ram03reg

Looks like you may have a fungus called Brown Patch. I have had this and it spreads quickly. The outer edge of the area is where the fungus is currently active. With our high humidity, the grass stays wet at night which can cause this to spread.

Link to the LSU AgCenter with info on the Fungus. I have had great success with spraying fungicide on the area. You may have to do this each year, as the fungus never really goes away.

Attack it quickly or you will regret it. If the damage is too bad, you may need to re-sod the area. If the area tends to hold water, I recommend fixing the drainage issue before laying new sod (make sure you have control of the fungus before re-sodding).

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Thinking about hitting up the Isle this weekend or next. Looking for Reds and Specs of course. Also looking to find a few flounder. Will probably stay at Bridgeside. Any advice on hot baits and general locations at the moment?

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Went down last weekend. Water was high and wind was whipping but we were able to find some decently clean water in the marsh behind the island.

White Trout were everywhere, picked up probably 130 or so. Some were smaller so we threw them back, but still fun.

Ran into some nice size specs when the wind calmed down on Sunday late morning. They were also back in the shallow ponds. We didn't try the bay for trout due to the chop.

Mainly targeted Redfish, and found them. Pickup up 3 man limit both days.

Trout: Top Water, Cocahoe under cork caught the largest one (20"), Matrix shad with or without cork (Shrimp Creole, Limbo Slice & Lemonhead)

Redfish: Water was high so they were deep in the marsh. Had some great blowups on the top water but I really had to work it (worth it IMO). I didn't have much luck with spinner baits. Cocahoe under-cork up against the marsh worked well too.

The wind looks nasty this weekend but I am headed down again anyway.

Edit* General Location: Ran around the marsh behind Chenier to find protection from the wind. Slipped into the ponds that looked "fishy"

Good luck

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It is my 100,000 mile commuter car that I drive from the suburbs into work each day. It has a lot of life left in it, but I'm not too concerned if the exterior looks bad.

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So, you rely on this car for your daily commute, but you do not care enough to wash it more than "maybe" one time per year?

Not much to worry about except for eventual breakdown of the paint which will lead to rust followed by water intrusion.

What type of "practice" are you starting? Do you plan to do actual "Financial Planning" for clients or just investments? Will you be working with other CFPs?

Will you be starting an Independent firm from the ground up? Working for a large bank or wire house with an established client base?

You need to take a serious look at the services you plan to provide to your potential clients and go from there...Will the CFP Designation immediately increase your income? Probably not, unless you work for a larger firm that will increase your salary/payout due to your credentials.

If you plan to work with HNW clients, the CFP is a must. If you plan to only do investment work for clients in a bank setting, maybe the CFP is not necessary for you. But either way, the CFP designation will set you apart and add credibility to your name.

If you do plan to pursue the designation, be committed and see it through to the end. I am a CFP and I feel that it was worth the effort.

I am going Thursday - Sunday as well. Weather looks nasty for fishing but going to give it a try anyway. I will be hitting the marsh to the west of the Island towards Leeville and Chenier. Hope to find some protection from the wind.

If that fails, I'll be enjoying the breeze under the camp.

Good Luck

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Northwestern Mutual 20 year term $1,000,000 Convertible to whole life with no medical if done within 10 years. Looking about $40-50/month if you're healthy

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Meh..Only convertible within the first 10yrs. You can find a policy for the same price that is convertible throughout entire the term.

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What is the right way to ask about these fees without making the guy who negotiates our plan look like he sucks at his job?

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Simply ask them to explain how the plan is structured. Explain that you feel that the expenses within the fund line up are high and would like to better understand the fee structure.

401(k) Plan are becoming more transparent but can still be very complicated, especially when discussing fees...it is very annoying. You need to look at the overall plan fee structure. Good luck, hope they can provide you with some insight.

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Ive never had an issue with snapping any rod but it does happen. Putting your off hand further up the rod while swinging fish in is a surefire way to snap a rod. Also any knicks along the blanks will create weak points - A good example is tossing them in the back of the truck with all your other gear and/or just tossing them in the garage when you get home. Not assuming that you did these things but these are usually the reasons why rods snap while fishing.

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Always stored and transported it properly and treat all my rods the same. This one just happened to break. If it was a large red that I carelessly threw in the boat I would understand..but it wasn't.

I want to give Falcon another try, just don't want to be disappointed again.

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Your entire life is in a trailer, and you don't think to put a lock on it?

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Directly from the Facebook Link in OP..."It had locks on it that they had to have cut off."

If they send any additional pictures I will be sure to update this thread. Thanks