a relatively small market and even there the pricing is totally out of control
re: DaeQuan Wright has plan in place to come to LSU
Posted by MC5601 on 8/23/26 at 4:50 pm to StevieG504
I hate the modern rules regarding transfers, NIL, etc and think this new ruling is laughable. College football is unrecognizable and a much worse product for fans than it was a short 6 years ago
That said, LSU and Kiffin need to do whatever is best for the program. Play by the current rules (even if they are terrible) and win
That said, LSU and Kiffin need to do whatever is best for the program. Play by the current rules (even if they are terrible) and win
re: Night Vision Scope
Posted by MC5601 on 8/20/26 at 9:07 pm to Old Man and a Porch
PSA will regularly have Pulsar scopes refurbished for about half price of new. I have 2 AGMs and they are okay but may try Pulsar next
quote:
Why not use the $20K and invest it in an index fund at a 10% nominal average annual return or roughly 7% to 8% adjusted for inflation, in 30 years the daughter would have roughly $348,988 as a graduation gift? This is just a stupid waste of money.
While I totally agree it’s a waste of money, most of these families have generational wealth and $20k is nothing to them. Example: My college girlfriend didnt like her freshman year roommate so her dad bought her a $450k house 1 block from campus
re: What’s the fastest you’ve ever seen someone legitimately become rich?
Posted by MC5601 on 8/8/26 at 12:26 am to FlyingTigerBo
Not stupid rich but as a freshman at LSU a friend told us about this thing called Bitcoin and I bought 10 of them for roughly $10. Forgot about it, threw away my laptop a few years later and my hard drive is currently in the landfill with $700k on it or whatever bitcoin is worth these days. No idea what my password or encryption key was and all I can do is laugh
quote:
You are not in the top 10% of earners and incapable of owning a home. There are other situational factors or choices you have made that lead to this situation
Certainly not incapable. The problem is that a 4/3 in a good area with good schools (no private school) and a reasonable commute costs $650k+. Daycare is another $3.6k a month for 2 kids so also something to think about. Will not compromise on keeping our 401k investments maxed as I do not think SS will be there in 30 years. We can technically afford it but it would put us in a position where we are living month to month so don’t want to go that route.
re: I think people need to accept that the housing window has closed
Posted by MC5601 on 8/2/26 at 8:24 pm to armytiger96
quote:
DFW. Try to find a 4/3 house in a safe neighborhood with good schools for under $450k and under 45 min commute to downtown. Impossible I was applying the typical multiplier of 3-5. Good for you for trying to stay under that.
I invest heavily and want to continue to do so to fund a retirement before 60. We make a good living but $7k a month between mortgage, taxes, and insurance on a $700k home is something I just can’t stomach.
re: I think people need to accept that the housing window has closed
Posted by MC5601 on 8/2/26 at 6:33 pm to armytiger96
quote:
This has to be a troll. Earning $200,000+ and can't afford a decent home. Where?
DFW. Try to find a 4/3 house in a safe neighborhood with good schools for under $450k and under 45 min commute to downtown. Impossible
quote:
“$80k in 1988” Equivelant is $230,908.90 in 2026.
You are proving my point. That same house is $450k today
re: I think people need to accept that the housing window has closed
Posted by MC5601 on 8/2/26 at 11:20 am to Zappas Stache
quote:
So what you’re saying is that people should go to college, work their arse off, earn an above average income, save $110k (20%) for a down payment for a neighborhood and house they don’t want. Sounds like the American dream to me
Yes....and this is what your parents did and their parents and their parents . Your entitlement is showing.
This is laughable. My parents first house was $80k in 1988 and they were able to buy at 23 years old right out of college. The house I grew up in was $120k for 3100 square foot in a great neighborhood purchased in 1998. Same house is $500k today. There was an extreme shift after 2020 that has made it nearly impossible for first time homeowners and the data proves it. My parents and grandparents didn't have it nearly this hard and my parents openly admit it. I am in the top 10% of American income earners and can’t afford a home in a decent area on my own - that’s crazy
quote:
My two kids (in their early 40’s) did fine. They both have homes valued around 2 million.
That’s fantastic for them. They must make about $600k per year to afford that home which is amazing. Unfortunately about 98% of Americans will never get there.
re: I think people need to accept that the housing window has closed
Posted by MC5601 on 8/1/26 at 6:07 pm to Zappas Stache
quote:
You can still buy a house but it may not be your dream house or in the neighborhood you want.
So what you’re saying is that people should go to college, work their arse off, earn an above average income, save $110k (20%) for a down payment for a neighborhood and house they don’t want. Sounds like the American dream to me
re: I think people need to accept that the housing window has closed
Posted by MC5601 on 8/1/26 at 4:49 pm to DeathValley85
Headline from today:
The U.S. housing market just hit the most unaffordable level in recorded history and the data behind that headline is worse than most people realize.
According to the St. Louis Fed, Harvard's Joint Center for Housing Studies, and Bankrate's 2026 analysis, we have now officially surpassed the affordability crisis of the 2006 housing bubble.
The inflation-adjusted Case-Shiller Index confirms it. We're not approaching the bubble peak. We've blown past it.
Here's what the actual numbers look like right now:
- More than 75% of U.S. homes for sale are unaffordable to the typical American household
- The median U.S. household earns roughly $80,000 a year
- You need approximately $113,000 in annual income to afford a median-priced home at current rates
- That gap, $33,000, is the largest income-to-home-price deficit in American history
- Median home prices have increased 217% since 2000 while household incomes grew just 153%
- The number of homes affordable to households earning $75,000 or less has dropped 60% since 2019
- 11 million extremely low-income renters are competing for just 3.8 million affordable available units
- Dave Ramsey called it "the most unrealistic real estate market in 100 years"
And here's the trap nobody talks about openly.
Homeowners who locked in 3% mortgages during the pandemic can't afford to sell. Moving up means giving up a rate that no longer exists and taking on a new loan in the sixes or sevens. So instead of selling they're becoming accidental landlords, renting their old homes out and freezing inventory for everyone trying to buy.
The market isn't just unaffordable. It's LOCKED. Sellers who can't sell. Buyers who can't buy. Renters who can't save fast enough to bridge the gap. And a construction pipeline that isn't moving fast enough to matter at scale.
The U.S. housing market just hit the most unaffordable level in recorded history and the data behind that headline is worse than most people realize.
According to the St. Louis Fed, Harvard's Joint Center for Housing Studies, and Bankrate's 2026 analysis, we have now officially surpassed the affordability crisis of the 2006 housing bubble.
The inflation-adjusted Case-Shiller Index confirms it. We're not approaching the bubble peak. We've blown past it.
Here's what the actual numbers look like right now:
- More than 75% of U.S. homes for sale are unaffordable to the typical American household
- The median U.S. household earns roughly $80,000 a year
- You need approximately $113,000 in annual income to afford a median-priced home at current rates
- That gap, $33,000, is the largest income-to-home-price deficit in American history
- Median home prices have increased 217% since 2000 while household incomes grew just 153%
- The number of homes affordable to households earning $75,000 or less has dropped 60% since 2019
- 11 million extremely low-income renters are competing for just 3.8 million affordable available units
- Dave Ramsey called it "the most unrealistic real estate market in 100 years"
And here's the trap nobody talks about openly.
Homeowners who locked in 3% mortgages during the pandemic can't afford to sell. Moving up means giving up a rate that no longer exists and taking on a new loan in the sixes or sevens. So instead of selling they're becoming accidental landlords, renting their old homes out and freezing inventory for everyone trying to buy.
The market isn't just unaffordable. It's LOCKED. Sellers who can't sell. Buyers who can't buy. Renters who can't save fast enough to bridge the gap. And a construction pipeline that isn't moving fast enough to matter at scale.
re: I think people need to accept that the housing window has closed
Posted by MC5601 on 8/1/26 at 9:54 am to lsupride87
quote:
Whats ignorant is not realizing paying 250k for a home that needs work 40 minutes from your job is not fricking ideal for a “starter” home. That’s expensive as frick and shows the problem
I would kill for a $250k house in a safe neighborhood that needs a little work 40 mins from work. That house in DFW would be about $500k
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