bobbyray21

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Seeing her naked isn't going to make her attractive.

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Umm.....yeah, it really should.

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2) Employment contract can have many clauses, including signing bonus or loan which may be charged against future buy-out under certain stipulations.

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There could also be a clause in there that Pat Haden gets to put it balls deep in Layla -- without a rubber -- if Lane is fired within five years. Doesn't mean it's gonna be enforced in court.

The entire album isn't all EDM, but I don't care what you call Shame On Me, that shite's got me shaking my shoulders even as I type this.

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Anyway, more to the point. A $500,000 loan wouldn't need a 20 year repayment period if the borrower makes millions of dollars a year. Yeah, if you're Johnny Whitecollar making $100-$150k a year and buy a $500k house then you're going to need a long term repayment schedule. If you're Lane Kiffin who is paid millions of dollars to produce mediocre football teams then $100k a year or more payments aren't that steep.

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Wow, wtf happened in this thread?

Couple things. First, I'll never understand why a guy would question putting a hot chick as an avatar. Yeah, it's a hot chick. She's nice to look at. Everybody wins. Utilitarianism. John Stuart Mill is my homeboy.

Second, saying that Lacey Duvalle is hot is pretty far away from the deep end. She's smoking hot. I get a comment about once every two weeks on my avatar. If you don't think she's hot, you're weird.

Third, and more to the point, you appear to have gotten sidetracked from my point. Which is weird because my point was really straightforward. I said:

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You can't give out a fricking 500K loan with the number of years of repayment being determined by his employments.

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You never addressed my point. Probably because you couldn't refute. Next time just say "hey, bobbyray, you're right". It'll be easier for everybody.

I also said:

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2. 500K loans aren't expected to be paid in focking five year, or nobody would fricking take a 500K loan.

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and you replied with:

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A $500,000 loan wouldn't need a 20 year repayment period if the borrower makes millions of dollars a year.

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Your reply was non-responsive. Nobody is questioning whether Lane Kiffin could have paid back a 500K loan in five years. Of course he could have. But why in the world would he want a 500K loan with a 5 year repayment? How would that benefit him? Assume you just got a job paying you 3 million a year after having just left a job that paid you two million a year and I don't know how much the Raiders paid him, but i'm sure it was okay. And you move to LA and you want to buy a 5.5 million dollar house.

1) will you have any trouble getting a mortgage from the bank at 100% the cost of the house?*
2) will you have any trouble making the 25K or so monthly payments on that mortgage?**

But maybe you might want the loan because USC is giving you some ridiculously low interest rate (or maybe even 0%), and so you figure you can put some money down on the house. Okay, sure then you might want the loan. But not if you have to pay it back in five years. If you have to pay it back in five years, the fact that it's 0% interest rate is immaterial.

So, in view of the fact that there is no reason that Kiffin would have wanted or needed to borrow 500K with a five year repayment period, the only reasonable conclusion is that the loan had a much longer repaymentn period. 10 years at the very very least.

So let's say it was 10 years. In that case, the loan contract would have laid out the terms like so:
- we give you 500K.
- you pay us ~$4,200 each month for 10 years.
- unless we fire you before 10 years, in which case you pay us the entirety of the loan or we take your house.

Now we're back my original point, which you never responded to. The above loan contract is unenforceable because the promise si conditioned on the non-occurrence of an event over which the promisor has complete control. That's an illusory contract. Completely unenforceable.

So even though I'm sure Lane could write USC a check tomorrow for the balance of the loan, if he chooses not to, there ain't a goddamn thing USC can do about it.

And, yes, I'm a lawyer.

And I like Lacey Duvalle. As do all normal people.


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*No. No you won't.
**No. No you won't.

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your repeat use of foul language is offensive.

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What the frick are you talking about?

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calm down

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1. Do you not read well? We've been over this.
2. I"m offended that you think you can talk to me like my father
3. You can't.


Let it go. You don't know how loans work and you read TMZ. And if I've offended you by pointing that out to you and other posters, then lighten up.

I didn't realize you were the OP. Yeah, you probably shouldn't respond again. Go read more TMZ. That's more up your alley.

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Virginia -2.5

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And what's your rationale here? I'm likely going the other way.

Dumbest fricking thread ever.

You can't give out a fricking 500K with the number of years of repayment being determined by his employments.

1. Loans have fixed terms
2. 500K loans aren't expected to be paid in focking five year, or nobody would fricking take a 500K loan.
3. The 500K loan probably had a repayment of at least 20 years.
4. And 20 years is 20 years. It isn't 20 years unless he gets fired and then he has to pay it back immediately. Such a provision isn't legally enforceable in any court in the US or its territories.
5. Think first, then post.

And for god's sake, don't get your info from TMZ. Please punch yourself in the face. You deserve it. And don't reproduce. Like ever.


Jesus, some of you are dumber than a bag of aborted fetuses.

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The gamecocks have a better QB and of course there is clowney.. davis is having a hell of a year but to say they are more talanted at every position is a stretch

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The large majority of positions.