aupsh

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aupsh

Favorite team:
Location:	Birmingham, AL
Biography:
Interests:
Occupation:
Number of Posts:	146
Registered on:	12/1/2009
Online Status:

re: Question about debt reduction and deciding when to purchase home

Posted by aupsh on 5/12/11 at 5:18 pm

How will having kids affect the income and all of these plans? Something else to consider

re: Interstate 20 through Tuscaloosa

Posted by aupsh on 5/2/11 at 12:30 pm

Cool, thanks.

Interstate 20 through Tuscaloosa

Posted by aupsh on 5/2/11 at 12:20 pm

How is it? I've got to drive through in a couple days for work. Huge delays? Thanks in advance.

:cheers:

re: Advice on In-Laws and a Mortgage

Posted by aupsh on 5/2/11 at 12:11 pm

Any updates?

Also, what does your wife think should happen?

re: What's a smart down payment for a $25-$30k vehicle?

Posted by aupsh on 4/1/11 at 7:33 pm

quote:
The EXTREME majority of people simply choose to purchase cars they cannot afford instead of one they can.

FTFY

re: What's a smart down payment for a $25-$30k vehicle?

Posted by aupsh on 4/1/11 at 4:33 pm

quote:
I'm just asking what is a solid down payment. I wouldn't pay for something I can't afford.

Question isn't that simple. Solid down payment depends on your savings level after you write the check, your monthly take-home pay, and how much payment you're taking on. Many variables. If you're about a good down payment, I'd prefer to put money down on a home if you don't already have one. Keep this purchase in perspective as it'll follow you around ($400/month for a few years) and your goals may change in the near future (home ownership). Again, I'd recommend staying as liquid as possible so you can pile up cash for purchases that will be better long term investments.

re: What's a smart down payment for a $25-$30k vehicle?

Posted by aupsh on 4/1/11 at 3:37 pm

Well, how much can you afford to put down (cash do you have saved), and how much do you make a year?

Just saying, that's is an expensive arse car for a 22 year old to finance. Consider looking at used cars about 3 years old you can get for 15k. Not knowing anything about your financial situation (but seeing you have a kiddo), I'd say keep your monthly income as liquid as possible (keeping your monthly payment liability as small as you can). You can get a really nice used car for 15k that will get you and the kid around just fine.

Just my 2 cents.

re: Am I now one of "those" people??

Posted by aupsh on 3/29/11 at 10:13 am

quote:
Disclaimer: I don't own a Mac, just every other Mac product

FTFY!!

-sent from my iphone :nana:

re: What is a good medium-risk bond or stock that my GF and I could invest in?

Posted by aupsh on 3/24/11 at 10:45 am

Why are you investing with your girlfriend? Whose money is it?

re: Denham Springs for work 3 nights this week

Posted by aupsh on 3/15/11 at 2:53 pm

Went to Cafe Phoenica last night and it was very good. Can't get tired of good Greek food.

Had the Jambalaya place next door to it for lunch today and wasn't as impressed. Pretty run of the mill.

Might go back to CP tonight or try VooDooBBQ or one of the Asian places in that shopping strip. Thanks again for the recs!

re: Places to eat in Birmingham

Posted by aupsh on 3/14/11 at 5:33 pm

Copper Grill maybe? Copper something.

For a quick lunch, go to Tazikis on Friday and get the special. YOUR WELCOME.

re: Denham Springs for work 3 nights this week

Posted by aupsh on 3/14/11 at 3:17 pm

quote:
Yeah yeah I know. But really the OP is the only arse for making a thread looking for something he can google and NOT COMING BACK!

I can't even describe how mad it makes me when someone starts a thread that sparks good conversation and never returns!

Sorry, been traveling and just now arrived in DS. Thanks for the recs/lively discussion. I'll probably venture into BR for at least 2 of my meals and will use this thread for the others when I'm going to be in DS.

:cheers:

Denham Springs for work 3 nights this week

Posted by aupsh on 3/13/11 at 5:07 pm

Where to eat? Thanks

re: Renting an apartment w/o a lease?

Posted by aupsh on 1/25/11 at 4:01 pm

There is zero advantage for you to not have a lease, especially if, like you said, this guy was cool with you breaking the lease with a month's notice. The lease is in place to protect both the landlord AND the tenant. No question.

re: Renting an apartment w/o a lease?

Posted by aupsh on 1/25/11 at 3:08 pm

Dude, sign a lease or find another place.

re: CFN rips Auburn/Chizik

Posted by aupsh on 1/20/11 at 9:28 am

quote:
quote:

this line is about as original as "the check cleared" or "vacated championship" or "who do we replace The Barn with when they get the death penalty", etc, etc, etc, etc

FIFY

DING