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Number of Posts:3379
Registered on:10/7/2003
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I’d be curious about ACT and or SAT scores. State test may be skewed as many teachers may teach as simply to pass the state test. Particularly if that teacher is being evaluated by her students state pass rates.

re: Fishing canoe advice needed

Posted by lctiger on 4/17/25 at 3:10 pm
I have a 15 foot old town that been very happy with, got the flat back for small motor, light enough for me to handle myself.
Heirs of home with heloc can do both things you say a hecm heir can do but typically they just assume the home with the heloc as is in place. Yes the loan is a debt to the estate but the terms can remain as is without any refinancing.
Heloc has more flexibility for heirs at time of death, the heloc continues on for the heirs. The reverse mortgage ends at the death of the borrower.
Can help in the months after death if you have some of their money in a joint account with your name so you have immediate access for expenses, like funeral, bills etc.
She can withdraw about 2k a month from the 401k and even with a 4% return she gets 20 years, gets her almost to 90. Some take out a heloc on home when they still can and have that available for living expenses and this is better than a reverse mortgage in the long run. But even without that she can make it to late 80s before having to sell the house.

re: Toledo Bend - Unmanned Boat

Posted by lctiger on 3/23/25 at 9:26 am
Any update to this mystery?

re: 2 open days in Banff

Posted by lctiger on 3/15/25 at 8:54 am
May want to try and catch moraine lake for sunrise on the day you are driving up icefields parkway, it is near the fairmont at lake Louise and on the way to icefields parkway from Banff. It’s breathtaking at sunrise. Can’t drive to the lake itself, we took shuttle from Fairmont lake Louise. Since you are staying at the Fairmont in Banff, maybe they will work something out for you
I’ll consider it money to play with if it’s there. Not counting on it. I’m 56.
Trump asking the Brit this week if he can defeat Putin by himself has much more meaning now. All those globalist are going to look around and realize that they are opening the door for Putin to keep on coming

re: Epstein List

Posted by lctiger on 2/26/25 at 8:46 pm
Magic Johnson
Drip drip approach will only create confusion and enable people to question validity. Throw that shite out and let the chips fall

re: DOJ halts release of Epstein List

Posted by lctiger on 2/26/25 at 5:59 pm
Their boss made an executive order to declassify the JFK files, would imply to me he supports them being released
The video linked has no statement about a date

re: DOJ halts release of Epstein List

Posted by lctiger on 2/26/25 at 5:45 pm
Both Kash and Bondi have hooked their wagon to this list as a shining beacon of their commitment to transparency. They both will go down as typical government fraudsters if they don’t get this done.

re: Retirement planning advice

Posted by lctiger on 2/23/25 at 2:37 pm
I’m 56, about to be in the can retire if I want to phase. Bought a Lakehouse once our house was paid off a few years ago. We decided to put it on VRBO just to offset expenses/taxes etc. so far it’s been a good decision. My hope is it can be a mailbox money maker in retirement, have an asset that if unexpected emergency comes along can sell it if have to. We get families as renters not party people. Most of my planned retirement is 401k/IRA etc, so nice to have some diversity and way to make money outside of market fluctuations.

re: Baton Rouge Scandals

Posted by lctiger on 2/23/25 at 8:42 am
OLOL fundraiser stealing from the foundation to jet around for LSU and Saints games
You don’t have to cut, you can have those paying in pay more, that’s the Government way.

re: Investing In Rural Land

Posted by lctiger on 2/22/25 at 7:22 am
Like anything, it all depends on the deal you get. The good deals on rural land tend to be on property that never makes it to the market. Owner passes away, Kids live elsewhere, inherit land and get an offer and accept it for convenience. Or aging person that hears a number thrown out and jumps on it not really knowing the true value of the land. Big factor on rural land is is it eligible for any subsidies like crp or wrp. Can offset cost while in program.