ELLSSUU
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| Number of Posts: | 7977 |
| Registered on: | 1/1/2005 |
| Online Status: | Not Online |
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re: Talk me off the ledge….been looking for a used truck… UPDATE: it’s gone
Posted by ELLSSUU on 2/1/26 at 9:16 am to SquatchDawg
Sounds to me that you've made some good choices in life so far. If this is a splurge you find worth it then go for it.
Like I said it wouldn't be my choice but I'm not in your shoes.
Like I said it wouldn't be my choice but I'm not in your shoes.
0
Proliferation of student loans. Makes college more expensive, more apt for bullshite curriculum, more peripherals for non-education concerned accoutrements, and a for-profit like mindset that can outweigh educational focus. They're trying to let everyone in order to get everyone to pay.
re: Talk me off the ledge….been looking for a used truck… UPDATE: it’s gone
Posted by ELLSSUU on 2/1/26 at 8:04 am to SquatchDawg
Excellent. Ask yourself a couple questions:
Will you be earning 10% for the lifetime of your payments on the truck?
I was thinking more like 7% on the ten year old truck. Either way, find out what the interest rate is on a new truck and then understand how much of your payments go to interest on each. There is an equilibrium of payments on new vs old and probably a potential to buy a >$46k new truck for the same monthly spend.
Will you be earning 10% for the lifetime of your payments on the truck?
I was thinking more like 7% on the ten year old truck. Either way, find out what the interest rate is on a new truck and then understand how much of your payments go to interest on each. There is an equilibrium of payments on new vs old and probably a potential to buy a >$46k new truck for the same monthly spend.
quote:
Lower payments, modern features, no depreciation risk to you, ability to upgrade without worrying about selling, and a full warranty.
It should say “Forever payments” and include a * for depreciation risk. You’re essentially paying for the depreciation in your lease payments. Dealers don’t absorb depreciation as they’re hedging on a predicted rate in your payments. They're not giving you any freebies.
$46K for a 10-year-old truck is crazy, and paying a 3-5-year note on one is nuts. You didn’t mention if you’d take on a note, but since you’re buying something that old, I’m guessing that is your plan.
You might want to compare your monthly interest rate costs for a 10-year-old truck with the new one listed above. You could be spending an extra $100 a month for an older out of warranty truck.
I have three actually
re: Affordable Dream Cars
Posted by ELLSSUU on 1/22/26 at 2:46 pm to Gulf Coast Tiger
quote:
Sadly, I know
Right there with you. Shoot 80's 911s can hit $100K these days. I regret not buying one when they were semi-affordable.
re: Affordable Dream Cars
Posted by ELLSSUU on 1/22/26 at 2:44 pm to FearlessFreep
quote:
Porsche Cayman for me
Good answer. Fantastic cars as are their sibling the Boxster.
I'm fringe enough to say that I would rather a new Cayman GTS 4.0 or Boxster GTS 4.0 over a baseline 911. To me it is the less car equals better car scenario.
re: Affordable Dream Cars
Posted by ELLSSUU on 1/22/26 at 8:53 am to Gulf Coast Tiger
quote:
I’ve always wanted a Porsche 911 Turbo
Sub-$45K?
It's not easy to find a 930 for less than $145K. They exist but usually have been well loved and/or need work.
Early 3 liter or G50 cars are in the $200ks. Real Slants can be double that.
quote:
The XK120s at that price need a lot of love. A good one goes for more like $100k.
This is correct. You may find a good 140 or 150 closer to that price range and they are arguably a better car than the 120.
re: Affordable Dream Cars
Posted by ELLSSUU on 1/21/26 at 4:15 pm to flyingtexastiger
quote:
AM DB9. 6.0 V12!!
I've heard nightmares about the general maintenance and repair costs for Aston's. It is a beautiful car though.
80's SL. A German timepiece
re: Garage organization/shelving
Posted by ELLSSUU on 1/19/26 at 8:01 pm to Crescent Connection
Just did 16'x4' myself. $500 plus about $100 in hooks. Took less than an hour to put up.
Haven't been in many many years. Don't miss putting up with the business-as-usual Popeyes bullshite.
From their Canal Street store being "out of chicken", the Mandeville store making me wait 15 minutes for chicken and giving attitude when I wanted my money back because they gave me the wrong order. To the Metairie store window clerk coming to the window with half pound of flour caked on her shirt. There really is no reason to go.
From their Canal Street store being "out of chicken", the Mandeville store making me wait 15 minutes for chicken and giving attitude when I wanted my money back because they gave me the wrong order. To the Metairie store window clerk coming to the window with half pound of flour caked on her shirt. There really is no reason to go.
5-hour energy first thing in the morning. I've been tempted to substitute in a caffeine pill instead of the 5-hour. Mostly because it's cheaper.
re: ADR enjoyed that win yesterday
Posted by ELLSSUU on 1/5/26 at 4:01 pm to Jim bean xxx
Congrats to her and the warm bench seat. Move on
re: US Attacking Venezuela
Posted by ELLSSUU on 1/3/26 at 11:16 am to Steve Rogers
To paraphrase Marco Rubio just now:
"frick around, find out"
"frick around, find out"
Try Google Gemini. Give it a good picture and a prompt.
Example prompt below, make it your own with your goals and a picture of your garage. I threw random suggestions in the one below. Ask Gemini to give you a picture too. You may be surprised how well it does. After you get a result then modify your prompt to bring it home. ChatGPT and others can do the same thing if you prefer another ai.
Example prompt below, make it your own with your goals and a picture of your garage. I threw random suggestions in the one below. Ask Gemini to give you a picture too. You may be surprised how well it does. After you get a result then modify your prompt to bring it home. ChatGPT and others can do the same thing if you prefer another ai.
quote:
Act as a professional garage interior designer and organizer. I have attached a picture of my current 2-car garage. Please generate a high-quality 3D visualization of what this exact garage will look like after a professional makeover, adhering to these specific requirements:
Walls & Ceiling: Paint the walls a vibrant 'Sky Blue' and the ceiling a 'Semi-Gloss Black'. All trim and baseboards should be a crisp 'Bright White'.
Lighting: Install a hexagonal LED grid system across the ceiling. Position it so there is exactly a 2-foot border of empty black ceiling between the lights and the walls on all sides.
Cabinetry: On the back wall, visualize a professional-grade DIY cabinet system (like NewAge Products or Husky). The cabinets should be black or slate grey to contrast with the blue walls.
Extras: Include a compact beer refrigerator in the far corner.
Output: Please provide the 3D image first, then provide a structured shopping list including name brands, estimated costs, and SKUs for the cabinets and Lowe's paint colors."
re: Why Are Mid-Level Convertibles No Longer Popular?
Posted by ELLSSUU on 12/25/25 at 7:31 pm to SaveNewOrleans
quote:
Toyota used to have the Supra, but now that's only a coupe.
I don't recall Toyota ever making a Supra Convertible. There was a Supra Targa and a Celica Convertible.
Thank you Wraytex
Do I need to Winterize a Garage Mini-Split?
Posted by ELLSSUU on 12/13/25 at 12:00 pm
With the freezing temps Sunday/Monday (mid 20's) do I need to somehow winterize my minisplit? System or drain lines, 1" pvc for about 15' length, which are outside if the garage?
I plan to run it in heat mode and keep the garage in high 50s-low 60s.
I plan to run it in heat mode and keep the garage in high 50s-low 60s.
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