Favorite team:LSU 
Location:Mandeville, LA
Biography:
Interests:
Occupation:Merchant Mariner
Number of Posts:2729
Registered on:7/6/2009
Online Status:Not Online

Recent Posts

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I went to the LSU game last night.

I went to the Saints game today.

Two totally different experiences. Today's experience reminded me why I enjoy the experience 1000x more on Saturdays.

I enjoyed watching the band play as well as the people around me.

quote:

She’s just mad that the blonde chick is smoking hot.


Over time I learned that confident, attractive, and personable women will compliment this rather than tear it down.

It depends on the neighborhood you live in.

Some neighborhoods a buyer won't consider the house unless it has a pool.

Some areas turn off buyers if it has a pool.

I love it. It's part of connecting with your backyard and enjoying the aesthetics. Plus, a great way to cool off.

I used to have to pack up cars and load up bags to go to the gym pool. Now it's so simple to jump in and get out.

re: Would you buy this watch/brand?

Posted by Mariner on 9/26/26 at 12:36 pm to
quote:

The real watch guy is the real watch guy, the Timex guy is secure in himself, and the knockoff watch guy is a fraud. You're totally right.


Exactly my point. Thanks.

re: Would you buy this watch/brand?

Posted by Mariner on 9/26/26 at 6:31 am to
People who know watches will notice it, and it won't be a good moment for you. Also, imagine you are on a date, at a conference, with a client, anything where your character is being investigated, and you get a compliment about the watch being a Rolex and they want to look at it/try it on. When they find out its fake, a red flag has been raised on their relationship with you.

You will get more respect wearing a Seiko.
quote:

It's really just an opportunity thing, if you can find good employment, you can make a good life in NO, BR, of Laffy.


If you have a decent education, good work ethic, refined personality, and a good network, you can go places here. If you have education, skills, and work ethic, and go to major markets, you are competing with a ton of like-minded people. In many cases there is so much opportunity in those markets that you should be fine, but if you can make it here, you stand out like a sore thumb in a great way.

The special thing about here that many don't realize is the amount of people who work for themselves or work in a small firm/business that is part of a network. To me, working at a big corporate headquarters is brutal.
quote:

Which airline is offering that direct flight?


I am wondering how many people read this and was thinking the same thing. :lol:

Kudos to the person being able to afford that personalized flight.

re: Spec Play - HGRAF

Posted by Mariner on 9/19/26 at 10:42 am to
I just bought stock. If the company was bought out, would it transfer to the new company, or does everything need to be liquidated? Are there options?
The fear of the unknown at 32 would haunt me. Outside of a major illness or accident, you have 40-60 years left. If you have all these assets at 32, imagine what you would have at 42 if you kept working?

Quit the job if you hate it and want to try something new. You have the freedom to do that.

re: Spec Play - HGRAF

Posted by Mariner on 9/17/26 at 10:43 am to
quote:

We've known for a long time what steps were needed to boost this share price, and a number of things are going to happen between now and the end of the year that will boost the price.


Up 7% today. Did step 1 happen?
All it takes is one entity with gonads to leave the pack, and give off a perception that they are in a way better place. Once that filters to the other companies, and they get a headache from the state.... they follow suit.
quote:

Time both were in high school we were able to use our traditional 529 funds to assist with tuition. I had friends to get the Louisiana 529 and we were unable to utilize those funds.


They have K12 accounts now for private tuition now.

As mentioned in a recent post, you can open the LA 529 directly and they have simple and effective index funds you can invest in. I started with an age based plan, but after 10 years I switched to an index fund. I think I probably would have done better if I just did the index fund at the start. Someone warned us on TD a few years ago that if the stock market has a big correction, and your kid simultaneously hits an age where they sell off securities automatically to invest in safer funds, you could get screwed instead of waiting a year for things to settle out. Not sure if that would happen as stated, but it lead me to switch to an index.

re: Spec Play - HGRAF

Posted by Mariner on 9/15/26 at 1:10 pm to
I just bought a lot of shares. :cheers:

Thanks for the input and opinions...good and bad.
quote:

Yes she just doesn't want me to screw it up. Wants a professional to make sure I don't screw it up. I get her hesitation. That's why I'm looking for knowledge.


Then a FA is 100% needed.

If you flip it up, or if your investment decisions don't perform well enough, she will never let it go. If the FA flips it up, you got ammo for the rest of your marriage. :lol:

You will get a lot of feedback shunning FA's. Personally I like them. They make good money for me while providing peace of mind. I have bought stocks myself. Some have done well and some have bombed. The FA has never bombed. They may have fewer home runs, but they provide a ton of singles and doubles which are now compounding well.

They have helped me get lucrative life insurance policies, and have introduced me to better ways to defer money for retirement.

They have recommended solid no name stocks that have done extremely well.

I like having peace and someone I know personally to talk to for executing trades, planning, etc. I don't get butthurt about the fees like others do.

If you and your wife are tense about how one handles money, I highly suggest an advisor. If one of you screws up talk about serious resentment. That is way more damaging than a FA fee.
The other way to look at it is you have so much in retirement but not enough between now and retirement. You don't want to cash out retirement money if you need the money before then, or if you wanted to start treating yourself more. I'd be concerned about that.

re: Spec Play - HGRAF

Posted by Mariner on 9/12/26 at 11:25 am to
quote:

I think he’s talking about another stock he bought in the past.

No stock split for HGRAF.



To clear the air this is correct. The last thing I want to do is cause a panic.

I wanted advice on buying HGRAF.

re: Spec Play - HGRAF

Posted by Mariner on 9/12/26 at 7:39 am to
I think I may buy some of this next week.

I'm late to the party, so is this dip about to turn around, or do I sit on the sideline for a few more weeks?

This is a buy and hold long term. From its success over a year, it does not appear to be a pump and dump.

***I rolled the dice and bought some NUBURU a couple years ago because of this board. It shot like a rocket and crashed in a span of a few months, so it must have been a pump and dump. Yesterday I just noticed that they issued reverse stock split. :yack:

re: Spec Play - HGRAF

Posted by Mariner on 9/11/26 at 11:10 am to
Wrong thread :banghead:

re: Spec Play - HGRAF

Posted by Mariner on 9/11/26 at 11:07 am to
Been seeing this thread for a long time now, and usually a long drawn out thread on a stock over the long run pays off here at TD. :lol: So I bought 40,000 shares just now....to be held for eternity.

You SOB's better not fail me. :geauxtigers:

EDIT: WRONG THREAD LOL. Meant for the AMFN thread.

re: 529 Account / Accounts for Child

Posted by Mariner on 9/10/26 at 5:38 pm to
Highly recommended if you are pursuing education for your child. I am through Louisiana START. There are tax incentives for a 529, earnings enhancements, and protection that it is used strictly for your child's education. You have options if they never use the funds.

I just received a notice yesterday that they are changing the investments with a new entity starting in October. I glanced over it. It seems like an upgrade overall.

LSU and Fox News

Posted by Mariner on 9/8/26 at 8:00 am
It seems that LSU has a story or is mentioned once every couple months on Fox News. Besides Sandra Smith, is there some sort of deep alumni connection with LSU and the producers?

Another story this morning. This one on how Kiffin wanted to drag out the rain delay as long as possible and make Clemson miserable in the cruddy visitor locker room.