rintintin

Just started playing around with Claude this weekend and I'm pretty impressed.

I built a custom finance dashboard for myself that gives a live status of the market with major indices, sector heat map, market sentiment, macro stats, etc.

Not much different than what you'll see on a major finance site, but the cool part is I personalized it to my situation based on my age, retirement expectations, risk tolerance, strategy, etc. It gives me a customized briefing of how I should be reacting to the market.

Then I took it a step further and gave it all of my portfolio holdings (not my actual account info but an excel sheet with my % allocations) from my brokerage accounts (e.g., 401k, Roth, etc.) and told it my strategy for each account. It gives me a briefing for each account with specific advice based on my current holdings and whats happening in the market. Its pretty specific too, it will literally say "trim this to X% and add this to your portfolio".

I also added a stock suggester that will give me 5 tickers it suggests looking into, and a "degen zone" that scans all the big degenerate sites (X, stockwits, ws bets, etc.) and shows tickers that are buzzing around the degen-sphere.

I have no clue if any of this is actually good advice, but for a few hours of work and someone who doesn't know anything about coding, its pretty damn slick.

I'd blame daycare costs before car seats.

Having a kid in daycare certainly makes you question how many more you can afford.

I'd rather that than "we're taking receipts"

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Not NIL.

The transfer rules allowed this

Change it to where you can transfer once and then you have to sit a year and things will change.

Most of the cinderellas were veteran teams beating a bunch of 4 and 5 star freshmen.

Now the good vets will get plucked and paid.

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Nailed it

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These ETFs offer psychological feelz goods.

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:lol: exactly

There's certainly a level of psychological comfort with this. I'd sleep much better knowing this cash is generating monthly income and it's not 100% proportional to market downturns.

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Just chart spyi, xdte, and spy starting at liberation day. It highlights exactly how those funds react to any big swings. It took 6 months for the NAV of one of them to just recover and match the SPY recovery, while on the way down the CC funds only outperformed by about 1.5%.

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True, which is why I wouldn't consider this strategy on a shorter time horizon. 3 years appears to be enough time to let the dividends mute any big downturns.

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So according to what you just said, they DID get up and get in line before you did.

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Anyone except trashy Neanderthals understand that your place in "line" is where your seat is.

But I forgot, trashy Neanderthals need signs and announcements to tell them that.

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You weren't standing in line you moron. You were sitting down they were standing in line. Get a life

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Again, the trashy Neanderthal fails to understand the analogy. Not surprising that you're the type of person who thinks this is respectable behavior.

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There's a reason why they don't announce and say we get off with the people up in front getting off first. Because there's fat arse slow people that take forever to get ready and out of their seats. People that get ready ahead of time actually help the flow. What a douche

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They also don't announce that you have to stand in line at the grocery store checkout.

Because some things are obvious common courtesy and they don't expect trashy Neanderthals such as yourself to need a sign or announcement to tell you that.

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You're going to have a pretty big tax bill. All of these dividends are going to be taxed a regular income if it's a taxable account (it needs to be in a Roth).

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I believe these are structured in a way that you're only on the hook for capital gains tax on the dividends once you sell the underlying (assuming you hold over a year).

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But both my kids and their spouses love to fish. And I’ve got 4 grandkids and so far 3 of them love to fish. My job is fairly stressful. The thought of having a place where I can get away on the weekends and sit by a fire pit and stare at the lake for two days sounds mighty nice. A place where I can go sit on my dock with a couple of my grandkids and some cane poles for an afternoon also sounds mighty nice. A place where I can sit on a swing next to my wife and watch the sunset into the lake sounds like heaven. A place where my grandkids can get off a tablet or from in front of a tv and chase lizards, catch fish, swim off the dock, go out on my son or son in laws boat and fish or get drug around on a tube. A place where I can grill up some burgers or steaks on the back porch with the Tigers playing on the TV.

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Checks personal finances for lake cabin funding